Bank Mandiri Persero Tbk PT (BMRI) — Cash Flow-to-Debt Ratio
Bank Mandiri Persero Tbk PT (BMRI) has a Cash Flow-to-Debt Ratio of 0.02x as of June 2026, meaning its operating cash flow of Rp36.62 Trillion could theoretically repay 0% of its total liabilities (Rp2234.96 Trillion) in one year. See how financially flexible is Bank Mandiri Persero Tbk PT to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Bank Mandiri Persero Tbk PT Cash Flow-to-Debt Ratio (2005–2025)
Historical debt coverage capacity for Bank Mandiri Persero Tbk PT across 19 annual periods. For the full cash flow conversion analysis, see BMRI operating cash flow.
Annual Cash Flow-to-Debt Ratio for Bank Mandiri Persero Tbk PT (2005–2025)
Year-by-year debt coverage analysis for Bank Mandiri Persero Tbk PT. Check earnings quality score of Bank Mandiri Persero Tbk PT to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (IDR) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.04x | Rp100.64 Trillion | Rp2502.55 Trillion | ▲ +206.8% |
| 2024 | -0.04x | Rp-79.56 Trillion | Rp2113.75 Trillion | ▲ +54.4% |
| 2023 | -0.08x | Rp-155.57 Trillion | Rp1886.72 Trillion | ▼ -40.4% |
| 2022 | -0.06x | Rp-102.24 Trillion | Rp1740.30 Trillion | ▼ -396.5% |
| 2021 | -0.01x | Rp-17.79 Trillion | Rp1503.50 Trillion | ▲ +8.9% |
| 2020 | -0.01x | Rp-17.36 Trillion | Rp1337.26 Trillion | ▲ +80.4% |
| 2019 | -0.07x | Rp-73.41 Trillion | Rp1109.21 Trillion | ▼ -16.6% |
| 2018 | -0.06x | Rp-57.74 Trillion | Rp1017.29 Trillion | ▼ -13.6% |
| 2017 | -0.05x | Rp-47.72 Trillion | Rp954.69 Trillion | ▼ -1.0% |
| 2016 | -0.05x | Rp-43.80 Trillion | Rp885.34 Trillion | ▼ -62.2% |
| 2015 | -0.03x | Rp-24.11 Trillion | Rp790.57 Trillion | ▲ +63.4% |
| 2014 | -0.08x | Rp-62.44 Trillion | Rp750.20 Trillion | ▲ +7.7% |
| 2013 | -0.09x | Rp-58.09 Trillion | Rp644.31 Trillion | ▲ +4.8% |
| 2012 | -0.09x | Rp-53.01 Trillion | Rp559.86 Trillion | ▼ -326.6% |
| 2011 | 0.04x | Rp20.44 Trillion | Rp489.24 Trillion | ▼ -59.5% |
| 2010 | 0.10x | Rp42.11 Trillion | Rp407.70 Trillion | ▲ +200.3% |
| 2009 | 0.03x | Rp12.36 Trillion | Rp359.32 Trillion | ▼ -32.2% |
| 2006 | 0.05x | Rp12.24 Trillion | Rp241.17 Trillion | ▲ +27.6% |
| 2005 | 0.04x | Rp9.55 Trillion | Rp240.16 Trillion | — |