Standard Bank Group Ltd (SBK) — Cash Flow Quality Index
Standard Bank Group Ltd (SBK) has a Cash Flow Quality Index of 3.07x as of June 2025. Operating cash flow of ZAC76.42 Billion exceeds net income of ZAC24.86 Billion, indicating high earnings quality where cash backs reported profits. Explore SBK operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Standard Bank Group Ltd Cash Flow Quality Index (2002–2024)
Historical Cash Flow Quality Index for Standard Bank Group Ltd across 23 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Standard Bank Group Ltd (SBK) cash flow conversion.
Annual Cash Flow Quality Index for Standard Bank Group Ltd (2002–2024)
Year-by-year earnings quality comparison for Standard Bank Group Ltd.
| Year | Quality Index | Operating CF (ZAC) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.30x | ZAC59.35 Billion | ZAC45.82 Billion | ▲ +181.0% |
| 2023 | -1.60x | ZAC-73.54 Billion | ZAC45.97 Billion | ▲ +23.5% |
| 2022 | -2.09x | ZAC-73.65 Billion | ZAC35.24 Billion | ▲ +23.2% |
| 2021 | -2.72x | ZAC-69.94 Billion | ZAC25.69 Billion | ▲ +78.0% |
| 2020 | -12.38x | ZAC-162.93 Billion | ZAC13.16 Billion | ▼ -2605.5% |
| 2019 | 0.49x | ZAC23.35 Billion | ZAC47.25 Billion | ▼ -37.1% |
| 2018 | 0.79x | ZAC34.65 Billion | ZAC44.08 Billion | ▲ +39.5% |
| 2017 | 0.56x | ZAC24.14 Billion | ZAC42.83 Billion | ▼ -46.7% |
| 2016 | 1.06x | ZAC40.26 Billion | ZAC38.08 Billion | ▲ +13.5% |
| 2015 | 0.93x | ZAC35.50 Billion | ZAC38.12 Billion | ▲ +10.2% |
| 2014 | 0.84x | ZAC29.65 Billion | ZAC35.10 Billion | ▲ +4.7% |
| 2013 | 0.81x | ZAC24.02 Billion | ZAC29.77 Billion | ▼ -52.1% |
| 2012 | 1.68x | ZAC42.97 Billion | ZAC25.51 Billion | ▼ -7.1% |
| 2011 | 1.81x | ZAC24.61 Billion | ZAC13.57 Billion | ▼ -27.5% |
| 2010 | 2.50x | ZAC26.84 Billion | ZAC10.73 Billion | ▲ +884.2% |
| 2009 | 0.25x | ZAC6.29 Billion | ZAC24.78 Billion | ▼ -36.1% |
| 2008 | 0.40x | ZAC6.66 Billion | ZAC16.75 Billion | ▼ -34.9% |
| 2007 | 0.61x | ZAC17.74 Billion | ZAC29.04 Billion | ▼ -37.8% |
| 2006 | 0.98x | ZAC23.76 Billion | ZAC24.21 Billion | ▼ -8.9% |
| 2005 | 1.08x | ZAC19.31 Billion | ZAC17.92 Billion | ▼ -41.8% |
| 2004 | 1.85x | ZAC16.90 Billion | ZAC9.12 Billion | ▲ +27.1% |
| 2003 | 1.46x | ZAC8.85 Billion | ZAC6.07 Billion | ▼ -45.3% |
| 2002 | 2.66x | ZAC14.80 Billion | ZAC5.56 Billion | — |