Standard Bank Group Ltd (SBK) — Financial Flexibility Index
Standard Bank Group Ltd (SBK) has a Financial Flexibility Index of 0.03x as of June 2025. Free cash flow of ZAC78.97 Billion (operating CF ZAC76.42 Billion minus capex ZAC2.54 Billion) represents 0% of total liabilities (ZAC3.11 Trillion). Check SBK PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Standard Bank Group Ltd Financial Flexibility Index (2002–2024)
Historical Financial Flexibility Index trend for Standard Bank Group Ltd across 23 annual periods. See working capital position of Standard Bank Group Ltd to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Standard Bank Group Ltd (2002–2024)
Year-by-year free cash flow to debt coverage for Standard Bank Group Ltd. For the full company profile including market capitalisation, see market value of Standard Bank Group Ltd.
| Year | Flexibility Index | Free Cash Flow (ZAC) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.02x | ZAC64.22 Billion | ZAC59.35 Billion | ZAC2.98 Trillion | ▲ +188.5% |
| 2023 | -0.02x | ZAC-68.02 Billion | ZAC-73.54 Billion | ZAC2.79 Trillion | ▲ +8.5% |
| 2022 | -0.03x | ZAC-69.95 Billion | ZAC-73.65 Billion | ZAC2.62 Trillion | ▲ +1.1% |
| 2021 | -0.03x | ZAC-66.95 Billion | ZAC-69.94 Billion | ZAC2.48 Trillion | ▲ +60.4% |
| 2020 | -0.07x | ZAC-157.92 Billion | ZAC-162.93 Billion | ZAC2.32 Trillion | ▼ -557.5% |
| 2019 | 0.01x | ZAC30.77 Billion | ZAC23.35 Billion | ZAC2.07 Trillion | ▼ -34.9% |
| 2018 | 0.02x | ZAC44.07 Billion | ZAC34.65 Billion | ZAC1.93 Trillion | ▲ +52.2% |
| 2017 | 0.02x | ZAC27.61 Billion | ZAC24.14 Billion | ZAC1.84 Trillion | ▼ -44.3% |
| 2016 | 0.03x | ZAC47.79 Billion | ZAC40.26 Billion | ZAC1.77 Trillion | ▲ +8.0% |
| 2015 | 0.02x | ZAC45.03 Billion | ZAC35.50 Billion | ZAC1.80 Trillion | ▲ +30.9% |
| 2014 | 0.02x | ZAC33.19 Billion | ZAC29.65 Billion | ZAC1.74 Trillion | ▼ -8.8% |
| 2013 | 0.02x | ZAC32.16 Billion | ZAC24.02 Billion | ZAC1.54 Trillion | ▼ -41.1% |
| 2012 | 0.04x | ZAC50.76 Billion | ZAC42.97 Billion | ZAC1.43 Trillion | ▲ +62.3% |
| 2011 | 0.02x | ZAC30.09 Billion | ZAC24.61 Billion | ZAC1.38 Trillion | ▼ -23.3% |
| 2010 | 0.03x | ZAC35.06 Billion | ZAC26.84 Billion | ZAC1.23 Trillion | ▲ +159.7% |
| 2009 | 0.01x | ZAC13.10 Billion | ZAC6.29 Billion | ZAC1.19 Trillion | ▲ +42.6% |
| 2008 | 0.01x | ZAC10.42 Billion | ZAC6.66 Billion | ZAC1.35 Trillion | ▼ -57.8% |
| 2007 | 0.02x | ZAC20.34 Billion | ZAC17.74 Billion | ZAC1.11 Trillion | ▼ -36.5% |
| 2006 | 0.03x | ZAC26.27 Billion | ZAC23.76 Billion | ZAC913.75 Billion | ▼ -2.0% |
| 2005 | 0.03x | ZAC21.25 Billion | ZAC19.31 Billion | ZAC724.00 Billion | ▼ -5.9% |
| 2004 | 0.03x | ZAC18.14 Billion | ZAC16.90 Billion | ZAC581.64 Billion | ▲ +42.9% |
| 2003 | 0.02x | ZAC11.02 Billion | ZAC8.85 Billion | ZAC505.30 Billion | ▼ -51.7% |
| 2002 | 0.05x | ZAC16.43 Billion | ZAC14.80 Billion | ZAC363.57 Billion | — |