Standard Bank Group Ltd Financial Flexibility Index
Standard Bank Group Ltd financial flexibility index. Standard Bank Group Ltd (SBK) has a Financial Flexibility Index of 0.03x as of June 2025. Free cash flow of ZAC78.97 Billion (operating CF ZAC76.42 Billion minus capex ZAC2.54 Billion) represents 0% of total liabilities (ZAC3.11 Trillion). See cash generation quality of Standard Bank Group Ltd to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Standard Bank Group Ltd (2002–2024)
Financial flexibility index of Standard Bank Group Ltd from 2002 to 2024. Historical Financial Flexibility Index trend for Standard Bank Group Ltd across 23 annual periods. Check Standard Bank Group Ltd cash flow quality index to evaluate the quality of earnings relative to operating cash generation.
Standard Bank Group Ltd Financial Flexibility Index by Year (2002–2024)
Standard Bank Group Ltd financial flexibility index by year from 2002 to 2024. Year-by-year free cash flow to debt coverage for Standard Bank Group Ltd. For the full cash flow conversion analysis, see how efficiently does Standard Bank Group Ltd generate cash.
| Year | Flexibility Index | Free Cash Flow (ZAC) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.02x | ZAC64.22 Billion | ZAC59.35 Billion | ZAC2.98 Trillion | ▲ +188.5% |
| 2023 | -0.02x | ZAC-68.02 Billion | ZAC-73.54 Billion | ZAC2.79 Trillion | ▲ +8.5% |
| 2022 | -0.03x | ZAC-69.95 Billion | ZAC-73.65 Billion | ZAC2.62 Trillion | ▲ +1.1% |
| 2021 | -0.03x | ZAC-66.95 Billion | ZAC-69.94 Billion | ZAC2.48 Trillion | ▲ +60.4% |
| 2020 | -0.07x | ZAC-157.92 Billion | ZAC-162.93 Billion | ZAC2.32 Trillion | ▼ -557.5% |
| 2019 | 0.01x | ZAC30.77 Billion | ZAC23.35 Billion | ZAC2.07 Trillion | ▼ -34.9% |
| 2018 | 0.02x | ZAC44.07 Billion | ZAC34.65 Billion | ZAC1.93 Trillion | ▲ +52.2% |
| 2017 | 0.02x | ZAC27.61 Billion | ZAC24.14 Billion | ZAC1.84 Trillion | ▼ -44.3% |
| 2016 | 0.03x | ZAC47.79 Billion | ZAC40.26 Billion | ZAC1.77 Trillion | ▲ +8.0% |
| 2015 | 0.02x | ZAC45.03 Billion | ZAC35.50 Billion | ZAC1.80 Trillion | ▲ +30.9% |
| 2014 | 0.02x | ZAC33.19 Billion | ZAC29.65 Billion | ZAC1.74 Trillion | ▼ -8.8% |
| 2013 | 0.02x | ZAC32.16 Billion | ZAC24.02 Billion | ZAC1.54 Trillion | ▼ -41.1% |
| 2012 | 0.04x | ZAC50.76 Billion | ZAC42.97 Billion | ZAC1.43 Trillion | ▲ +62.3% |
| 2011 | 0.02x | ZAC30.09 Billion | ZAC24.61 Billion | ZAC1.38 Trillion | ▼ -23.3% |
| 2010 | 0.03x | ZAC35.06 Billion | ZAC26.84 Billion | ZAC1.23 Trillion | ▲ +159.7% |
| 2009 | 0.01x | ZAC13.10 Billion | ZAC6.29 Billion | ZAC1.19 Trillion | ▲ +42.6% |
| 2008 | 0.01x | ZAC10.42 Billion | ZAC6.66 Billion | ZAC1.35 Trillion | ▼ -57.8% |
| 2007 | 0.02x | ZAC20.34 Billion | ZAC17.74 Billion | ZAC1.11 Trillion | ▼ -36.5% |
| 2006 | 0.03x | ZAC26.27 Billion | ZAC23.76 Billion | ZAC913.75 Billion | ▼ -2.0% |
| 2005 | 0.03x | ZAC21.25 Billion | ZAC19.31 Billion | ZAC724.00 Billion | ▼ -5.9% |
| 2004 | 0.03x | ZAC18.14 Billion | ZAC16.90 Billion | ZAC581.64 Billion | ▲ +42.9% |
| 2003 | 0.02x | ZAC11.02 Billion | ZAC8.85 Billion | ZAC505.30 Billion | ▼ -51.7% |
| 2002 | 0.05x | ZAC16.43 Billion | ZAC14.80 Billion | ZAC363.57 Billion | — |