Standard Bank Group Ltd (SBK) — Financial Flexibility Index
Standard Bank Group Ltd (SBK) has a Financial Flexibility Index of 0.03x as of June 2025. Free cash flow of ZAC78.97 Billion (operating CF ZAC76.42 Billion minus capex ZAC2.54 Billion) represents 0% of total liabilities (ZAC3.11 Trillion). Check Standard Bank Group Ltd (SBK) total reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Standard Bank Group Ltd Financial Flexibility Index (2002–2024)
Historical Financial Flexibility Index trend for Standard Bank Group Ltd across 23 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of Standard Bank Group Ltd.
Annual Financial Flexibility Index for Standard Bank Group Ltd (2002–2024)
Year-by-year free cash flow to debt coverage for Standard Bank Group Ltd. Explore Standard Bank Group Ltd (SBK) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (ZAC) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2024 | 0.02x | ZAC64.22 Billion | ZAC59.35 Billion | ZAC2.98 Trillion | ▲ +188.5% |
| 2023 | -0.02x | ZAC-68.02 Billion | ZAC-73.54 Billion | ZAC2.79 Trillion | ▲ +8.5% |
| 2022 | -0.03x | ZAC-69.95 Billion | ZAC-73.65 Billion | ZAC2.62 Trillion | ▲ +1.1% |
| 2021 | -0.03x | ZAC-66.95 Billion | ZAC-69.94 Billion | ZAC2.48 Trillion | ▲ +60.4% |
| 2020 | -0.07x | ZAC-157.92 Billion | ZAC-162.93 Billion | ZAC2.32 Trillion | ▼ -557.5% |
| 2019 | 0.01x | ZAC30.77 Billion | ZAC23.35 Billion | ZAC2.07 Trillion | ▼ -34.9% |
| 2018 | 0.02x | ZAC44.07 Billion | ZAC34.65 Billion | ZAC1.93 Trillion | ▲ +52.2% |
| 2017 | 0.02x | ZAC27.61 Billion | ZAC24.14 Billion | ZAC1.84 Trillion | ▼ -44.3% |
| 2016 | 0.03x | ZAC47.79 Billion | ZAC40.26 Billion | ZAC1.77 Trillion | ▲ +8.0% |
| 2015 | 0.02x | ZAC45.03 Billion | ZAC35.50 Billion | ZAC1.80 Trillion | ▲ +30.9% |
| 2014 | 0.02x | ZAC33.19 Billion | ZAC29.65 Billion | ZAC1.74 Trillion | ▼ -8.8% |
| 2013 | 0.02x | ZAC32.16 Billion | ZAC24.02 Billion | ZAC1.54 Trillion | ▼ -41.1% |
| 2012 | 0.04x | ZAC50.76 Billion | ZAC42.97 Billion | ZAC1.43 Trillion | ▲ +62.3% |
| 2011 | 0.02x | ZAC30.09 Billion | ZAC24.61 Billion | ZAC1.38 Trillion | ▼ -23.3% |
| 2010 | 0.03x | ZAC35.06 Billion | ZAC26.84 Billion | ZAC1.23 Trillion | ▲ +159.7% |
| 2009 | 0.01x | ZAC13.10 Billion | ZAC6.29 Billion | ZAC1.19 Trillion | ▲ +42.6% |
| 2008 | 0.01x | ZAC10.42 Billion | ZAC6.66 Billion | ZAC1.35 Trillion | ▼ -57.8% |
| 2007 | 0.02x | ZAC20.34 Billion | ZAC17.74 Billion | ZAC1.11 Trillion | ▼ -36.5% |
| 2006 | 0.03x | ZAC26.27 Billion | ZAC23.76 Billion | ZAC913.75 Billion | ▼ -2.0% |
| 2005 | 0.03x | ZAC21.25 Billion | ZAC19.31 Billion | ZAC724.00 Billion | ▼ -5.9% |
| 2004 | 0.03x | ZAC18.14 Billion | ZAC16.90 Billion | ZAC581.64 Billion | ▲ +42.9% |
| 2003 | 0.02x | ZAC11.02 Billion | ZAC8.85 Billion | ZAC505.30 Billion | ▼ -51.7% |
| 2002 | 0.05x | ZAC16.43 Billion | ZAC14.80 Billion | ZAC363.57 Billion | — |