Standard Bank Group Ltd (SBK) — Cash Flow-to-Debt Ratio
Standard Bank Group Ltd (SBK) has a Cash Flow-to-Debt Ratio of 0.02x as of June 2025, meaning its operating cash flow of ZAC76.42 Billion could theoretically repay 0% of its total liabilities (ZAC3.11 Trillion) in one year. See SBK free cash flow debt coverage to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Standard Bank Group Ltd Cash Flow-to-Debt Ratio (2002–2024)
Historical debt coverage capacity for Standard Bank Group Ltd across 23 annual periods. For the full cash flow conversion analysis, see Standard Bank Group Ltd (SBK) cash flow conversion.
Annual Cash Flow-to-Debt Ratio for Standard Bank Group Ltd (2002–2024)
Year-by-year debt coverage analysis for Standard Bank Group Ltd. Check Standard Bank Group Ltd (SBK) cash flow quality to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (ZAC) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2024 | 0.02x | ZAC59.35 Billion | ZAC2.98 Trillion | ▲ +175.6% |
| 2023 | -0.03x | ZAC-73.54 Billion | ZAC2.79 Trillion | ▲ +6.1% |
| 2022 | -0.03x | ZAC-73.65 Billion | ZAC2.62 Trillion | ▲ +0.3% |
| 2021 | -0.03x | ZAC-69.94 Billion | ZAC2.48 Trillion | ▲ +59.9% |
| 2020 | -0.07x | ZAC-162.93 Billion | ZAC2.32 Trillion | ▼ -722.1% |
| 2019 | 0.01x | ZAC23.35 Billion | ZAC2.07 Trillion | ▼ -37.1% |
| 2018 | 0.02x | ZAC34.65 Billion | ZAC1.93 Trillion | ▲ +36.8% |
| 2017 | 0.01x | ZAC24.14 Billion | ZAC1.84 Trillion | ▼ -42.2% |
| 2016 | 0.02x | ZAC40.26 Billion | ZAC1.77 Trillion | ▲ +15.4% |
| 2015 | 0.02x | ZAC35.50 Billion | ZAC1.80 Trillion | ▲ +15.6% |
| 2014 | 0.02x | ZAC29.65 Billion | ZAC1.74 Trillion | ▲ +9.1% |
| 2013 | 0.02x | ZAC24.02 Billion | ZAC1.54 Trillion | ▼ -48.1% |
| 2012 | 0.03x | ZAC42.97 Billion | ZAC1.43 Trillion | ▲ +68.0% |
| 2011 | 0.02x | ZAC24.61 Billion | ZAC1.38 Trillion | ▼ -18.1% |
| 2010 | 0.02x | ZAC26.84 Billion | ZAC1.23 Trillion | ▲ +313.9% |
| 2009 | 0.01x | ZAC6.29 Billion | ZAC1.19 Trillion | ▲ +7.2% |
| 2008 | 0.00x | ZAC6.66 Billion | ZAC1.35 Trillion | ▼ -69.1% |
| 2007 | 0.02x | ZAC17.74 Billion | ZAC1.11 Trillion | ▼ -38.8% |
| 2006 | 0.03x | ZAC23.76 Billion | ZAC913.75 Billion | ▼ -2.5% |
| 2005 | 0.03x | ZAC19.31 Billion | ZAC724.00 Billion | ▼ -8.2% |
| 2004 | 0.03x | ZAC16.90 Billion | ZAC581.64 Billion | ▲ +66.0% |
| 2003 | 0.02x | ZAC8.85 Billion | ZAC505.30 Billion | ▼ -57.0% |
| 2002 | 0.04x | ZAC14.80 Billion | ZAC363.57 Billion | — |