Standard Bank Group Ltd (SBK) — Defensive Interval Ratio

Latest as of June 2025: 1 days

Standard Bank Group Ltd (SBK) has a Defensive Interval Ratio of 1 days as of June 2025. Defensive assets of ZAC3.78 Billion (cash ZAC-, short-term investments ZAC-, receivables ZAC3.78 Billion) cover 1 days of daily cash needs of ZAC6.46 Billion/day.

Defensive Interval Ratio

1 days
Days of operational coverage

Defensive Assets

ZAC3.78 Billion
Cash + ST Investments + Receivables

Daily Cash Need

ZAC6.46 Billion
Current Liabilities ÷ 365

Current Liabilities

ZAC2.36 Trillion
ZAC

Standard Bank Group Ltd Defensive Interval Ratio (2013–2024)

This chart shows how Standard Bank Group Ltd's Defensive Interval Ratio has evolved across 12 annual periods from 2013 to 2024. As of June 2025, the ratio stands at 1 days, meaning defensive assets of ZAC3.78 Billion can fund 1 days of operations without new revenue. For the complete balance sheet picture, see SBK total asset value.

Annual Defensive Interval Ratio for Standard Bank Group Ltd (2013–2024)

The table below presents the year-by-year Defensive Interval Ratio for Standard Bank Group Ltd from 2013 to 2024, covering 12 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See working capital to net assets of Standard Bank Group Ltd to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (ZAC) Daily Cash Need Cash ST Investments Change (days)
2024 2 days ZAC14.11 Billion ZAC5.85 Billion/day ZAC- ZAC- ▲ +44 days
2023 -41 days ZAC-73.68 Billion ZAC1.79 Billion/day ZAC- ZAC-94.62 Billion ▼ -1177 days
2022 1136 days ZAC26.03 Billion ZAC22.92 Million/day ZAC- ZAC2.78 Billion ▼ -39466 days
2021 40602 days ZAC1.03 Trillion ZAC25.26 Million/day ZAC- ZAC1.01 Trillion ▼ -1541 days
2020 42143 days ZAC991.57 Billion ZAC23.53 Million/day ZAC- ZAC973.33 Billion ▲ +6316 days
2019 35826 days ZAC839.22 Billion ZAC23.42 Million/day ZAC- ZAC823.52 Billion ▲ +1065 days
2018 34761 days ZAC741.03 Billion ZAC21.32 Million/day ZAC- ZAC729.99 Billion ▼ -1843 days
2017 36604 days ZAC742.41 Billion ZAC20.28 Million/day ZAC- ZAC728.14 Billion ▲ +13188 days
2016 23416 days ZAC624.01 Billion ZAC26.65 Million/day ZAC- ZAC611.19 Billion ▲ +20012 days
2015 3403 days ZAC73.10 Billion ZAC21.48 Million/day ZAC- ZAC58.81 Billion ▼ -16191 days
2014 19595 days ZAC474.35 Billion ZAC24.21 Million/day ZAC- ZAC464.62 Billion ▲ +18814 days
2013 781 days ZAC415.34 Billion ZAC531.76 Million/day ZAC- ZAC401.93 Billion —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)