Nationwide Building Society (NBS) — Cash Flow Quality Index
Nationwide Building Society (NBS) has a Cash Flow Quality Index of 12.23x as of September 2025. Operating cash flow of £4.16 Billion exceeds net income of £340.00 Million, indicating high earnings quality where cash backs reported profits. Explore cash flow conversion of Nationwide Building Society to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Nationwide Building Society Cash Flow Quality Index (2003–2025)
Historical Cash Flow Quality Index for Nationwide Building Society across 25 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check total reinvestment intensity of Nationwide Building Society to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Nationwide Building Society (2003–2025)
Year-by-year earnings quality comparison for Nationwide Building Society. For live market cap and the full company financial profile, see Nationwide Building Society (NBS) total market value.
| Year | Quality Index | Operating CF (GBP) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -3.44x | £-7.91 Billion | £2.30 Billion | ▼ -162.4% |
| 2024 | 5.51x | £7.17 Billion | £1.30 Billion | ▲ +2800.4% |
| 2023 | -0.20x | £-455.00 Million | £2.23 Billion | ▼ -102.4% |
| 2022 | 8.62x | £13.77 Billion | £1.60 Billion | ▼ -35.8% |
| 2021 | 13.44x | £11.06 Billion | £823.00 Million | ▲ +83.6% |
| 2020 | 7.32x | £3.41 Billion | £466.00 Million | ▲ +383.9% |
| 2019 | 1.51x | £962.00 Million | £636.00 Million | ▼ -83.8% |
| 2018 | 9.35x | £9.13 Billion | £977.00 Million | ▲ +325.1% |
| 2018 | 2.20x | £1.64 Billion | £745.00 Million | ▲ +276.3% |
| 2017 | -1.25x | £-944.00 Million | £757.00 Million | ▼ -3132.4% |
| 2016 | -0.04x | £-38.00 Million | £985.00 Million | ▲ +96.2% |
| 2015 | -1.02x | £-855.00 Million | £839.00 Million | ▲ +42.6% |
| 2014 | -1.77x | £-974.00 Million | £549.00 Million | ▲ +0.0% |
| 2014 | -1.77x | £-974.00 Million | £549.00 Million | ▲ +96.9% |
| 2013 | -56.61x | £-11.89 Billion | £210.00 Million | ▼ -682.2% |
| 2012 | 9.72x | £1.97 Billion | £203.00 Million | ▼ -8.4% |
| 2011 | 10.62x | £3.37 Billion | £317.00 Million | ▲ +169.6% |
| 2010 | -15.26x | £-5.20 Billion | £341.00 Million | ▼ -120.3% |
| 2009 | -6.92x | £-1.47 Billion | £212.00 Million | ▼ -145.6% |
| 2008 | 15.18x | £10.42 Billion | £686.10 Million | ▲ +267.5% |
| 2007 | 4.13x | £2.69 Billion | £652.00 Million | ▲ +301.0% |
| 2006 | -2.05x | £-1.15 Billion | £559.20 Million | ▲ +47.4% |
| 2005 | -3.91x | £-2.02 Billion | £517.10 Million | ▼ -403.5% |
| 2004 | -0.78x | £-331.30 Million | £426.80 Million | ▲ +77.6% |
| 2003 | -3.47x | £-1.23 Billion | £353.30 Million | — |