Nationwide Building Society (NBS) — Cash Flow Quality Index
Nationwide Building Society (NBS) has a Cash Flow Quality Index of 12.23x as of September 2025. Operating cash flow of £4.16 Billion exceeds net income of £340.00 Million, indicating high earnings quality where cash backs reported profits. Explore Nationwide Building Society long-term investment intensity to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Nationwide Building Society Cash Flow Quality Index (2003–2025)
Historical Cash Flow Quality Index for Nationwide Building Society across 25 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Nationwide Building Society tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Nationwide Building Society (2003–2025)
Year-by-year earnings quality comparison for Nationwide Building Society. For live market cap and the full company financial profile, see Nationwide Building Society market cap and net worth.
| Year | Quality Index | Operating CF (GBP) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -3.44x | £-7.91 Billion | £2.30 Billion | ▼ -162.4% |
| 2024 | 5.51x | £7.17 Billion | £1.30 Billion | ▲ +2800.4% |
| 2023 | -0.20x | £-455.00 Million | £2.23 Billion | ▼ -102.4% |
| 2022 | 8.62x | £13.77 Billion | £1.60 Billion | ▼ -35.8% |
| 2021 | 13.44x | £11.06 Billion | £823.00 Million | ▲ +83.6% |
| 2020 | 7.32x | £3.41 Billion | £466.00 Million | ▲ +383.9% |
| 2019 | 1.51x | £962.00 Million | £636.00 Million | ▼ -83.8% |
| 2018 | 9.35x | £9.13 Billion | £977.00 Million | ▲ +325.1% |
| 2018 | 2.20x | £1.64 Billion | £745.00 Million | ▲ +276.3% |
| 2017 | -1.25x | £-944.00 Million | £757.00 Million | ▼ -3132.4% |
| 2016 | -0.04x | £-38.00 Million | £985.00 Million | ▲ +96.2% |
| 2015 | -1.02x | £-855.00 Million | £839.00 Million | ▲ +42.6% |
| 2014 | -1.77x | £-974.00 Million | £549.00 Million | ▲ +0.0% |
| 2014 | -1.77x | £-974.00 Million | £549.00 Million | ▲ +96.9% |
| 2013 | -56.61x | £-11.89 Billion | £210.00 Million | ▼ -682.2% |
| 2012 | 9.72x | £1.97 Billion | £203.00 Million | ▼ -8.4% |
| 2011 | 10.62x | £3.37 Billion | £317.00 Million | ▲ +169.6% |
| 2010 | -15.26x | £-5.20 Billion | £341.00 Million | ▼ -120.3% |
| 2009 | -6.92x | £-1.47 Billion | £212.00 Million | ▼ -145.6% |
| 2008 | 15.18x | £10.42 Billion | £686.10 Million | ▲ +267.5% |
| 2007 | 4.13x | £2.69 Billion | £652.00 Million | ▲ +301.0% |
| 2006 | -2.05x | £-1.15 Billion | £559.20 Million | ▲ +47.4% |
| 2005 | -3.91x | £-2.02 Billion | £517.10 Million | ▼ -403.5% |
| 2004 | -0.78x | £-331.30 Million | £426.80 Million | ▲ +77.6% |
| 2003 | -3.47x | £-1.23 Billion | £353.30 Million | — |