Nationwide Building Society Cash Flow Quality Index
Nationwide Building Society cash flow quality index. Nationwide Building Society (NBS) has a Cash Flow Quality Index of 12.23x as of September 2025. Operating cash flow of £4.16 Billion exceeds net income of £340.00 Million, indicating high earnings quality where cash backs reported profits. Explore NBS cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Nationwide Building Society (2003–2025)
Cash flow quality index of Nationwide Building Society from 2003 to 2025. Historical Cash Flow Quality Index for Nationwide Building Society across 25 annual periods. Values consistently above 1.0x indicate high-quality earnings. See NBS equity to assets ratio to measure how much of total assets are equity-financed.
Nationwide Building Society Cash Flow Quality Index by Year (2003–2025)
Nationwide Building Society cash flow quality index by year from 2003 to 2025. Year-by-year earnings quality comparison for Nationwide Building Society. For the full cash flow conversion analysis, see cash efficiency ratio of Nationwide Building Society.
| Year | Quality Index | Operating CF (GBP) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | -3.44x | £-7.91 Billion | £2.30 Billion | ▼ -162.4% |
| 2024 | 5.51x | £7.17 Billion | £1.30 Billion | ▲ +2800.4% |
| 2023 | -0.20x | £-455.00 Million | £2.23 Billion | ▼ -102.4% |
| 2022 | 8.62x | £13.77 Billion | £1.60 Billion | ▼ -35.8% |
| 2021 | 13.44x | £11.06 Billion | £823.00 Million | ▲ +83.6% |
| 2020 | 7.32x | £3.41 Billion | £466.00 Million | ▲ +383.9% |
| 2019 | 1.51x | £962.00 Million | £636.00 Million | ▼ -83.8% |
| 2018 | 9.35x | £9.13 Billion | £977.00 Million | ▲ +325.1% |
| 2018 | 2.20x | £1.64 Billion | £745.00 Million | ▲ +276.3% |
| 2017 | -1.25x | £-944.00 Million | £757.00 Million | ▼ -3132.4% |
| 2016 | -0.04x | £-38.00 Million | £985.00 Million | ▲ +96.2% |
| 2015 | -1.02x | £-855.00 Million | £839.00 Million | ▲ +42.6% |
| 2014 | -1.77x | £-974.00 Million | £549.00 Million | ▲ +0.0% |
| 2014 | -1.77x | £-974.00 Million | £549.00 Million | ▲ +96.9% |
| 2013 | -56.61x | £-11.89 Billion | £210.00 Million | ▼ -682.2% |
| 2012 | 9.72x | £1.97 Billion | £203.00 Million | ▼ -8.4% |
| 2011 | 10.62x | £3.37 Billion | £317.00 Million | ▲ +169.6% |
| 2010 | -15.26x | £-5.20 Billion | £341.00 Million | ▼ -120.3% |
| 2009 | -6.92x | £-1.47 Billion | £212.00 Million | ▼ -145.6% |
| 2008 | 15.18x | £10.42 Billion | £686.10 Million | ▲ +267.5% |
| 2007 | 4.13x | £2.69 Billion | £652.00 Million | ▲ +301.0% |
| 2006 | -2.05x | £-1.15 Billion | £559.20 Million | ▲ +47.4% |
| 2005 | -3.91x | £-2.02 Billion | £517.10 Million | ▼ -403.5% |
| 2004 | -0.78x | £-331.30 Million | £426.80 Million | ▲ +77.6% |
| 2003 | -3.47x | £-1.23 Billion | £353.30 Million | — |