Nationwide Building Society (NBS) — Financial Flexibility Index

Latest as of September 2025: 0.01x

Nationwide Building Society (NBS) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of £4.20 Billion (operating CF £4.16 Billion minus capex £44.00 Million) represents 0% of total liabilities (£358.92 Billion). Also explore net asset momentum of Nationwide Building Society to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.01x
Free Cash Flow / Total Liabilities

Free Cash Flow

£4.20 Billion
Operating CF − Capex

Total Liabilities

£358.92 Billion
GBP

Capital Expenditures

£44.00 Million
GBP

Nationwide Building Society Financial Flexibility Index (2003–2025)

Historical Financial Flexibility Index trend for Nationwide Building Society across 24 annual periods. Check NBS strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Nationwide Building Society (2003–2025)

Year-by-year free cash flow to debt coverage for Nationwide Building Society. For the full company profile including market capitalisation, see how much is Nationwide Building Society worth.

Year Flexibility Index Free Cash Flow (GBP) Operating CF Total Liabilities YoY Change
2025 -0.02x £-7.51 Billion £-7.91 Billion £347.39 Billion ▼ -175.8%
2024 0.03x £7.25 Billion £7.17 Billion £254.23 Billion ▲ +6807.0%
2023 0.00x £-109.00 Million £-455.00 Million £256.32 Billion ▼ -100.8%
2022 0.05x £14.05 Billion £13.77 Billion £257.99 Billion ▲ +15.6%
2021 0.05x £11.40 Billion £11.06 Billion £242.14 Billion ▲ +172.2%
2020 0.02x £4.08 Billion £3.41 Billion £235.67 Billion ▲ +248.4%
2019 0.00x £1.12 Billion £962.00 Million £225.13 Billion ▼ -40.1%
2018 0.01x £1.80 Billion £1.64 Billion £216.70 Billion ▲ +334.0%
2017 0.00x £-746.00 Million £-944.00 Million £210.54 Billion ▼ -830.8%
2016 0.00x £96.00 Million £-38.00 Million £198.01 Billion ▲ +112.6%
2015 0.00x £-713.00 Million £-855.00 Million £185.84 Billion ▲ +17.9%
2014 0.00x £-846.00 Million £-974.00 Million £180.99 Billion ▼ 0.0%
2014 0.00x £-846.00 Million £-974.00 Million £181.02 Billion ▲ +92.7%
2013 -0.06x £-11.54 Billion £-11.89 Billion £180.99 Billion ▼ -609.2%
2012 0.01x £2.38 Billion £1.97 Billion £189.97 Billion ▼ -38.6%
2011 0.02x £3.72 Billion £3.37 Billion £182.62 Billion ▲ +177.8%
2010 -0.03x £-4.87 Billion £-5.20 Billion £185.68 Billion ▼ -331.8%
2009 -0.01x £-1.20 Billion £-1.47 Billion £198.07 Billion ▼ -109.9%
2008 0.06x £10.63 Billion £10.42 Billion £173.02 Billion ▲ +183.1%
2007 0.02x £2.86 Billion £2.69 Billion £131.91 Billion ▲ +352.2%
2006 -0.01x £-994.60 Million £-1.15 Billion £115.55 Billion ▲ +51.6%
2005 -0.02x £-1.90 Billion £-2.02 Billion £106.65 Billion ▼ -741.7%
2004 0.00x £-204.50 Million £-331.30 Million £96.88 Billion ▲ +84.6%
2003 -0.01x £-1.12 Billion £-1.23 Billion £81.23 Billion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities