Nationwide Building Society (NBS) — Financial Flexibility Index
Nationwide Building Society (NBS) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of £4.20 Billion (operating CF £4.16 Billion minus capex £44.00 Million) represents 0% of total liabilities (£358.92 Billion). Check NBS PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Nationwide Building Society Financial Flexibility Index (2003–2025)
Historical Financial Flexibility Index trend for Nationwide Building Society across 24 annual periods. See working capital position of Nationwide Building Society to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Nationwide Building Society (2003–2025)
Year-by-year free cash flow to debt coverage for Nationwide Building Society. For the full company profile including market capitalisation, see NBS stock market capitalisation.
| Year | Flexibility Index | Free Cash Flow (GBP) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.02x | £-7.51 Billion | £-7.91 Billion | £347.39 Billion | ▼ -175.8% |
| 2024 | 0.03x | £7.25 Billion | £7.17 Billion | £254.23 Billion | ▲ +6807.0% |
| 2023 | 0.00x | £-109.00 Million | £-455.00 Million | £256.32 Billion | ▼ -100.8% |
| 2022 | 0.05x | £14.05 Billion | £13.77 Billion | £257.99 Billion | ▲ +15.6% |
| 2021 | 0.05x | £11.40 Billion | £11.06 Billion | £242.14 Billion | ▲ +172.2% |
| 2020 | 0.02x | £4.08 Billion | £3.41 Billion | £235.67 Billion | ▲ +248.4% |
| 2019 | 0.00x | £1.12 Billion | £962.00 Million | £225.13 Billion | ▼ -40.1% |
| 2018 | 0.01x | £1.80 Billion | £1.64 Billion | £216.70 Billion | ▲ +334.0% |
| 2017 | 0.00x | £-746.00 Million | £-944.00 Million | £210.54 Billion | ▼ -830.8% |
| 2016 | 0.00x | £96.00 Million | £-38.00 Million | £198.01 Billion | ▲ +112.6% |
| 2015 | 0.00x | £-713.00 Million | £-855.00 Million | £185.84 Billion | ▲ +17.9% |
| 2014 | 0.00x | £-846.00 Million | £-974.00 Million | £180.99 Billion | ▼ 0.0% |
| 2014 | 0.00x | £-846.00 Million | £-974.00 Million | £181.02 Billion | ▲ +92.7% |
| 2013 | -0.06x | £-11.54 Billion | £-11.89 Billion | £180.99 Billion | ▼ -609.2% |
| 2012 | 0.01x | £2.38 Billion | £1.97 Billion | £189.97 Billion | ▼ -38.6% |
| 2011 | 0.02x | £3.72 Billion | £3.37 Billion | £182.62 Billion | ▲ +177.8% |
| 2010 | -0.03x | £-4.87 Billion | £-5.20 Billion | £185.68 Billion | ▼ -331.8% |
| 2009 | -0.01x | £-1.20 Billion | £-1.47 Billion | £198.07 Billion | ▼ -109.9% |
| 2008 | 0.06x | £10.63 Billion | £10.42 Billion | £173.02 Billion | ▲ +183.1% |
| 2007 | 0.02x | £2.86 Billion | £2.69 Billion | £131.91 Billion | ▲ +352.2% |
| 2006 | -0.01x | £-994.60 Million | £-1.15 Billion | £115.55 Billion | ▲ +51.6% |
| 2005 | -0.02x | £-1.90 Billion | £-2.02 Billion | £106.65 Billion | ▼ -741.7% |
| 2004 | 0.00x | £-204.50 Million | £-331.30 Million | £96.88 Billion | ▲ +84.6% |
| 2003 | -0.01x | £-1.12 Billion | £-1.23 Billion | £81.23 Billion | — |