Nationwide Building Society Financial Flexibility Index
Nationwide Building Society financial flexibility index. Nationwide Building Society (NBS) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of £4.20 Billion (operating CF £4.16 Billion minus capex £44.00 Million) represents 0% of total liabilities (£358.92 Billion). See NBS free cash flow generation to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Nationwide Building Society (2003–2025)
Financial flexibility index of Nationwide Building Society from 2003 to 2025. Historical Financial Flexibility Index trend for Nationwide Building Society across 24 annual periods. Check Nationwide Building Society earnings quality ratio to evaluate the quality of earnings relative to operating cash generation.
Nationwide Building Society Financial Flexibility Index by Year (2003–2025)
Nationwide Building Society financial flexibility index by year from 2003 to 2025. Year-by-year free cash flow to debt coverage for Nationwide Building Society. For the full cash flow conversion analysis, see cash efficiency ratio of Nationwide Building Society.
| Year | Flexibility Index | Free Cash Flow (GBP) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.02x | £-7.51 Billion | £-7.91 Billion | £347.39 Billion | ▼ -175.8% |
| 2024 | 0.03x | £7.25 Billion | £7.17 Billion | £254.23 Billion | ▲ +6807.0% |
| 2023 | 0.00x | £-109.00 Million | £-455.00 Million | £256.32 Billion | ▼ -100.8% |
| 2022 | 0.05x | £14.05 Billion | £13.77 Billion | £257.99 Billion | ▲ +15.6% |
| 2021 | 0.05x | £11.40 Billion | £11.06 Billion | £242.14 Billion | ▲ +172.2% |
| 2020 | 0.02x | £4.08 Billion | £3.41 Billion | £235.67 Billion | ▲ +248.4% |
| 2019 | 0.00x | £1.12 Billion | £962.00 Million | £225.13 Billion | ▼ -40.1% |
| 2018 | 0.01x | £1.80 Billion | £1.64 Billion | £216.70 Billion | ▲ +334.0% |
| 2017 | 0.00x | £-746.00 Million | £-944.00 Million | £210.54 Billion | ▼ -830.8% |
| 2016 | 0.00x | £96.00 Million | £-38.00 Million | £198.01 Billion | ▲ +112.6% |
| 2015 | 0.00x | £-713.00 Million | £-855.00 Million | £185.84 Billion | ▲ +17.9% |
| 2014 | 0.00x | £-846.00 Million | £-974.00 Million | £180.99 Billion | ▼ 0.0% |
| 2014 | 0.00x | £-846.00 Million | £-974.00 Million | £181.02 Billion | ▲ +92.7% |
| 2013 | -0.06x | £-11.54 Billion | £-11.89 Billion | £180.99 Billion | ▼ -609.2% |
| 2012 | 0.01x | £2.38 Billion | £1.97 Billion | £189.97 Billion | ▼ -38.6% |
| 2011 | 0.02x | £3.72 Billion | £3.37 Billion | £182.62 Billion | ▲ +177.8% |
| 2010 | -0.03x | £-4.87 Billion | £-5.20 Billion | £185.68 Billion | ▼ -331.8% |
| 2009 | -0.01x | £-1.20 Billion | £-1.47 Billion | £198.07 Billion | ▼ -109.9% |
| 2008 | 0.06x | £10.63 Billion | £10.42 Billion | £173.02 Billion | ▲ +183.1% |
| 2007 | 0.02x | £2.86 Billion | £2.69 Billion | £131.91 Billion | ▲ +352.2% |
| 2006 | -0.01x | £-994.60 Million | £-1.15 Billion | £115.55 Billion | ▲ +51.6% |
| 2005 | -0.02x | £-1.90 Billion | £-2.02 Billion | £106.65 Billion | ▼ -741.7% |
| 2004 | 0.00x | £-204.50 Million | £-331.30 Million | £96.88 Billion | ▲ +84.6% |
| 2003 | -0.01x | £-1.12 Billion | £-1.23 Billion | £81.23 Billion | — |