Nationwide Building Society (NBS) — Financial Flexibility Index
Nationwide Building Society (NBS) has a Financial Flexibility Index of 0.01x as of September 2025. Free cash flow of £4.20 Billion (operating CF £4.16 Billion minus capex £44.00 Million) represents 0% of total liabilities (£358.92 Billion). Check Nationwide Building Society cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Nationwide Building Society Financial Flexibility Index (2003–2025)
Historical Financial Flexibility Index trend for Nationwide Building Society across 24 annual periods. For the full cash flow conversion analysis, see NBS cash flow metrics.
Annual Financial Flexibility Index for Nationwide Building Society (2003–2025)
Year-by-year free cash flow to debt coverage for Nationwide Building Society. Explore NBS operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (GBP) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.02x | £-7.51 Billion | £-7.91 Billion | £347.39 Billion | ▼ -175.8% |
| 2024 | 0.03x | £7.25 Billion | £7.17 Billion | £254.23 Billion | ▲ +6807.0% |
| 2023 | 0.00x | £-109.00 Million | £-455.00 Million | £256.32 Billion | ▼ -100.8% |
| 2022 | 0.05x | £14.05 Billion | £13.77 Billion | £257.99 Billion | ▲ +15.6% |
| 2021 | 0.05x | £11.40 Billion | £11.06 Billion | £242.14 Billion | ▲ +172.2% |
| 2020 | 0.02x | £4.08 Billion | £3.41 Billion | £235.67 Billion | ▲ +248.4% |
| 2019 | 0.00x | £1.12 Billion | £962.00 Million | £225.13 Billion | ▼ -40.1% |
| 2018 | 0.01x | £1.80 Billion | £1.64 Billion | £216.70 Billion | ▲ +334.0% |
| 2017 | 0.00x | £-746.00 Million | £-944.00 Million | £210.54 Billion | ▼ -830.8% |
| 2016 | 0.00x | £96.00 Million | £-38.00 Million | £198.01 Billion | ▲ +112.6% |
| 2015 | 0.00x | £-713.00 Million | £-855.00 Million | £185.84 Billion | ▲ +17.9% |
| 2014 | 0.00x | £-846.00 Million | £-974.00 Million | £180.99 Billion | ▼ 0.0% |
| 2014 | 0.00x | £-846.00 Million | £-974.00 Million | £181.02 Billion | ▲ +92.7% |
| 2013 | -0.06x | £-11.54 Billion | £-11.89 Billion | £180.99 Billion | ▼ -609.2% |
| 2012 | 0.01x | £2.38 Billion | £1.97 Billion | £189.97 Billion | ▼ -38.6% |
| 2011 | 0.02x | £3.72 Billion | £3.37 Billion | £182.62 Billion | ▲ +177.8% |
| 2010 | -0.03x | £-4.87 Billion | £-5.20 Billion | £185.68 Billion | ▼ -331.8% |
| 2009 | -0.01x | £-1.20 Billion | £-1.47 Billion | £198.07 Billion | ▼ -109.9% |
| 2008 | 0.06x | £10.63 Billion | £10.42 Billion | £173.02 Billion | ▲ +183.1% |
| 2007 | 0.02x | £2.86 Billion | £2.69 Billion | £131.91 Billion | ▲ +352.2% |
| 2006 | -0.01x | £-994.60 Million | £-1.15 Billion | £115.55 Billion | ▲ +51.6% |
| 2005 | -0.02x | £-1.90 Billion | £-2.02 Billion | £106.65 Billion | ▼ -741.7% |
| 2004 | 0.00x | £-204.50 Million | £-331.30 Million | £96.88 Billion | ▲ +84.6% |
| 2003 | -0.01x | £-1.12 Billion | £-1.23 Billion | £81.23 Billion | — |