Nationwide Building Society (NBS) — Free Cash Flow Generation Index

Latest as of September 2025: 0.99x

Nationwide Building Society (NBS) has a Free Cash Flow Generation Index of 0.99x as of September 2025. Free cash flow of £4.11 Billion represents 1% of operating cash flow (£4.16 Billion). Read debt load of Nationwide Building Society for a breakdown of total debt and financial obligations.

FCF Generation Index

0.99x
Free Cash Flow / Operating CF

Free Cash Flow

£4.11 Billion
GBP

Operating Cash Flow

£4.16 Billion
GBP

Capital Expenditures

£44.00 Million
GBP

Nationwide Building Society Free Cash Flow Generation Index (2007–2024)

Historical FCF Generation Index trend for Nationwide Building Society across 11 annual periods. Explore how much does Nationwide Building Society reinvest in capital to see what proportion of operating cash flow is directed to capital expenditures.

Annual Free Cash Flow Generation for Nationwide Building Society (2007–2024)

Year-by-year Free Cash Flow Generation Index for Nationwide Building Society. For the full company profile including market capitalisation, see NBS market cap overview.

Year FCG Index Free Cash Flow (GBP) Operating CF Capital Expenditures YoY Change
2024 0.99x £7.08 Billion £7.17 Billion £85.00 Million ▲ +0.8%
2022 0.98x £13.49 Billion £13.77 Billion £278.00 Million ▲ +1.1%
2021 0.97x £10.72 Billion £11.06 Billion £341.00 Million ▲ +20.5%
2020 0.80x £2.74 Billion £3.41 Billion £667.00 Million ▼ -4.0%
2019 0.84x £806.00 Million £962.00 Million £156.00 Million ▼ -20.8%
2018 1.06x £9.66 Billion £9.13 Billion £524.00 Million ▲ +17.1%
2018 0.90x £1.48 Billion £1.64 Billion £159.00 Million ▲ +13.6%
2012 0.79x £1.57 Billion £1.97 Billion £405.00 Million ▼ -11.1%
2011 0.89x £3.01 Billion £3.37 Billion £357.00 Million ▼ -8.7%
2008 0.98x £10.20 Billion £10.42 Billion £217.70 Million ▲ +4.5%
2007 0.94x £2.52 Billion £2.69 Billion £169.80 Million
FCG Index = Free Cash Flow / Operating Cash Flow. FCF = Operating CF + Capital Expenditures (capex stored negative).