Nationwide Building Society (NBS) — Cash Flow-to-Debt Ratio
Nationwide Building Society (NBS) has a Cash Flow-to-Debt Ratio of 0.01x as of September 2025, meaning its operating cash flow of £4.16 Billion could theoretically repay 0% of its total liabilities (£358.92 Billion) in one year. See NBS FCF generation index to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Nationwide Building Society Cash Flow-to-Debt Ratio (2003–2025)
Historical debt coverage capacity for Nationwide Building Society across 24 annual periods. Also explore NBS year-over-year net asset growth to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Nationwide Building Society (2003–2025)
Year-by-year debt coverage analysis for Nationwide Building Society. For market capitalisation and broader financial context, see how much is Nationwide Building Society worth.
| Year | CF-to-Debt Ratio | Operating CF (GBP) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | -0.02x | £-7.91 Billion | £347.39 Billion | ▼ -180.8% |
| 2024 | 0.03x | £7.17 Billion | £254.23 Billion | ▲ +1687.9% |
| 2023 | 0.00x | £-455.00 Million | £256.32 Billion | ▼ -103.3% |
| 2022 | 0.05x | £13.77 Billion | £257.99 Billion | ▲ +16.8% |
| 2021 | 0.05x | £11.06 Billion | £242.14 Billion | ▲ +215.6% |
| 2020 | 0.01x | £3.41 Billion | £235.67 Billion | ▲ +238.7% |
| 2019 | 0.00x | £962.00 Million | £225.13 Billion | ▼ -43.5% |
| 2018 | 0.01x | £1.64 Billion | £216.70 Billion | ▲ +268.6% |
| 2017 | 0.00x | £-944.00 Million | £210.54 Billion | ▼ -2236.4% |
| 2016 | 0.00x | £-38.00 Million | £198.01 Billion | ▲ +95.8% |
| 2015 | 0.00x | £-855.00 Million | £185.84 Billion | ▲ +14.5% |
| 2014 | -0.01x | £-974.00 Million | £180.99 Billion | ▼ 0.0% |
| 2014 | -0.01x | £-974.00 Million | £181.02 Billion | ▲ +91.8% |
| 2013 | -0.07x | £-11.89 Billion | £180.99 Billion | ▼ -732.1% |
| 2012 | 0.01x | £1.97 Billion | £189.97 Billion | ▼ -43.6% |
| 2011 | 0.02x | £3.37 Billion | £182.62 Billion | ▲ +165.8% |
| 2010 | -0.03x | £-5.20 Billion | £185.68 Billion | ▼ -278.1% |
| 2009 | -0.01x | £-1.47 Billion | £198.07 Billion | ▼ -112.3% |
| 2008 | 0.06x | £10.42 Billion | £173.02 Billion | ▲ +194.8% |
| 2007 | 0.02x | £2.69 Billion | £131.91 Billion | ▲ +305.3% |
| 2006 | -0.01x | £-1.15 Billion | £115.55 Billion | ▲ +47.5% |
| 2005 | -0.02x | £-2.02 Billion | £106.65 Billion | ▼ -454.1% |
| 2004 | 0.00x | £-331.30 Million | £96.88 Billion | ▲ +77.4% |
| 2003 | -0.02x | £-1.23 Billion | £81.23 Billion | — |