Unicaja Banco SA Cash Flow Quality Index
Unicaja Banco SA cash flow quality index. Unicaja Banco SA (UNI) has a Cash Flow Quality Index of 0.35x as of September 2023. Operating cash flow of €48.00 Million is below net income of €137.00 Million, suggesting accrual-heavy earnings not yet converted to cash. See UNI FCF to total liabilities ratio to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of Unicaja Banco SA (2010–2025)
Cash flow quality index of Unicaja Banco SA from 2010 to 2025. Historical Cash Flow Quality Index for Unicaja Banco SA across 15 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore UNI cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Unicaja Banco SA Cash Flow Quality Index by Year (2010–2025)
Unicaja Banco SA cash flow quality index by year from 2010 to 2025. Year-by-year earnings quality comparison for Unicaja Banco SA. For the full cash flow conversion analysis, see UNI cash flow conversion.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.35x | €224.20 Million | €632.36 Million | ▲ +156.5% |
| 2024 | -0.63x | €-355.53 Million | €566.48 Million | ▼ -105.9% |
| 2023 | 10.63x | €2.83 Billion | €266.70 Million | ▲ +115.9% |
| 2022 | -66.80x | €-17.35 Billion | €259.67 Million | ▼ -632.7% |
| 2021 | 12.54x | €13.96 Billion | €1.11 Billion | ▼ -51.9% |
| 2020 | 26.06x | €2.03 Billion | €77.83 Million | ▲ +2115.2% |
| 2019 | -1.29x | €-222.76 Million | €172.28 Million | ▼ -142.4% |
| 2018 | 3.05x | €464.78 Million | €152.54 Million | ▼ -62.3% |
| 2017 | 8.08x | €1.12 Billion | €138.44 Million | ▼ -74.9% |
| 2016 | 32.18x | €4.35 Billion | €135.06 Million | ▲ +218.6% |
| 2015 | -27.13x | €-4.99 Billion | €183.81 Million | ▼ -349.6% |
| 2014 | -6.03x | €-2.70 Billion | €447.51 Million | ▲ +32.3% |
| 2013 | -8.92x | €-639.68 Million | €71.72 Million | ▼ -127.5% |
| 2011 | 32.48x | €3.43 Billion | €105.51 Million | ▲ +1439.4% |
| 2010 | -2.43x | €-362.33 Million | €149.39 Million | — |