Unicaja Banco SA (UNI) — Cash Flow Quality Index
Unicaja Banco SA (UNI) has a Cash Flow Quality Index of 0.35x as of September 2023. Operating cash flow of €48.00 Million is below net income of €137.00 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore UNI long-term investments to assets to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Unicaja Banco SA Cash Flow Quality Index (2010–2025)
Historical Cash Flow Quality Index for Unicaja Banco SA across 15 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check UNI goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Unicaja Banco SA (2010–2025)
Year-by-year earnings quality comparison for Unicaja Banco SA. For live market cap and the full company financial profile, see UNI company net worth.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.35x | €224.20 Million | €632.36 Million | ▲ +156.5% |
| 2024 | -0.63x | €-355.53 Million | €566.48 Million | ▼ -105.9% |
| 2023 | 10.63x | €2.83 Billion | €266.70 Million | ▲ +115.9% |
| 2022 | -66.80x | €-17.35 Billion | €259.67 Million | ▼ -632.7% |
| 2021 | 12.54x | €13.96 Billion | €1.11 Billion | ▼ -51.9% |
| 2020 | 26.06x | €2.03 Billion | €77.83 Million | ▲ +2115.2% |
| 2019 | -1.29x | €-222.76 Million | €172.28 Million | ▼ -142.4% |
| 2018 | 3.05x | €464.78 Million | €152.54 Million | ▼ -62.3% |
| 2017 | 8.08x | €1.12 Billion | €138.44 Million | ▼ -74.9% |
| 2016 | 32.18x | €4.35 Billion | €135.06 Million | ▲ +218.6% |
| 2015 | -27.13x | €-4.99 Billion | €183.81 Million | ▼ -349.6% |
| 2014 | -6.03x | €-2.70 Billion | €447.51 Million | ▲ +32.3% |
| 2013 | -8.92x | €-639.68 Million | €71.72 Million | ▼ -127.5% |
| 2011 | 32.48x | €3.43 Billion | €105.51 Million | ▲ +1439.4% |
| 2010 | -2.43x | €-362.33 Million | €149.39 Million | — |