Unicaja Banco SA (UNI) — Net Asset Quality Index
Unicaja Banco SA (UNI) has a Net Asset Quality Index of 7.2% as of December 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of €98.43 Billion minus total liabilities of €91.34 Billion yields net assets of €7.09 Billion. A higher index indicates a stronger, lower-leverage balance sheet. See Unicaja Banco SA (UNI) defensive interval to measure how many days the company can operate on defensive assets alone.
Quality Index
Net Assets
Total Assets
Total Liabilities
Unicaja Banco SA Net Asset Quality Index Over Time (2000–2025)
This chart shows how Unicaja Banco SA's Net Asset Quality Index has evolved across 24 annual periods from 2000 to 2025. As of December 2025, the index stands at 7.2%, representing net assets of €7.09 Billion against total assets of €98.43 Billion EUR. Explore UNI cash flow metrics to assess how effectively this company generates cash.
Annual Net Asset Quality Index for Unicaja Banco SA (2000–2025)
The table below presents the year-by-year Net Asset Quality Index for Unicaja Banco SA from 2000 to 2025, covering 24 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see market value of Unicaja Banco SA.
| Year | Quality Index | Net Assets (EUR) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 7.2% | €7.09 Billion | €98.43 Billion | €91.34 Billion | ▲ +0.3 pp |
| 2024 | 6.9% | €6.74 Billion | €97.37 Billion | €90.63 Billion | ▲ +0.1 pp |
| 2023 | 6.8% | €6.65 Billion | €97.15 Billion | €90.51 Billion | ▲ +0.3 pp |
| 2022 | 6.5% | €6.46 Billion | €99.00 Billion | €92.54 Billion | ▲ +1.1 pp |
| 2021 | 5.5% | €6.33 Billion | €115.55 Billion | €109.22 Billion | ▼ -0.6 pp |
| 2020 | 6.1% | €4.01 Billion | €65.54 Billion | €61.54 Billion | ▼ -0.9 pp |
| 2019 | 7.0% | €3.97 Billion | €56.71 Billion | €52.74 Billion | ▲ +0.2 pp |
| 2018 | 6.8% | €3.92 Billion | €57.50 Billion | €53.59 Billion | ▼ -0.1 pp |
| 2017 | 6.9% | €3.90 Billion | €56.33 Billion | €52.43 Billion | ▲ +1.4 pp |
| 2016 | 5.6% | €3.18 Billion | €57.24 Billion | €54.06 Billion | ▲ +0.2 pp |
| 2015 | 5.4% | €3.26 Billion | €60.31 Billion | €57.06 Billion | ▲ +0.6 pp |
| 2014 | 4.8% | €3.29 Billion | €67.95 Billion | €64.66 Billion | ▼ -0.2 pp |
| 2013 | 5.1% | €2.08 Billion | €41.24 Billion | €39.16 Billion | ▲ +0.1 pp |
| 2012 | 5.0% | €2.03 Billion | €40.71 Billion | €38.68 Billion | ▼ -1.7 pp |
| 2011 | 6.7% | €2.55 Billion | €38.16 Billion | €35.61 Billion | ▼ -0.9 pp |
| 2010 | 7.6% | €2.59 Billion | €34.19 Billion | €31.60 Billion | ▼ -0.9 pp |
| 2009 | 8.5% | €2.91 Billion | €34.18 Billion | €31.28 Billion | ▼ -1.8 pp |
| 2006 | 10.3% | €2.92 Billion | €28.27 Billion | €25.35 Billion | ▲ +0.0 pp |
| 2005 | 10.3% | €2.37 Billion | €23.01 Billion | €20.64 Billion | ▲ +2.0 pp |
| 2004 | 8.3% | €1.58 Billion | €19.05 Billion | €17.48 Billion | ▼ -0.1 pp |
| 2003 | 8.4% | €1.36 Billion | €16.23 Billion | €14.87 Billion | ▲ +0.3 pp |
| 2002 | 8.1% | €1.20 Billion | €14.78 Billion | €13.59 Billion | ▲ +0.3 pp |
| 2001 | 7.8% | €1.04 Billion | €13.36 Billion | €12.32 Billion | ▼ -0.1 pp |
| 2000 | 7.9% | €153.00 Billion | €1.93 Trillion | €1.77 Trillion | — |