ACNB Corporation (ACNB) — Cash Flow Quality Index
ACNB Corporation (ACNB) has a Cash Flow Quality Index of 1.18x as of December 2025. Operating cash flow of $12.76 Million exceeds net income of $10.80 Million, indicating high earnings quality where cash backs reported profits. Explore ACNB Corporation strategic investment ratio to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
ACNB Corporation Cash Flow Quality Index (1994–2025)
Historical Cash Flow Quality Index for ACNB Corporation across 32 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check tangible net worth ratio of ACNB Corporation to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for ACNB Corporation (1994–2025)
Year-by-year earnings quality comparison for ACNB Corporation. For live market cap and the full company financial profile, see ACNB Corporation (ACNB) market capitalisation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.45x | $53.64 Million | $37.05 Million | ▲ +15.9% |
| 2024 | 1.25x | $39.78 Million | $31.85 Million | ▼ -2.5% |
| 2023 | 1.28x | $40.60 Million | $31.69 Million | ▲ +16.9% |
| 2022 | 1.10x | $39.20 Million | $35.75 Million | ▼ -27.6% |
| 2021 | 1.51x | $42.13 Million | $27.83 Million | ▲ +9.3% |
| 2020 | 1.38x | $25.47 Million | $18.39 Million | ▲ +27.7% |
| 2019 | 1.08x | $25.72 Million | $23.72 Million | ▼ -20.2% |
| 2018 | 1.36x | $29.54 Million | $21.75 Million | ▼ -21.8% |
| 2017 | 1.74x | $17.01 Million | $9.79 Million | ▲ +55.8% |
| 2016 | 1.12x | $12.12 Million | $10.87 Million | ▼ -14.6% |
| 2015 | 1.31x | $14.38 Million | $11.02 Million | ▲ +24.2% |
| 2014 | 1.05x | $10.81 Million | $10.29 Million | ▼ -45.6% |
| 2013 | 1.93x | $17.99 Million | $9.31 Million | ▲ +84.4% |
| 2012 | 1.05x | $9.30 Million | $8.89 Million | ▼ -51.0% |
| 2011 | 2.14x | $18.15 Million | $8.50 Million | ▲ +101.8% |
| 2010 | 1.06x | $8.91 Million | $8.42 Million | ▼ -26.6% |
| 2009 | 1.44x | $10.41 Million | $7.22 Million | ▼ -21.8% |
| 2008 | 1.84x | $12.43 Million | $6.74 Million | ▲ +224.4% |
| 2007 | 0.57x | $4.51 Million | $7.94 Million | ▼ -58.4% |
| 2006 | 1.36x | $9.95 Million | $7.29 Million | ▼ -11.6% |
| 2005 | 1.54x | $11.39 Million | $7.38 Million | ▲ +30.3% |
| 2004 | 1.19x | $11.03 Million | $9.31 Million | ▲ +0.2% |
| 2003 | 1.18x | $12.74 Million | $10.77 Million | ▲ +170.4% |
| 2002 | 0.44x | $3.90 Million | $8.90 Million | ▲ +157.1% |
| 2001 | -0.77x | $-6.39 Million | $8.34 Million | ▼ -160.9% |
| 2000 | 1.26x | $10.19 Million | $8.10 Million | ▲ +76.6% |
| 1999 | 0.71x | $5.58 Million | $7.82 Million | ▼ -37.0% |
| 1998 | 1.13x | $8.75 Million | $7.72 Million | ▼ -0.7% |
| 1997 | 1.14x | $8.24 Million | $7.23 Million | ▼ -0.3% |
| 1996 | 1.14x | $8.13 Million | $7.11 Million | ▲ +10.8% |
| 1995 | 1.03x | $6.67 Million | $6.46 Million | ▼ -30.8% |
| 1994 | 1.49x | $10.11 Million | $6.77 Million | — |