ACNB Corporation Cash Flow Quality Index
ACNB Corporation cash flow quality index. ACNB Corporation (ACNB) has a Cash Flow Quality Index of -0.23x as of June 2026. Operating cash flow of $-3.45 Million is below net income of $15.21 Million, suggesting accrual-heavy earnings not yet converted to cash. See how financially flexible is ACNB Corporation to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of ACNB Corporation (1994–2025)
Cash flow quality index of ACNB Corporation from 1994 to 2025. Historical Cash Flow Quality Index for ACNB Corporation across 32 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore how well can ACNB Corporation service its debt to assess how comfortably operating cash covers total debt obligations.
ACNB Corporation Cash Flow Quality Index by Year (1994–2025)
ACNB Corporation cash flow quality index by year from 1994 to 2025. Year-by-year earnings quality comparison for ACNB Corporation. For the full cash flow conversion analysis, see ACNB Corporation (ACNB) cash flow conversion.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.45x | $53.64 Million | $37.05 Million | ▲ +15.9% |
| 2024 | 1.25x | $39.78 Million | $31.85 Million | ▼ -2.5% |
| 2023 | 1.28x | $40.60 Million | $31.69 Million | ▲ +16.9% |
| 2022 | 1.10x | $39.20 Million | $35.75 Million | ▼ -27.6% |
| 2021 | 1.51x | $42.13 Million | $27.83 Million | ▲ +9.3% |
| 2020 | 1.38x | $25.47 Million | $18.39 Million | ▲ +27.7% |
| 2019 | 1.08x | $25.72 Million | $23.72 Million | ▼ -20.2% |
| 2018 | 1.36x | $29.54 Million | $21.75 Million | ▼ -21.8% |
| 2017 | 1.74x | $17.01 Million | $9.79 Million | ▲ +55.8% |
| 2016 | 1.12x | $12.12 Million | $10.87 Million | ▼ -14.6% |
| 2015 | 1.31x | $14.38 Million | $11.02 Million | ▲ +24.2% |
| 2014 | 1.05x | $10.81 Million | $10.29 Million | ▼ -45.6% |
| 2013 | 1.93x | $17.99 Million | $9.31 Million | ▲ +84.4% |
| 2012 | 1.05x | $9.30 Million | $8.89 Million | ▼ -51.0% |
| 2011 | 2.14x | $18.15 Million | $8.50 Million | ▲ +101.8% |
| 2010 | 1.06x | $8.91 Million | $8.42 Million | ▼ -26.6% |
| 2009 | 1.44x | $10.41 Million | $7.22 Million | ▼ -21.8% |
| 2008 | 1.84x | $12.43 Million | $6.74 Million | ▲ +224.4% |
| 2007 | 0.57x | $4.51 Million | $7.94 Million | ▼ -58.4% |
| 2006 | 1.36x | $9.95 Million | $7.29 Million | ▼ -11.6% |
| 2005 | 1.54x | $11.39 Million | $7.38 Million | ▲ +30.3% |
| 2004 | 1.19x | $11.03 Million | $9.31 Million | ▲ +0.2% |
| 2003 | 1.18x | $12.74 Million | $10.77 Million | ▲ +170.4% |
| 2002 | 0.44x | $3.90 Million | $8.90 Million | ▲ +157.1% |
| 2001 | -0.77x | $-6.39 Million | $8.34 Million | ▼ -160.9% |
| 2000 | 1.26x | $10.19 Million | $8.10 Million | ▲ +76.6% |
| 1999 | 0.71x | $5.58 Million | $7.82 Million | ▼ -37.0% |
| 1998 | 1.13x | $8.75 Million | $7.72 Million | ▼ -0.7% |
| 1997 | 1.14x | $8.24 Million | $7.23 Million | ▼ -0.3% |
| 1996 | 1.14x | $8.13 Million | $7.11 Million | ▲ +10.8% |
| 1995 | 1.03x | $6.67 Million | $6.46 Million | ▼ -30.8% |
| 1994 | 1.49x | $10.11 Million | $6.77 Million | — |