ACNB Corporation (ACNB) — Cash Flow Quality Index
ACNB Corporation (ACNB) has a Cash Flow Quality Index of 1.18x as of December 2025. Operating cash flow of $12.76 Million exceeds net income of $10.80 Million, indicating high earnings quality where cash backs reported profits. Explore how efficiently does ACNB Corporation generate cash to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
ACNB Corporation Cash Flow Quality Index (1994–2025)
Historical Cash Flow Quality Index for ACNB Corporation across 32 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check ACNB Corporation investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for ACNB Corporation (1994–2025)
Year-by-year earnings quality comparison for ACNB Corporation. For live market cap and the full company financial profile, see ACNB Corporation market cap and net worth.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.45x | $53.64 Million | $37.05 Million | ▲ +15.9% |
| 2024 | 1.25x | $39.78 Million | $31.85 Million | ▼ -2.5% |
| 2023 | 1.28x | $40.60 Million | $31.69 Million | ▲ +16.9% |
| 2022 | 1.10x | $39.20 Million | $35.75 Million | ▼ -27.6% |
| 2021 | 1.51x | $42.13 Million | $27.83 Million | ▲ +9.3% |
| 2020 | 1.38x | $25.47 Million | $18.39 Million | ▲ +27.7% |
| 2019 | 1.08x | $25.72 Million | $23.72 Million | ▼ -20.2% |
| 2018 | 1.36x | $29.54 Million | $21.75 Million | ▼ -21.8% |
| 2017 | 1.74x | $17.01 Million | $9.79 Million | ▲ +55.8% |
| 2016 | 1.12x | $12.12 Million | $10.87 Million | ▼ -14.6% |
| 2015 | 1.31x | $14.38 Million | $11.02 Million | ▲ +24.2% |
| 2014 | 1.05x | $10.81 Million | $10.29 Million | ▼ -45.6% |
| 2013 | 1.93x | $17.99 Million | $9.31 Million | ▲ +84.4% |
| 2012 | 1.05x | $9.30 Million | $8.89 Million | ▼ -51.0% |
| 2011 | 2.14x | $18.15 Million | $8.50 Million | ▲ +101.8% |
| 2010 | 1.06x | $8.91 Million | $8.42 Million | ▼ -26.6% |
| 2009 | 1.44x | $10.41 Million | $7.22 Million | ▼ -21.8% |
| 2008 | 1.84x | $12.43 Million | $6.74 Million | ▲ +224.4% |
| 2007 | 0.57x | $4.51 Million | $7.94 Million | ▼ -58.4% |
| 2006 | 1.36x | $9.95 Million | $7.29 Million | ▼ -11.6% |
| 2005 | 1.54x | $11.39 Million | $7.38 Million | ▲ +30.3% |
| 2004 | 1.19x | $11.03 Million | $9.31 Million | ▲ +0.2% |
| 2003 | 1.18x | $12.74 Million | $10.77 Million | ▲ +170.4% |
| 2002 | 0.44x | $3.90 Million | $8.90 Million | ▲ +157.1% |
| 2001 | -0.77x | $-6.39 Million | $8.34 Million | ▼ -160.9% |
| 2000 | 1.26x | $10.19 Million | $8.10 Million | ▲ +76.6% |
| 1999 | 0.71x | $5.58 Million | $7.82 Million | ▼ -37.0% |
| 1998 | 1.13x | $8.75 Million | $7.72 Million | ▼ -0.7% |
| 1997 | 1.14x | $8.24 Million | $7.23 Million | ▼ -0.3% |
| 1996 | 1.14x | $8.13 Million | $7.11 Million | ▲ +10.8% |
| 1995 | 1.03x | $6.67 Million | $6.46 Million | ▼ -30.8% |
| 1994 | 1.49x | $10.11 Million | $6.77 Million | — |