ACNB Corporation (ACNB) — Net Asset Quality Index
ACNB Corporation (ACNB) has a Net Asset Quality Index of 12.8% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $3.32 Billion minus total liabilities of $2.90 Billion yields net assets of $423.28 Million. A higher index indicates a stronger, lower-leverage balance sheet. Read ACNB Corporation (ACNB) total liabilities for a breakdown of total debt and financial obligations.
Quality Index
Net Assets
Total Assets
Total Liabilities
ACNB Corporation Net Asset Quality Index Over Time (1994–2025)
This chart shows how ACNB Corporation's Net Asset Quality Index has evolved across 32 annual periods from 1994 to 2025. As of June 2026, the index stands at 12.8%, representing net assets of $423.28 Million against total assets of $3.32 Billion USD. For live market cap and overall valuation, see ACNB stock market capitalisation.
Annual Net Asset Quality Index for ACNB Corporation (1994–2025)
The table below presents the year-by-year Net Asset Quality Index for ACNB Corporation from 1994 to 2025, covering 32 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check ACNB PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 13.0% | $419.97 Million | $3.23 Billion | $2.81 Billion | ▲ +0.3 pp |
| 2024 | 12.7% | $303.27 Million | $2.39 Billion | $2.09 Billion | ▲ +1.2 pp |
| 2023 | 11.5% | $277.46 Million | $2.42 Billion | $2.14 Billion | ▲ +1.8 pp |
| 2022 | 9.7% | $245.04 Million | $2.53 Billion | $2.28 Billion | ▼ -88.9 pp |
| 2021 | 98.6% | $2.75 Billion | $2.79 Billion | $37.97 Million | ▲ +0.9 pp |
| 2020 | 97.8% | $2.50 Billion | $2.56 Billion | $56.88 Million | ▲ +86.8 pp |
| 2019 | 11.0% | $189.52 Million | $1.72 Billion | $1.53 Billion | ▲ +0.8 pp |
| 2018 | 10.2% | $168.14 Million | $1.65 Billion | $1.48 Billion | ▲ +0.6 pp |
| 2017 | 9.7% | $153.97 Million | $1.60 Billion | $1.44 Billion | ▼ -0.3 pp |
| 2016 | 10.0% | $120.06 Million | $1.21 Billion | $1.09 Billion | ▼ 0.0 pp |
| 2015 | 10.0% | $114.72 Million | $1.15 Billion | $1.03 Billion | ▼ -0.1 pp |
| 2014 | 10.1% | $110.02 Million | $1.09 Billion | $979.79 Million | ▼ -0.1 pp |
| 2013 | 10.2% | $106.80 Million | $1.05 Billion | $939.25 Million | ▲ +0.6 pp |
| 2012 | 9.6% | $101.26 Million | $1.05 Billion | $948.73 Million | ▼ -0.1 pp |
| 2011 | 9.7% | $97.47 Million | $1.00 Billion | $907.35 Million | ▲ +0.0 pp |
| 2010 | 9.7% | $93.75 Million | $968.67 Million | $874.91 Million | ▲ +0.5 pp |
| 2009 | 9.2% | $88.30 Million | $961.90 Million | $873.60 Million | ▲ +0.5 pp |
| 2008 | 8.6% | $84.44 Million | $976.68 Million | $892.24 Million | ▼ -0.5 pp |
| 2007 | 9.2% | $85.13 Million | $926.66 Million | $841.53 Million | ▲ +1.2 pp |
| 2006 | 8.0% | $77.30 Million | $964.76 Million | $887.45 Million | ▲ +0.2 pp |
| 2005 | 7.8% | $74.01 Million | $945.14 Million | $871.13 Million | ▼ -0.2 pp |
| 2004 | 8.1% | $74.52 Million | $924.19 Million | $849.67 Million | ▼ -0.2 pp |
| 2003 | 8.3% | $72.39 Million | $872.73 Million | $800.34 Million | ▼ -1.2 pp |
| 2002 | 9.5% | $70.10 Million | $734.64 Million | $664.54 Million | ▼ -0.4 pp |
| 2001 | 9.9% | $62.69 Million | $630.23 Million | $567.54 Million | ▼ -0.7 pp |
| 2000 | 10.7% | $60.44 Million | $567.33 Million | $506.89 Million | ▼ -0.3 pp |
| 1999 | 11.0% | $59.86 Million | $545.95 Million | $486.09 Million | ▼ -0.3 pp |
| 1998 | 11.2% | $61.12 Million | $544.26 Million | $483.14 Million | ▼ 0.0 pp |
| 1997 | 11.3% | $52.62 Million | $466.84 Million | $414.22 Million | ▲ +0.8 pp |
| 1996 | 10.5% | $49.44 Million | $472.44 Million | $423.01 Million | ▼ -0.7 pp |
| 1995 | 11.2% | $51.46 Million | $459.35 Million | $407.89 Million | ▲ +0.9 pp |
| 1994 | 10.3% | $48.65 Million | $472.03 Million | $423.38 Million | — |