ACNB Corporation Net Asset Quality Index

Latest as of June 2026: 12.8%

ACNB Corporation net asset quality index. ACNB Corporation (ACNB) has a Net Asset Quality Index of 12.8% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $3.32 Billion minus total liabilities of $2.90 Billion yields net assets of $423.28 Million. A higher index indicates a stronger, lower-leverage balance sheet. See ACNB Corporation net assets for net asset value and shareholders' equity analysis.

Quality Index

12.8%
Equity / Total Assets

Net Assets

$423.28 Million
USD

Total Assets

$3.32 Billion
USD

Total Liabilities

$2.90 Billion
USD

Net Asset Quality Index of ACNB Corporation (1994–2025)

Net asset quality index of ACNB Corporation from 1994 to 2025. This chart shows how ACNB Corporation's Net Asset Quality Index has evolved across 32 annual periods from 1994 to 2025. As of June 2026, the index stands at 12.8%, representing net assets of $423.28 Million against total assets of $3.32 Billion USD. Check ACNB PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.

ACNB Corporation Net Asset Quality Index by Year (1994–2025)

ACNB Corporation net asset quality index by year from 1994 to 2025. The table below presents the year-by-year Net Asset Quality Index for ACNB Corporation from 1994 to 2025, covering 32 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see market value of ACNB Corporation.

Year Quality Index Net Assets (USD) Total Assets Total Liabilities Change (pp)
2025 13.0% $419.97 Million $3.23 Billion $2.81 Billion ▲ +0.3 pp
2024 12.7% $303.27 Million $2.39 Billion $2.09 Billion ▲ +1.2 pp
2023 11.5% $277.46 Million $2.42 Billion $2.14 Billion ▲ +1.8 pp
2022 9.7% $245.04 Million $2.53 Billion $2.28 Billion ▼ -88.9 pp
2021 98.6% $2.75 Billion $2.79 Billion $37.97 Million ▲ +0.9 pp
2020 97.8% $2.50 Billion $2.56 Billion $56.88 Million ▲ +86.8 pp
2019 11.0% $189.52 Million $1.72 Billion $1.53 Billion ▲ +0.8 pp
2018 10.2% $168.14 Million $1.65 Billion $1.48 Billion ▲ +0.6 pp
2017 9.7% $153.97 Million $1.60 Billion $1.44 Billion ▼ -0.3 pp
2016 10.0% $120.06 Million $1.21 Billion $1.09 Billion ▼ 0.0 pp
2015 10.0% $114.72 Million $1.15 Billion $1.03 Billion ▼ -0.1 pp
2014 10.1% $110.02 Million $1.09 Billion $979.79 Million ▼ -0.1 pp
2013 10.2% $106.80 Million $1.05 Billion $939.25 Million ▲ +0.6 pp
2012 9.6% $101.26 Million $1.05 Billion $948.73 Million ▼ -0.1 pp
2011 9.7% $97.47 Million $1.00 Billion $907.35 Million ▲ +0.0 pp
2010 9.7% $93.75 Million $968.67 Million $874.91 Million ▲ +0.5 pp
2009 9.2% $88.30 Million $961.90 Million $873.60 Million ▲ +0.5 pp
2008 8.6% $84.44 Million $976.68 Million $892.24 Million ▼ -0.5 pp
2007 9.2% $85.13 Million $926.66 Million $841.53 Million ▲ +1.2 pp
2006 8.0% $77.30 Million $964.76 Million $887.45 Million ▲ +0.2 pp
2005 7.8% $74.01 Million $945.14 Million $871.13 Million ▼ -0.2 pp
2004 8.1% $74.52 Million $924.19 Million $849.67 Million ▼ -0.2 pp
2003 8.3% $72.39 Million $872.73 Million $800.34 Million ▼ -1.2 pp
2002 9.5% $70.10 Million $734.64 Million $664.54 Million ▼ -0.4 pp
2001 9.9% $62.69 Million $630.23 Million $567.54 Million ▼ -0.7 pp
2000 10.7% $60.44 Million $567.33 Million $506.89 Million ▼ -0.3 pp
1999 11.0% $59.86 Million $545.95 Million $486.09 Million ▼ -0.3 pp
1998 11.2% $61.12 Million $544.26 Million $483.14 Million ▼ 0.0 pp
1997 11.3% $52.62 Million $466.84 Million $414.22 Million ▲ +0.8 pp
1996 10.5% $49.44 Million $472.44 Million $423.01 Million ▼ -0.7 pp
1995 11.2% $51.46 Million $459.35 Million $407.89 Million ▲ +0.9 pp
1994 10.3% $48.65 Million $472.03 Million $423.38 Million —
pp = percentage points