ACNB Corporation (ACNB) — Financial Flexibility Index
ACNB Corporation (ACNB) has a Financial Flexibility Index of 0.01x as of December 2025. Free cash flow of $14.30 Million (operating CF $12.76 Million minus capex $1.55 Million) represents 0% of total liabilities ($2.81 Billion). Check ACNB strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
ACNB Corporation Financial Flexibility Index (1994–2025)
Historical Financial Flexibility Index trend for ACNB Corporation across 32 annual periods. See working capital to net assets of ACNB Corporation to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for ACNB Corporation (1994–2025)
Year-by-year free cash flow to debt coverage for ACNB Corporation. For the full company profile including market capitalisation, see ACNB company net worth.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $54.72 Million | $53.64 Million | $2.81 Billion | ▲ +0.0% |
| 2024 | 0.02x | $40.74 Million | $39.78 Million | $2.09 Billion | ▼ -0.1% |
| 2023 | 0.02x | $41.77 Million | $40.60 Million | $2.14 Billion | ▲ +8.5% |
| 2022 | 0.02x | $41.01 Million | $39.20 Million | $2.28 Billion | ▼ -98.4% |
| 2021 | 1.15x | $43.70 Million | $42.13 Million | $37.97 Million | ▲ +146.9% |
| 2020 | 0.47x | $26.52 Million | $25.47 Million | $56.88 Million | ▲ +2528.7% |
| 2019 | 0.02x | $27.15 Million | $25.72 Million | $1.53 Billion | ▼ -16.1% |
| 2018 | 0.02x | $31.29 Million | $29.54 Million | $1.48 Billion | ▲ +62.4% |
| 2017 | 0.01x | $18.76 Million | $17.01 Million | $1.44 Billion | ▼ -2.2% |
| 2016 | 0.01x | $14.46 Million | $12.12 Million | $1.09 Billion | ▼ -14.6% |
| 2015 | 0.02x | $16.12 Million | $14.38 Million | $1.03 Billion | ▲ +9.5% |
| 2014 | 0.01x | $13.96 Million | $10.81 Million | $979.79 Million | ▼ -33.7% |
| 2013 | 0.02x | $20.20 Million | $17.99 Million | $939.25 Million | ▲ +79.7% |
| 2012 | 0.01x | $11.35 Million | $9.30 Million | $948.73 Million | ▼ -46.0% |
| 2011 | 0.02x | $20.10 Million | $18.15 Million | $907.35 Million | ▲ +93.8% |
| 2010 | 0.01x | $10.00 Million | $8.91 Million | $874.91 Million | ▼ -19.3% |
| 2009 | 0.01x | $12.36 Million | $10.41 Million | $873.60 Million | ▼ -8.6% |
| 2008 | 0.02x | $13.81 Million | $12.43 Million | $892.24 Million | ▲ +140.0% |
| 2007 | 0.01x | $5.43 Million | $4.51 Million | $841.53 Million | ▼ -50.0% |
| 2006 | 0.01x | $11.46 Million | $9.95 Million | $887.45 Million | ▼ -27.4% |
| 2005 | 0.02x | $15.48 Million | $11.39 Million | $871.13 Million | ▼ -10.2% |
| 2004 | 0.02x | $16.82 Million | $11.03 Million | $849.67 Million | ▲ +18.1% |
| 2003 | 0.02x | $13.42 Million | $12.74 Million | $800.34 Million | ▲ +85.5% |
| 2002 | 0.01x | $6.00 Million | $3.90 Million | $664.54 Million | ▲ +204.2% |
| 2001 | -0.01x | $-4.92 Million | $-6.39 Million | $567.54 Million | ▼ -140.5% |
| 2000 | 0.02x | $10.84 Million | $10.19 Million | $506.89 Million | ▲ +77.2% |
| 1999 | 0.01x | $5.87 Million | $5.58 Million | $486.09 Million | ▼ -33.4% |
| 1998 | 0.02x | $8.75 Million | $8.75 Million | $483.14 Million | ▼ -9.0% |
| 1997 | 0.02x | $8.24 Million | $8.24 Million | $414.22 Million | ▲ +3.5% |
| 1996 | 0.02x | $8.13 Million | $8.13 Million | $423.01 Million | ▲ +17.6% |
| 1995 | 0.02x | $6.67 Million | $6.67 Million | $407.89 Million | ▼ -31.5% |
| 1994 | 0.02x | $10.11 Million | $10.11 Million | $423.38 Million | — |