ACNB Corporation (ACNB) — Defensive Interval Ratio
ACNB Corporation (ACNB) has a Defensive Interval Ratio of 66 days as of September 2025. Defensive assets of $462.22 Million (cash $-, short-term investments $462.22 Million, receivables $-) cover 66 days of daily cash needs of $6.98 Million/day. See how liquid is ACNB Corporation's working capital to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
ACNB Corporation Defensive Interval Ratio (1998–2024)
This chart shows how ACNB Corporation's Defensive Interval Ratio has evolved across 26 annual periods from 1998 to 2024. As of September 2025, the ratio stands at 66 days, meaning defensive assets of $462.22 Million can fund 66 days of operations without new revenue. See ACNB equity financing ratio to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for ACNB Corporation (1998–2024)
The table below presents the year-by-year Defensive Interval Ratio for ACNB Corporation from 1998 to 2024, covering 26 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see ACNB Corporation stock valuation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 4 days | $17.59 Million | $4.95 Million/day | $- | $17.59 Million | ▼ -82 days |
| 2023 | 86 days | $451.69 Million | $5.26 Million/day | $- | $451.69 Million | ▼ -4392 days |
| 2022 | 4478 days | $553.55 Million | $123.61K/day | $- | $553.55 Million | ▲ +331 days |
| 2021 | 4147 days | $437.10 Million | $105.40K/day | $- | $437.10 Million | ▲ +1184 days |
| 2020 | 2963 days | $337.72 Million | $113.98K/day | $- | $337.72 Million | ▲ +2915 days |
| 2019 | 48 days | $190.84 Million | $3.96 Million/day | $- | $190.84 Million | ▲ +5 days |
| 2018 | 43 days | $161.73 Million | $3.79 Million/day | $- | $161.73 Million | ▼ -1530 days |
| 2017 | 1573 days | $159.05 Million | $101.12K/day | $- | $159.05 Million | ▲ +64 days |
| 2016 | 1509 days | $142.99 Million | $94.77K/day | $- | $142.99 Million | ▲ +206 days |
| 2015 | 1303 days | $125.69 Million | $96.44K/day | $- | $125.69 Million | ▲ +361 days |
| 2014 | 942 days | $118.00 Million | $125.20K/day | $- | $118.00 Million | ▲ +887 days |
| 2013 | 56 days | $129.98 Million | $2.33 Million/day | $- | $129.98 Million | ▼ -1223 days |
| 2012 | 1279 days | $165.79 Million | $129.60K/day | $- | $165.79 Million | ▲ +1192 days |
| 2011 | 87 days | $209.23 Million | $2.40 Million/day | $- | $209.23 Million | ▼ -1 days |
| 2010 | 89 days | $190.73 Million | $2.15 Million/day | $- | $190.73 Million | ▼ -11 days |
| 2009 | 99 days | $213.52 Million | $2.15 Million/day | $- | $213.52 Million | ▲ +107 days |
| 2008 | -8 days | $-16.29 Million | $2.12 Million/day | $- | $-16.29 Million | ▲ +2 days |
| 2007 | -10 days | $-19.04 Million | $1.92 Million/day | $- | $-19.04 Million | ▲ +0 days |
| 2006 | -10 days | $-20.35 Million | $2.00 Million/day | $- | $-20.35 Million | ▼ -1 days |
| 2005 | -9 days | $-18.73 Million | $2.02 Million/day | $- | $-18.73 Million | ▼ -10 days |
| 2004 | 0 days | $938.00K | $1.95 Million/day | $- | $938.00K | ▼ 0 days |
| 2003 | 1 days | $1.03 Million | $1.94 Million/day | $- | $1.03 Million | ▼ 0 days |
| 2002 | 1 days | $1.01 Million | $1.81 Million/day | $- | $1.01 Million | ▲ +0 days |
| 2001 | 0 days | $740.00K | $1.54 Million/day | $- | $740.00K | ▼ -1 days |
| 1999 | 2 days | $2.00 Million | $1.32 Million/day | $- | $2.00 Million | ▲ +4 days |
| 1998 | -2 days | $-3.00 Million | $1.25 Million/day | $- | $-3.00 Million | — |