Atlanticus Holdings Corporation (ATLC) — Cash Flow Quality Index

Latest as of March 2026: 6.48x

Atlanticus Holdings Corporation (ATLC) has a Cash Flow Quality Index of 6.48x as of March 2026. Operating cash flow of $286.35 Million exceeds net income of $44.17 Million, indicating high earnings quality where cash backs reported profits. Explore Atlanticus Holdings Corporation cash flow conversion to assess how effectively this company generates cash.

Cash Flow Quality Index

6.48x
Operating CF / Net Income

Operating Cash Flow

$286.35 Million
USD

Net Income

$44.17 Million
USD

Data as of

Mar 2026
Most recent filing

Atlanticus Holdings Corporation Cash Flow Quality Index (1998–2025)

Historical Cash Flow Quality Index for Atlanticus Holdings Corporation across 21 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check ATLC cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Annual Cash Flow Quality Index for Atlanticus Holdings Corporation (1998–2025)

Year-by-year earnings quality comparison for Atlanticus Holdings Corporation. For live market cap and the full company financial profile, see Atlanticus Holdings Corporation market capitalisation.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 5.29x $637.96 Million $120.61 Million ▲ +25.4%
2024 4.22x $469.40 Million $111.30 Million ▼ -5.6%
2023 4.47x $459.32 Million $102.84 Million ▲ +73.7%
2022 2.57x $346.13 Million $134.61 Million ▲ +115.3%
2021 1.19x $212.37 Million $177.79 Million ▼ -47.3%
2020 2.27x $212.73 Million $93.92 Million ▼ -40.6%
2019 3.81x $99.96 Million $26.21 Million ▼ -32.3%
2018 5.63x $42.86 Million $7.61 Million ▲ +1011.7%
2015 0.51x $864.00K $1.71 Million ▲ +117.9%
2014 -2.83x $-20.73 Million $7.33 Million ▼ -307.3%
2012 1.37x $32.95 Million $24.13 Million ▲ +120.1%
2011 0.62x $83.77 Million $135.06 Million ▼ -86.9%
2006 4.73x $508.02 Million $107.47 Million ▲ +247.3%
2005 1.36x $233.25 Million $171.35 Million ▼ -39.1%
2004 2.24x $225.17 Million $100.72 Million ▼ -21.5%
2003 2.85x $346.77 Million $121.72 Million ▼ -93.3%
2002 42.34x $248.61 Million $5.87 Million ▲ +91.6%
2001 22.10x $63.38 Million $2.87 Million ▲ +2340.1%
2000 0.91x $74.62 Million $82.37 Million ▼ -4.2%
1999 0.95x $55.80 Million $59.00 Million ▲ +120.4%
1998 0.43x $10.90 Million $25.40 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.