Atlanticus Holdings Corporation (ATLC) — Cash Flow Quality Index

Latest as of March 2026: 6.42x

Atlanticus Holdings Corporation (ATLC) has a Cash Flow Quality Index of 6.42x as of March 2026. Operating cash flow of $286.35 Million exceeds net income of $44.58 Million, indicating high earnings quality where cash backs reported profits. Explore how much of Atlanticus Holdings Corporation's assets are long-term investments to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

6.42x
Operating CF / Net Income

Operating Cash Flow

$286.35 Million
USD

Net Income

$44.58 Million
USD

Data as of

Mar 2026
Most recent filing

Atlanticus Holdings Corporation Cash Flow Quality Index (1998–2025)

Historical Cash Flow Quality Index for Atlanticus Holdings Corporation across 21 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check tangible equity quality of Atlanticus Holdings Corporation to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Atlanticus Holdings Corporation (1998–2025)

Year-by-year earnings quality comparison for Atlanticus Holdings Corporation. For live market cap and the full company financial profile, see Atlanticus Holdings Corporation stock valuation.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 5.22x $637.96 Million $122.20 Million ▲ +23.8%
2024 4.22x $469.40 Million $111.30 Million ▼ -5.6%
2023 4.47x $459.32 Million $102.84 Million ▲ +73.7%
2022 2.57x $346.13 Million $134.61 Million ▲ +115.3%
2021 1.19x $212.37 Million $177.79 Million ▼ -47.3%
2020 2.27x $212.73 Million $93.92 Million ▼ -40.6%
2019 3.81x $99.96 Million $26.21 Million ▼ -32.3%
2018 5.63x $42.86 Million $7.61 Million ▲ +1011.7%
2015 0.51x $864.00K $1.71 Million ▲ +117.9%
2014 -2.83x $-20.73 Million $7.33 Million ▼ -307.3%
2012 1.37x $32.95 Million $24.13 Million ▲ +120.1%
2011 0.62x $83.77 Million $135.06 Million ▼ -86.9%
2006 4.73x $508.02 Million $107.47 Million ▲ +247.3%
2005 1.36x $233.25 Million $171.35 Million ▼ -39.1%
2004 2.24x $225.17 Million $100.72 Million ▼ -21.5%
2003 2.85x $346.77 Million $121.72 Million ▼ -93.3%
2002 42.34x $248.61 Million $5.87 Million ▲ +91.6%
2001 22.10x $63.38 Million $2.87 Million ▲ +2340.1%
2000 0.91x $74.62 Million $82.37 Million ▼ -4.2%
1999 0.95x $55.80 Million $59.00 Million ▲ +120.4%
1998 0.43x $10.90 Million $25.40 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.