Atlanticus Holdings Corporation (ATLC) — Cash Flow Quality Index
Atlanticus Holdings Corporation (ATLC) has a Cash Flow Quality Index of 5.57x as of June 2026. Operating cash flow of $276.93 Million exceeds net income of $49.72 Million, indicating high earnings quality where cash backs reported profits. Explore ATLC cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Atlanticus Holdings Corporation Cash Flow Quality Index (1998–2025)
Historical Cash Flow Quality Index for Atlanticus Holdings Corporation across 21 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see cash flow conversion of Atlanticus Holdings Corporation.
Annual Cash Flow Quality Index for Atlanticus Holdings Corporation (1998–2025)
Year-by-year earnings quality comparison for Atlanticus Holdings Corporation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 5.29x | $637.96 Million | $120.61 Million | ▲ +25.4% |
| 2024 | 4.22x | $469.40 Million | $111.30 Million | ▼ -5.6% |
| 2023 | 4.47x | $459.32 Million | $102.84 Million | ▲ +73.7% |
| 2022 | 2.57x | $346.13 Million | $134.61 Million | ▲ +115.3% |
| 2021 | 1.19x | $212.37 Million | $177.79 Million | ▼ -47.3% |
| 2020 | 2.27x | $212.73 Million | $93.92 Million | ▼ -40.6% |
| 2019 | 3.81x | $99.96 Million | $26.21 Million | ▼ -32.3% |
| 2018 | 5.63x | $42.86 Million | $7.61 Million | ▲ +1011.7% |
| 2015 | 0.51x | $864.00K | $1.71 Million | ▲ +117.9% |
| 2014 | -2.83x | $-20.73 Million | $7.33 Million | ▼ -307.3% |
| 2012 | 1.37x | $32.95 Million | $24.13 Million | ▲ +120.1% |
| 2011 | 0.62x | $83.77 Million | $135.06 Million | ▼ -86.9% |
| 2006 | 4.73x | $508.02 Million | $107.47 Million | ▲ +247.3% |
| 2005 | 1.36x | $233.25 Million | $171.35 Million | ▼ -39.1% |
| 2004 | 2.24x | $225.17 Million | $100.72 Million | ▼ -21.5% |
| 2003 | 2.85x | $346.77 Million | $121.72 Million | ▼ -93.3% |
| 2002 | 42.34x | $248.61 Million | $5.87 Million | ▲ +91.6% |
| 2001 | 22.10x | $63.38 Million | $2.87 Million | ▲ +2340.1% |
| 2000 | 0.91x | $74.62 Million | $82.37 Million | ▼ -4.2% |
| 1999 | 0.95x | $55.80 Million | $59.00 Million | ▲ +120.4% |
| 1998 | 0.43x | $10.90 Million | $25.40 Million | — |