Atlanticus Holdings Corporation (ATLC) — Cash Flow-to-Debt Ratio
Atlanticus Holdings Corporation (ATLC) has a Cash Flow-to-Debt Ratio of 0.04x as of March 2026, meaning its operating cash flow of $286.35 Million could theoretically repay 0% of its total liabilities ($6.78 Billion) in one year. See Atlanticus Holdings Corporation (ATLC) free cash flow to measure how efficiently the company converts operating cash flow to free cash.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Atlanticus Holdings Corporation Cash Flow-to-Debt Ratio (1998–2025)
Historical debt coverage capacity for Atlanticus Holdings Corporation across 28 annual periods. Also explore net asset momentum of Atlanticus Holdings Corporation to track the company's year-over-year net asset growth rate.
Annual Cash Flow-to-Debt Ratio for Atlanticus Holdings Corporation (1998–2025)
Year-by-year debt coverage analysis for Atlanticus Holdings Corporation. For market capitalisation and broader financial context, see Atlanticus Holdings Corporation market capitalisation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.09x | $637.96 Million | $7.02 Billion | ▼ -46.1% |
| 2024 | 0.17x | $469.40 Million | $2.78 Billion | ▼ -15.0% |
| 2023 | 0.20x | $459.32 Million | $2.31 Billion | ▲ +16.0% |
| 2022 | 0.17x | $346.13 Million | $2.02 Billion | ▲ +30.2% |
| 2021 | 0.13x | $212.37 Million | $1.62 Billion | ▼ -32.6% |
| 2020 | 0.20x | $212.73 Million | $1.09 Billion | ▲ +74.8% |
| 2019 | 0.11x | $99.96 Million | $895.93 Million | ▲ +57.4% |
| 2018 | 0.07x | $42.86 Million | $604.74 Million | ▲ +223.6% |
| 2017 | -0.06x | $-26.47 Million | $461.74 Million | ▼ -152.6% |
| 2016 | 0.11x | $39.02 Million | $358.21 Million | ▲ +3300.8% |
| 2015 | 0.00x | $864.00K | $269.78 Million | ▲ +104.0% |
| 2014 | -0.08x | $-20.73 Million | $260.91 Million | ▼ -3.9% |
| 2013 | -0.08x | $-26.86 Million | $351.08 Million | ▼ -183.9% |
| 2012 | 0.09x | $32.95 Million | $361.24 Million | ▼ -37.8% |
| 2011 | 0.15x | $83.77 Million | $571.58 Million | ▼ -64.2% |
| 2010 | 0.41x | $335.51 Million | $819.09 Million | ▼ -23.0% |
| 2009 | 0.53x | $287.94 Million | $541.11 Million | ▼ -27.2% |
| 2008 | 0.73x | $568.88 Million | $778.25 Million | ▼ 0.0% |
| 2007 | 0.73x | $766.86 Million | $1.05 Billion | ▲ +71.2% |
| 2006 | 0.43x | $508.02 Million | $1.19 Billion | ▲ +84.7% |
| 2005 | 0.23x | $233.25 Million | $1.01 Billion | ▼ -72.7% |
| 2004 | 0.85x | $225.17 Million | $265.33 Million | ▼ -67.0% |
| 2003 | 2.57x | $346.77 Million | $134.77 Million | ▼ -26.5% |
| 2002 | 3.50x | $248.61 Million | $71.05 Million | ▲ +396.8% |
| 2001 | 0.70x | $63.38 Million | $89.98 Million | ▼ -37.4% |
| 2000 | 1.13x | $74.62 Million | $66.32 Million | ▼ -4.2% |
| 1999 | 1.17x | $55.80 Million | $47.50 Million | ▲ +256.7% |
| 1998 | 0.33x | $10.90 Million | $33.10 Million | — |