Atlanticus Holdings Corporation (ATLC) — Cash Flow-to-Debt Ratio

Latest as of March 2026: 0.04x

Atlanticus Holdings Corporation (ATLC) has a Cash Flow-to-Debt Ratio of 0.04x as of March 2026, meaning its operating cash flow of $286.35 Million could theoretically repay 0% of its total liabilities ($6.78 Billion) in one year. Explore investment intensity of Atlanticus Holdings Corporation to see how much of total assets are deployed in long-term investments.

CF-to-Debt Ratio

0.04x
Operating CF / Total Liabilities

Operating Cash Flow

$286.35 Million
USD

Total Liabilities

$6.78 Billion
USD

Data as of

Mar 2026
Most recent filing

Atlanticus Holdings Corporation Cash Flow-to-Debt Ratio (1998–2025)

Historical debt coverage capacity for Atlanticus Holdings Corporation across 28 annual periods. Also explore Atlanticus Holdings Corporation asset portfolio for the complete picture of this company's asset base.

Annual Cash Flow-to-Debt Ratio for Atlanticus Holdings Corporation (1998–2025)

Year-by-year debt coverage analysis for Atlanticus Holdings Corporation. For market capitalisation and broader financial context, see ATLC market cap overview.

Year CF-to-Debt Ratio Operating CF (USD) Total Liabilities YoY Change
2025 0.09x $637.96 Million $7.02 Billion ▼ -46.1%
2024 0.17x $469.40 Million $2.78 Billion ▼ -15.0%
2023 0.20x $459.32 Million $2.31 Billion ▲ +16.0%
2022 0.17x $346.13 Million $2.02 Billion ▲ +30.2%
2021 0.13x $212.37 Million $1.62 Billion ▼ -32.6%
2020 0.20x $212.73 Million $1.09 Billion ▲ +74.8%
2019 0.11x $99.96 Million $895.93 Million ▲ +57.4%
2018 0.07x $42.86 Million $604.74 Million ▲ +223.6%
2017 -0.06x $-26.47 Million $461.74 Million ▼ -152.6%
2016 0.11x $39.02 Million $358.21 Million ▲ +3300.8%
2015 0.00x $864.00K $269.78 Million ▲ +104.0%
2014 -0.08x $-20.73 Million $260.91 Million ▼ -3.9%
2013 -0.08x $-26.86 Million $351.08 Million ▼ -183.9%
2012 0.09x $32.95 Million $361.24 Million ▼ -37.8%
2011 0.15x $83.77 Million $571.58 Million ▼ -64.2%
2010 0.41x $335.51 Million $819.09 Million ▼ -23.0%
2009 0.53x $287.94 Million $541.11 Million ▼ -27.2%
2008 0.73x $568.88 Million $778.25 Million ▼ 0.0%
2007 0.73x $766.86 Million $1.05 Billion ▲ +71.2%
2006 0.43x $508.02 Million $1.19 Billion ▲ +84.7%
2005 0.23x $233.25 Million $1.01 Billion ▼ -72.7%
2004 0.85x $225.17 Million $265.33 Million ▼ -67.0%
2003 2.57x $346.77 Million $134.77 Million ▼ -26.5%
2002 3.50x $248.61 Million $71.05 Million ▲ +396.8%
2001 0.70x $63.38 Million $89.98 Million ▼ -37.4%
2000 1.13x $74.62 Million $66.32 Million ▼ -4.2%
1999 1.17x $55.80 Million $47.50 Million ▲ +256.7%
1998 0.33x $10.90 Million $33.10 Million
Cash Flow-to-Debt Ratio = Operating Cash Flow / Total Liabilities. Higher is better for debt service capacity.