Atlanticus Holdings Corporation Cash Flow-to-Debt Ratio
Atlanticus Holdings Corporation cash flow-to-debt ratio. Atlanticus Holdings Corporation (ATLC) has a Cash Flow-to-Debt Ratio of 0.04x as of June 2026, meaning its operating cash flow of $276.93 Million could theoretically repay 0% of its total liabilities ($6.75 Billion) in one year. Check cash flow quality index of Atlanticus Holdings Corporation to evaluate the quality of earnings relative to operating cash generation.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cash Flow-to-Debt Ratio of Atlanticus Holdings Corporation (1998–2025)
Cash flow-to-debt ratio of Atlanticus Holdings Corporation from 1998 to 2025. Historical debt coverage capacity for Atlanticus Holdings Corporation across 28 annual periods. Check Atlanticus Holdings Corporation cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Atlanticus Holdings Corporation Cash Flow-to-Debt Ratio by Year (1998–2025)
Atlanticus Holdings Corporation cash flow-to-debt ratio by year from 1998 to 2025. Year-by-year debt coverage analysis for Atlanticus Holdings Corporation. For the full cash flow conversion analysis, see cash efficiency ratio of Atlanticus Holdings Corporation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.09x | $637.96 Million | $7.02 Billion | ▼ -46.1% |
| 2024 | 0.17x | $469.40 Million | $2.78 Billion | ▼ -15.0% |
| 2023 | 0.20x | $459.32 Million | $2.31 Billion | ▲ +16.0% |
| 2022 | 0.17x | $346.13 Million | $2.02 Billion | ▲ +30.2% |
| 2021 | 0.13x | $212.37 Million | $1.62 Billion | ▼ -32.6% |
| 2020 | 0.20x | $212.73 Million | $1.09 Billion | ▲ +74.8% |
| 2019 | 0.11x | $99.96 Million | $895.93 Million | ▲ +57.4% |
| 2018 | 0.07x | $42.86 Million | $604.74 Million | ▲ +223.6% |
| 2017 | -0.06x | $-26.47 Million | $461.74 Million | ▼ -152.6% |
| 2016 | 0.11x | $39.02 Million | $358.21 Million | ▲ +3300.8% |
| 2015 | 0.00x | $864.00K | $269.78 Million | ▲ +104.0% |
| 2014 | -0.08x | $-20.73 Million | $260.91 Million | ▼ -3.9% |
| 2013 | -0.08x | $-26.86 Million | $351.08 Million | ▼ -183.9% |
| 2012 | 0.09x | $32.95 Million | $361.24 Million | ▼ -37.8% |
| 2011 | 0.15x | $83.77 Million | $571.58 Million | ▼ -64.2% |
| 2010 | 0.41x | $335.51 Million | $819.09 Million | ▼ -23.0% |
| 2009 | 0.53x | $287.94 Million | $541.11 Million | ▼ -27.2% |
| 2008 | 0.73x | $568.88 Million | $778.25 Million | ▼ 0.0% |
| 2007 | 0.73x | $766.86 Million | $1.05 Billion | ▲ +71.2% |
| 2006 | 0.43x | $508.02 Million | $1.19 Billion | ▲ +84.7% |
| 2005 | 0.23x | $233.25 Million | $1.01 Billion | ▼ -72.7% |
| 2004 | 0.85x | $225.17 Million | $265.33 Million | ▼ -67.0% |
| 2003 | 2.57x | $346.77 Million | $134.77 Million | ▼ -26.5% |
| 2002 | 3.50x | $248.61 Million | $71.05 Million | ▲ +396.8% |
| 2001 | 0.70x | $63.38 Million | $89.98 Million | ▼ -37.4% |
| 2000 | 1.13x | $74.62 Million | $66.32 Million | ▼ -4.2% |
| 1999 | 1.17x | $55.80 Million | $47.50 Million | ▲ +256.7% |
| 1998 | 0.33x | $10.90 Million | $33.10 Million | — |