Atlanticus Holdings Corporation (ATLC) — Cash Flow-to-Debt Ratio
Atlanticus Holdings Corporation (ATLC) has a Cash Flow-to-Debt Ratio of 0.04x as of June 2026, meaning its operating cash flow of $276.93 Million could theoretically repay 0% of its total liabilities ($6.75 Billion) in one year. See ATLC FCF to total liabilities ratio to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Atlanticus Holdings Corporation Cash Flow-to-Debt Ratio (1998–2025)
Historical debt coverage capacity for Atlanticus Holdings Corporation across 28 annual periods. For the full cash flow conversion analysis, see Atlanticus Holdings Corporation cash conversion from operations.
Annual Cash Flow-to-Debt Ratio for Atlanticus Holdings Corporation (1998–2025)
Year-by-year debt coverage analysis for Atlanticus Holdings Corporation. Check ATLC cash flow quality score to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.09x | $637.96 Million | $7.02 Billion | ▼ -46.1% |
| 2024 | 0.17x | $469.40 Million | $2.78 Billion | ▼ -15.0% |
| 2023 | 0.20x | $459.32 Million | $2.31 Billion | ▲ +16.0% |
| 2022 | 0.17x | $346.13 Million | $2.02 Billion | ▲ +30.2% |
| 2021 | 0.13x | $212.37 Million | $1.62 Billion | ▼ -32.6% |
| 2020 | 0.20x | $212.73 Million | $1.09 Billion | ▲ +74.8% |
| 2019 | 0.11x | $99.96 Million | $895.93 Million | ▲ +57.4% |
| 2018 | 0.07x | $42.86 Million | $604.74 Million | ▲ +223.6% |
| 2017 | -0.06x | $-26.47 Million | $461.74 Million | ▼ -152.6% |
| 2016 | 0.11x | $39.02 Million | $358.21 Million | ▲ +3300.8% |
| 2015 | 0.00x | $864.00K | $269.78 Million | ▲ +104.0% |
| 2014 | -0.08x | $-20.73 Million | $260.91 Million | ▼ -3.9% |
| 2013 | -0.08x | $-26.86 Million | $351.08 Million | ▼ -183.9% |
| 2012 | 0.09x | $32.95 Million | $361.24 Million | ▼ -37.8% |
| 2011 | 0.15x | $83.77 Million | $571.58 Million | ▼ -64.2% |
| 2010 | 0.41x | $335.51 Million | $819.09 Million | ▼ -23.0% |
| 2009 | 0.53x | $287.94 Million | $541.11 Million | ▼ -27.2% |
| 2008 | 0.73x | $568.88 Million | $778.25 Million | ▼ 0.0% |
| 2007 | 0.73x | $766.86 Million | $1.05 Billion | ▲ +71.2% |
| 2006 | 0.43x | $508.02 Million | $1.19 Billion | ▲ +84.7% |
| 2005 | 0.23x | $233.25 Million | $1.01 Billion | ▼ -72.7% |
| 2004 | 0.85x | $225.17 Million | $265.33 Million | ▼ -67.0% |
| 2003 | 2.57x | $346.77 Million | $134.77 Million | ▼ -26.5% |
| 2002 | 3.50x | $248.61 Million | $71.05 Million | ▲ +396.8% |
| 2001 | 0.70x | $63.38 Million | $89.98 Million | ▼ -37.4% |
| 2000 | 1.13x | $74.62 Million | $66.32 Million | ▼ -4.2% |
| 1999 | 1.17x | $55.80 Million | $47.50 Million | ▲ +256.7% |
| 1998 | 0.33x | $10.90 Million | $33.10 Million | — |