Atlanticus Holdings Corporation Financial Flexibility Index
Atlanticus Holdings Corporation financial flexibility index. Atlanticus Holdings Corporation (ATLC) has a Financial Flexibility Index of 0.04x as of June 2026. Free cash flow of $277.00 Million (operating CF $276.93 Million minus capex $68.00K) represents 0% of total liabilities ($6.75 Billion). See Atlanticus Holdings Corporation (ATLC) free cash flow to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Atlanticus Holdings Corporation (1998–2025)
Financial flexibility index of Atlanticus Holdings Corporation from 1998 to 2025. Historical Financial Flexibility Index trend for Atlanticus Holdings Corporation across 28 annual periods. Check cash flow quality index of Atlanticus Holdings Corporation to evaluate the quality of earnings relative to operating cash generation.
Atlanticus Holdings Corporation Financial Flexibility Index by Year (1998–2025)
Atlanticus Holdings Corporation financial flexibility index by year from 1998 to 2025. Year-by-year free cash flow to debt coverage for Atlanticus Holdings Corporation. For the full cash flow conversion analysis, see Atlanticus Holdings Corporation operating cash flow efficiency.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.09x | $642.99 Million | $637.96 Million | $7.02 Billion | ▼ -45.9% |
| 2024 | 0.17x | $471.19 Million | $469.40 Million | $2.78 Billion | ▼ -15.4% |
| 2023 | 0.20x | $463.31 Million | $459.32 Million | $2.31 Billion | ▲ +15.4% |
| 2022 | 0.17x | $350.98 Million | $346.13 Million | $2.02 Billion | ▲ +27.8% |
| 2021 | 0.14x | $219.46 Million | $212.37 Million | $1.62 Billion | ▼ -30.6% |
| 2020 | 0.20x | $213.48 Million | $212.73 Million | $1.09 Billion | ▲ +75.0% |
| 2019 | 0.11x | $100.21 Million | $99.96 Million | $895.93 Million | ▲ +52.9% |
| 2018 | 0.07x | $44.24 Million | $42.86 Million | $604.74 Million | ▲ +229.5% |
| 2017 | -0.06x | $-26.07 Million | $-26.47 Million | $461.74 Million | ▼ -151.4% |
| 2016 | 0.11x | $39.36 Million | $39.02 Million | $358.21 Million | ▲ +1596.0% |
| 2015 | 0.01x | $1.75 Million | $864.00K | $269.78 Million | ▲ +110.1% |
| 2014 | -0.06x | $-16.67 Million | $-20.73 Million | $260.91 Million | ▲ +4.0% |
| 2013 | -0.07x | $-23.37 Million | $-26.86 Million | $351.08 Million | ▼ -168.4% |
| 2012 | 0.10x | $35.13 Million | $32.95 Million | $361.24 Million | ▼ -34.8% |
| 2011 | 0.15x | $85.31 Million | $83.77 Million | $571.58 Million | ▼ -64.0% |
| 2010 | 0.41x | $339.37 Million | $335.51 Million | $819.09 Million | ▼ -23.1% |
| 2009 | 0.54x | $291.53 Million | $287.94 Million | $541.11 Million | ▼ -27.6% |
| 2008 | 0.74x | $578.75 Million | $568.88 Million | $778.25 Million | ▼ -6.3% |
| 2007 | 0.79x | $832.40 Million | $766.86 Million | $1.05 Billion | ▲ +76.1% |
| 2006 | 0.45x | $536.06 Million | $508.02 Million | $1.19 Billion | ▲ +72.3% |
| 2005 | 0.26x | $263.88 Million | $233.25 Million | $1.01 Billion | ▼ -70.6% |
| 2004 | 0.89x | $235.99 Million | $225.17 Million | $265.33 Million | ▼ -66.2% |
| 2003 | 2.63x | $354.75 Million | $346.77 Million | $134.77 Million | ▼ -27.6% |
| 2002 | 3.63x | $258.18 Million | $248.61 Million | $71.05 Million | ▲ +250.0% |
| 2001 | 1.04x | $93.43 Million | $63.38 Million | $89.98 Million | ▼ -20.4% |
| 2000 | 1.31x | $86.56 Million | $74.62 Million | $66.32 Million | ▲ +0.5% |
| 1999 | 1.30x | $61.70 Million | $55.80 Million | $47.50 Million | ▲ +277.2% |
| 1998 | 0.34x | $11.40 Million | $10.90 Million | $33.10 Million | — |