Atlanticus Holdings Corporation (ATLC) — Financial Flexibility Index
Atlanticus Holdings Corporation (ATLC) has a Financial Flexibility Index of 0.04x as of March 2026. Free cash flow of $286.60 Million (operating CF $286.35 Million minus capex $250.00K) represents 0% of total liabilities ($6.78 Billion). Check Atlanticus Holdings Corporation (ATLC) strategic asset index to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Atlanticus Holdings Corporation Financial Flexibility Index (1998–2025)
Historical Financial Flexibility Index trend for Atlanticus Holdings Corporation across 28 annual periods. See ATLC current assets to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Atlanticus Holdings Corporation (1998–2025)
Year-by-year free cash flow to debt coverage for Atlanticus Holdings Corporation. For the full company profile including market capitalisation, see ATLC stock market capitalisation.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.09x | $642.99 Million | $637.96 Million | $7.02 Billion | ▼ -45.9% |
| 2024 | 0.17x | $471.19 Million | $469.40 Million | $2.78 Billion | ▼ -15.4% |
| 2023 | 0.20x | $463.31 Million | $459.32 Million | $2.31 Billion | ▲ +15.4% |
| 2022 | 0.17x | $350.98 Million | $346.13 Million | $2.02 Billion | ▲ +27.8% |
| 2021 | 0.14x | $219.46 Million | $212.37 Million | $1.62 Billion | ▼ -30.6% |
| 2020 | 0.20x | $213.48 Million | $212.73 Million | $1.09 Billion | ▲ +75.0% |
| 2019 | 0.11x | $100.21 Million | $99.96 Million | $895.93 Million | ▲ +52.9% |
| 2018 | 0.07x | $44.24 Million | $42.86 Million | $604.74 Million | ▲ +229.5% |
| 2017 | -0.06x | $-26.07 Million | $-26.47 Million | $461.74 Million | ▼ -151.4% |
| 2016 | 0.11x | $39.36 Million | $39.02 Million | $358.21 Million | ▲ +1596.0% |
| 2015 | 0.01x | $1.75 Million | $864.00K | $269.78 Million | ▲ +110.1% |
| 2014 | -0.06x | $-16.67 Million | $-20.73 Million | $260.91 Million | ▲ +4.0% |
| 2013 | -0.07x | $-23.37 Million | $-26.86 Million | $351.08 Million | ▼ -168.4% |
| 2012 | 0.10x | $35.13 Million | $32.95 Million | $361.24 Million | ▼ -34.8% |
| 2011 | 0.15x | $85.31 Million | $83.77 Million | $571.58 Million | ▼ -64.0% |
| 2010 | 0.41x | $339.37 Million | $335.51 Million | $819.09 Million | ▼ -23.1% |
| 2009 | 0.54x | $291.53 Million | $287.94 Million | $541.11 Million | ▼ -27.6% |
| 2008 | 0.74x | $578.75 Million | $568.88 Million | $778.25 Million | ▼ -6.3% |
| 2007 | 0.79x | $832.40 Million | $766.86 Million | $1.05 Billion | ▲ +76.1% |
| 2006 | 0.45x | $536.06 Million | $508.02 Million | $1.19 Billion | ▲ +72.3% |
| 2005 | 0.26x | $263.88 Million | $233.25 Million | $1.01 Billion | ▼ -70.6% |
| 2004 | 0.89x | $235.99 Million | $225.17 Million | $265.33 Million | ▼ -66.2% |
| 2003 | 2.63x | $354.75 Million | $346.77 Million | $134.77 Million | ▼ -27.6% |
| 2002 | 3.63x | $258.18 Million | $248.61 Million | $71.05 Million | ▲ +250.0% |
| 2001 | 1.04x | $93.43 Million | $63.38 Million | $89.98 Million | ▼ -20.4% |
| 2000 | 1.31x | $86.56 Million | $74.62 Million | $66.32 Million | ▲ +0.5% |
| 1999 | 1.30x | $61.70 Million | $55.80 Million | $47.50 Million | ▲ +277.2% |
| 1998 | 0.34x | $11.40 Million | $10.90 Million | $33.10 Million | — |