Atlanticus Holdings Corporation (ATLC) — Financial Flexibility Index

Latest as of March 2026: 0.04x

Atlanticus Holdings Corporation (ATLC) has a Financial Flexibility Index of 0.04x as of March 2026. Free cash flow of $286.60 Million (operating CF $286.35 Million minus capex $250.00K) represents 0% of total liabilities ($6.78 Billion). Also explore ATLC year-over-year net asset growth to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.04x
Free Cash Flow / Total Liabilities

Free Cash Flow

$286.60 Million
Operating CF − Capex

Total Liabilities

$6.78 Billion
USD

Capital Expenditures

$250.00K
USD

Atlanticus Holdings Corporation Financial Flexibility Index (1998–2025)

Historical Financial Flexibility Index trend for Atlanticus Holdings Corporation across 28 annual periods. Check how strategically is Atlanticus Holdings Corporation's equity deployed to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Atlanticus Holdings Corporation (1998–2025)

Year-by-year free cash flow to debt coverage for Atlanticus Holdings Corporation. For the full company profile including market capitalisation, see Atlanticus Holdings Corporation market capitalisation.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 0.09x $642.99 Million $637.96 Million $7.02 Billion ▼ -45.9%
2024 0.17x $471.19 Million $469.40 Million $2.78 Billion ▼ -15.4%
2023 0.20x $463.31 Million $459.32 Million $2.31 Billion ▲ +15.4%
2022 0.17x $350.98 Million $346.13 Million $2.02 Billion ▲ +27.8%
2021 0.14x $219.46 Million $212.37 Million $1.62 Billion ▼ -30.6%
2020 0.20x $213.48 Million $212.73 Million $1.09 Billion ▲ +75.0%
2019 0.11x $100.21 Million $99.96 Million $895.93 Million ▲ +52.9%
2018 0.07x $44.24 Million $42.86 Million $604.74 Million ▲ +229.5%
2017 -0.06x $-26.07 Million $-26.47 Million $461.74 Million ▼ -151.4%
2016 0.11x $39.36 Million $39.02 Million $358.21 Million ▲ +1596.0%
2015 0.01x $1.75 Million $864.00K $269.78 Million ▲ +110.1%
2014 -0.06x $-16.67 Million $-20.73 Million $260.91 Million ▲ +4.0%
2013 -0.07x $-23.37 Million $-26.86 Million $351.08 Million ▼ -168.4%
2012 0.10x $35.13 Million $32.95 Million $361.24 Million ▼ -34.8%
2011 0.15x $85.31 Million $83.77 Million $571.58 Million ▼ -64.0%
2010 0.41x $339.37 Million $335.51 Million $819.09 Million ▼ -23.1%
2009 0.54x $291.53 Million $287.94 Million $541.11 Million ▼ -27.6%
2008 0.74x $578.75 Million $568.88 Million $778.25 Million ▼ -6.3%
2007 0.79x $832.40 Million $766.86 Million $1.05 Billion ▲ +76.1%
2006 0.45x $536.06 Million $508.02 Million $1.19 Billion ▲ +72.3%
2005 0.26x $263.88 Million $233.25 Million $1.01 Billion ▼ -70.6%
2004 0.89x $235.99 Million $225.17 Million $265.33 Million ▼ -66.2%
2003 2.63x $354.75 Million $346.77 Million $134.77 Million ▼ -27.6%
2002 3.63x $258.18 Million $248.61 Million $71.05 Million ▲ +250.0%
2001 1.04x $93.43 Million $63.38 Million $89.98 Million ▼ -20.4%
2000 1.31x $86.56 Million $74.62 Million $66.32 Million ▲ +0.5%
1999 1.30x $61.70 Million $55.80 Million $47.50 Million ▲ +277.2%
1998 0.34x $11.40 Million $10.90 Million $33.10 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities