Southern California Bancorp Common Stock (BCAL) — Cash Flow Quality Index
Southern California Bancorp Common Stock (BCAL) has a Cash Flow Quality Index of 0.62x as of March 2026. Operating cash flow of $8.54 Million is below net income of $13.79 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore how much of Southern California Bancorp Common Stock's assets are long-term investments to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Southern California Bancorp Common Stock Cash Flow Quality Index (2011–2025)
Historical Cash Flow Quality Index for Southern California Bancorp Common Stock across 15 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check BCAL tangible net assets ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Southern California Bancorp Common Stock (2011–2025)
Year-by-year earnings quality comparison for Southern California Bancorp Common Stock. For live market cap and the full company financial profile, see how much is Southern California Bancorp Common Stock worth.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.91x | $57.29 Million | $63.06 Million | ▼ -90.2% |
| 2024 | 9.26x | $50.29 Million | $5.43 Million | ▲ +624.6% |
| 2023 | 1.28x | $33.10 Million | $25.91 Million | ▲ +54.2% |
| 2022 | 0.83x | $13.35 Million | $16.11 Million | ▼ -54.8% |
| 2021 | 1.84x | $19.65 Million | $10.71 Million | ▼ -29.9% |
| 2020 | 2.62x | $12.36 Million | $4.72 Million | ▲ +111.7% |
| 2019 | 1.24x | $8.37 Million | $6.77 Million | ▼ -12.5% |
| 2018 | 1.41x | $7.43 Million | $5.26 Million | ▲ +50.3% |
| 2017 | 0.94x | $3.73 Million | $3.96 Million | ▼ -28.4% |
| 2016 | 1.31x | $3.95 Million | $3.01 Million | ▲ +42.4% |
| 2015 | 0.92x | $1.76 Million | $1.91 Million | ▲ +145.1% |
| 2014 | 0.38x | $1.53 Million | $4.07 Million | ▼ -17.7% |
| 2013 | 0.46x | $561.49K | $1.23 Million | ▼ -56.4% |
| 2012 | 1.05x | $1.19 Million | $1.14 Million | ▼ -43.7% |
| 2011 | 1.86x | $1.97 Million | $1.06 Million | — |