Southern California Bancorp Common Stock (BCAL) — Cash Flow-to-Debt Ratio
Southern California Bancorp Common Stock (BCAL) has a Cash Flow-to-Debt Ratio of 0.00x as of June 2026, meaning its operating cash flow of $-8.54 Million could theoretically repay 0% of its total liabilities ($3.44 Billion) in one year. See BCAL financial flexibility index to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Southern California Bancorp Common Stock Cash Flow-to-Debt Ratio (2005–2025)
Historical debt coverage capacity for Southern California Bancorp Common Stock across 21 annual periods. For the full cash flow conversion analysis, see Southern California Bancorp Common Stock cash conversion from operations.
Annual Cash Flow-to-Debt Ratio for Southern California Bancorp Common Stock (2005–2025)
Year-by-year debt coverage analysis for Southern California Bancorp Common Stock. Check cash flow quality index of Southern California Bancorp Common Stock to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | $57.29 Million | $3.46 Billion | ▲ +16.0% |
| 2024 | 0.01x | $50.29 Million | $3.52 Billion | ▼ -10.6% |
| 2023 | 0.02x | $33.10 Million | $2.07 Billion | ▲ +142.1% |
| 2022 | 0.01x | $13.35 Million | $2.02 Billion | ▼ -32.2% |
| 2021 | 0.01x | $19.65 Million | $2.02 Billion | ▲ +11.0% |
| 2020 | 0.01x | $12.36 Million | $1.41 Billion | ▼ -25.4% |
| 2019 | 0.01x | $8.37 Million | $712.77 Million | ▲ +5.6% |
| 2018 | 0.01x | $7.43 Million | $667.65 Million | ▲ +28.5% |
| 2017 | 0.01x | $3.73 Million | $430.57 Million | ▼ -16.6% |
| 2016 | 0.01x | $3.95 Million | $380.43 Million | ▲ +80.8% |
| 2015 | 0.01x | $1.76 Million | $306.82 Million | ▲ +6.8% |
| 2014 | 0.01x | $1.53 Million | $284.66 Million | ▲ +70.1% |
| 2013 | 0.00x | $561.49K | $177.66 Million | ▼ -56.0% |
| 2012 | 0.01x | $1.19 Million | $166.01 Million | ▼ -40.0% |
| 2011 | 0.01x | $1.97 Million | $164.86 Million | ▲ +225.3% |
| 2010 | 0.00x | $591.41K | $160.60 Million | ▲ +134.0% |
| 2009 | -0.01x | $-990.37K | $91.32 Million | ▼ -89.5% |
| 2008 | -0.01x | $-470.27K | $82.18 Million | ▼ -106.8% |
| 2007 | 0.08x | $4.24 Million | $50.50 Million | ▲ +485.2% |
| 2006 | -0.02x | $-926.00K | $42.45 Million | ▼ -367.1% |
| 2005 | 0.00x | $-198.69K | $42.55 Million | — |