Southern California Bancorp Common Stock (BCAL) — Net Asset Quality Index

Latest as of June 2026: 14.6%

Southern California Bancorp Common Stock (BCAL) has a Net Asset Quality Index of 14.6% as of June 2026. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $4.03 Billion minus total liabilities of $3.44 Billion yields net assets of $586.64 Million. A higher index indicates a stronger, lower-leverage balance sheet. Read BCAL total debt and obligations for a breakdown of total debt and financial obligations.

Quality Index

14.6%
Equity / Total Assets

Net Assets

$586.64 Million
USD

Total Assets

$4.03 Billion
USD

Total Liabilities

$3.44 Billion
USD

Southern California Bancorp Common Stock Net Asset Quality Index Over Time (2002–2025)

This chart shows how Southern California Bancorp Common Stock's Net Asset Quality Index has evolved across 24 annual periods from 2002 to 2025. As of June 2026, the index stands at 14.6%, representing net assets of $586.64 Million against total assets of $4.03 Billion USD. For live market cap and overall valuation, see how much is Southern California Bancorp Common Stock worth.

Annual Net Asset Quality Index for Southern California Bancorp Common Stock (2002–2025)

The table below presents the year-by-year Net Asset Quality Index for Southern California Bancorp Common Stock from 2002 to 2025, covering 24 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. Check BCAL PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.

Year Quality Index Net Assets (USD) Total Assets Total Liabilities Change (pp)
2025 14.3% $576.59 Million $4.03 Billion $3.46 Billion ▲ +1.6 pp
2024 12.7% $511.84 Million $4.03 Billion $3.52 Billion ▲ +0.5 pp
2023 12.2% $288.15 Million $2.36 Billion $2.07 Billion ▲ +0.8 pp
2022 11.4% $260.36 Million $2.28 Billion $2.02 Billion ▲ +0.5 pp
2021 10.9% $246.53 Million $2.27 Billion $2.02 Billion ▲ +0.2 pp
2020 10.7% $168.88 Million $1.58 Billion $1.41 Billion ▼ -3.8 pp
2019 14.5% $120.52 Million $833.29 Million $712.77 Million ▲ +1.3 pp
2018 13.2% $101.36 Million $769.01 Million $667.65 Million ▲ +2.8 pp
2017 10.3% $49.70 Million $480.26 Million $430.57 Million ▼ -0.1 pp
2016 10.5% $44.62 Million $425.05 Million $380.43 Million ▼ -0.4 pp
2015 10.9% $37.51 Million $344.33 Million $306.82 Million ▲ +0.3 pp
2014 10.6% $33.60 Million $318.27 Million $284.66 Million ▼ -1.5 pp
2013 12.1% $24.45 Million $202.11 Million $177.66 Million ▼ -0.2 pp
2012 12.3% $23.32 Million $189.32 Million $166.01 Million ▼ -0.1 pp
2011 12.4% $23.35 Million $188.21 Million $164.86 Million ▲ +1.6 pp
2010 10.8% $19.35 Million $179.95 Million $160.60 Million ▼ -7.3 pp
2009 18.1% $20.18 Million $111.50 Million $91.32 Million ▲ +0.8 pp
2008 17.3% $17.15 Million $99.33 Million $82.18 Million ▼ -13.7 pp
2007 31.0% $22.64 Million $73.14 Million $50.50 Million ▼ -3.9 pp
2006 34.9% $22.72 Million $65.16 Million $42.45 Million ▲ +22.1 pp
2005 12.7% $6.20 Million $48.74 Million $42.55 Million ▼ -4.4 pp
2004 17.1% $6.73 Million $39.39 Million $32.65 Million ▼ -3.4 pp
2003 20.5% $5.36 Million $26.10 Million $20.75 Million ▼ -12.0 pp
2002 32.6% $5.75 Million $17.66 Million $11.91 Million
pp = percentage points