Southern California Bancorp Common Stock (BCAL) — Financial Flexibility Index
Southern California Bancorp Common Stock (BCAL) has a Financial Flexibility Index of 0.00x as of March 2026. Free cash flow of $8.77 Million (operating CF $8.54 Million minus capex $236.00K) represents 0% of total liabilities ($3.47 Billion). Check Southern California Bancorp Common Stock strategic asset allocation index to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Southern California Bancorp Common Stock Financial Flexibility Index (2005–2025)
Historical Financial Flexibility Index trend for Southern California Bancorp Common Stock across 21 annual periods. See BCAL net working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Southern California Bancorp Common Stock (2005–2025)
Year-by-year free cash flow to debt coverage for Southern California Bancorp Common Stock. For the full company profile including market capitalisation, see Southern California Bancorp Common Stock (BCAL) market capitalisation.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.02x | $57.64 Million | $57.29 Million | $3.46 Billion | ▲ +15.4% |
| 2024 | 0.01x | $50.84 Million | $50.29 Million | $3.52 Billion | ▼ -10.4% |
| 2023 | 0.02x | $33.40 Million | $33.10 Million | $2.07 Billion | ▲ +126.0% |
| 2022 | 0.01x | $14.43 Million | $13.35 Million | $2.02 Billion | ▼ -32.7% |
| 2021 | 0.01x | $21.41 Million | $19.65 Million | $2.02 Billion | ▲ +5.8% |
| 2020 | 0.01x | $14.13 Million | $12.36 Million | $1.41 Billion | ▼ -25.5% |
| 2019 | 0.01x | $9.58 Million | $8.37 Million | $712.77 Million | ▲ +11.0% |
| 2018 | 0.01x | $8.08 Million | $7.43 Million | $667.65 Million | ▲ +17.9% |
| 2017 | 0.01x | $4.42 Million | $3.73 Million | $430.57 Million | ▼ -52.6% |
| 2016 | 0.02x | $8.25 Million | $3.95 Million | $380.43 Million | ▲ +225.7% |
| 2015 | 0.01x | $2.04 Million | $1.76 Million | $306.82 Million | ▲ +16.4% |
| 2014 | 0.01x | $1.63 Million | $1.53 Million | $284.66 Million | ▼ -58.3% |
| 2013 | 0.01x | $2.44 Million | $561.49K | $177.66 Million | ▲ +33.2% |
| 2012 | 0.01x | $1.71 Million | $1.19 Million | $166.01 Million | ▼ -20.0% |
| 2011 | 0.01x | $2.12 Million | $1.97 Million | $164.86 Million | ▲ +106.2% |
| 2010 | 0.01x | $1.00 Million | $591.41K | $160.60 Million | ▲ +159.7% |
| 2009 | -0.01x | $-953.95K | $-990.37K | $91.32 Million | ▼ -317.6% |
| 2008 | 0.00x | $-205.58K | $-470.27K | $82.18 Million | ▼ -102.6% |
| 2007 | 0.10x | $4.89 Million | $4.24 Million | $50.50 Million | ▲ +555.3% |
| 2006 | -0.02x | $-902.00K | $-926.00K | $42.45 Million | ▼ -900.1% |
| 2005 | 0.00x | $113.00K | $-198.69K | $42.55 Million | — |