Carver Bancorp Inc (CARV) — Cash Flow Quality Index
Carver Bancorp Inc (CARV) has a Cash Flow Quality Index of -259.73x as of March 2024. Operating cash flow of $-2.86 Million is below net income of $11.00K, suggesting accrual-heavy earnings not yet converted to cash. Explore CARV operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Carver Bancorp Inc Cash Flow Quality Index (1995–2018)
Historical Cash Flow Quality Index for Carver Bancorp Inc across 12 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Carver Bancorp Inc (CARV) cash flow conversion.
Annual Cash Flow Quality Index for Carver Bancorp Inc (1995–2018)
Year-by-year earnings quality comparison for Carver Bancorp Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2018 | -0.93x | $-4.99 Million | $5.35 Million | ▼ -103.0% |
| 2013 | 30.73x | $20.34 Million | $662.00K | ▲ +559.4% |
| 2008 | -6.69x | $-26.62 Million | $3.98 Million | ▼ -26.3% |
| 2007 | -5.30x | $-13.68 Million | $2.58 Million | ▼ -378.7% |
| 2006 | 1.90x | $7.16 Million | $3.77 Million | ▲ +212.2% |
| 2005 | -1.69x | $-4.49 Million | $2.65 Million | ▼ -148.3% |
| 2004 | 3.50x | $16.95 Million | $4.84 Million | ▲ +1383.3% |
| 2003 | -0.27x | $-1.05 Million | $3.83 Million | ▼ -114.5% |
| 2002 | 1.89x | $8.90 Million | $4.71 Million | ▼ -77.2% |
| 1998 | 8.30x | $8.30 Million | $1.00 Million | ▲ +41.3% |
| 1996 | 5.88x | $4.70 Million | $800.00K | ▼ -17.5% |
| 1995 | 7.13x | $5.70 Million | $800.00K | — |