Carver Bancorp Inc (CARV) — Working Capital to Net Assets Ratio
Carver Bancorp Inc (CARV) has a Working Capital to Net Assets ratio of -2078.8% as of June 2026. Working capital of $-486.59 Million (current assets of $85.18 Million minus current liabilities of $571.77 Million) is measured against net assets of $23.41 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. See CARV defensive asset coverage days to measure how many days the company can operate on defensive assets alone.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Carver Bancorp Inc Working Capital to Net Assets (1995–2026)
This chart shows how Carver Bancorp Inc's Working Capital to Net Assets ratio has evolved across 32 annual periods from 1995 to 2026. As of June 2026, the ratio stands at -2078.8%, reflecting working capital of $-486.59 Million against net assets of $23.41 Million USD. For the complete balance sheet picture, see how large is Carver Bancorp Inc's balance sheet.
Annual Working Capital to Net Assets for Carver Bancorp Inc (1995–2026)
The table below presents the year-by-year Working Capital to Net Assets ratio for Carver Bancorp Inc from 1995 to 2026, covering 32 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. Check Carver Bancorp Inc (CARV) liquid assets ratio to evaluate the company's liquid asset resilience ratio.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2026 | 161.1% | $39.76 Million | $24.68 Million | $48.95 Million | $9.19 Million | ▲ +2070.8 pp |
| 2025 | -1909.7% | $-564.86 Million | $29.58 Million | $96.97 Million | $661.84 Million | ▼ -642.2 pp |
| 2024 | -1267.5% | $-536.28 Million | $42.31 Million | $110.72 Million | $647.00 Million | ▼ -157.2 pp |
| 2023 | -1110.3% | $-502.12 Million | $45.22 Million | $98.31 Million | $600.43 Million | ▼ -207.9 pp |
| 2022 | -902.4% | $-497.09 Million | $55.09 Million | $131.03 Million | $628.12 Million | ▼ -153.2 pp |
| 2021 | -749.2% | $-391.82 Million | $52.30 Million | $164.74 Million | $556.56 Million | ▲ +14.5 pp |
| 2020 | -763.7% | $-373.39 Million | $48.89 Million | $115.42 Million | $488.81 Million | ▼ -1002.4 pp |
| 2019 | 238.7% | $112.53 Million | $47.14 Million | $113.09 Million | $563.00K | ▲ +988.4 pp |
| 2018 | -749.6% | $-389.59 Million | $51.97 Million | $197.29 Million | $586.88 Million | ▲ +282.8 pp |
| 2017 | -1032.4% | $-489.35 Million | $47.40 Million | $132.72 Million | $622.06 Million | ▼ -97.7 pp |
| 2016 | -934.8% | $-484.95 Million | $51.88 Million | $121.79 Million | $606.74 Million | ▼ -238.0 pp |
| 2015 | -696.8% | $-373.78 Million | $53.65 Million | $153.98 Million | $527.76 Million | ▼ -120.7 pp |
| 2014 | -576.1% | $-294.79 Million | $51.17 Million | $214.57 Million | $509.37 Million | ▼ -95.3 pp |
| 2013 | -480.8% | $-272.77 Million | $56.73 Million | $222.94 Million | $495.72 Million | ▲ +143.6 pp |
| 2012 | -624.4% | $-353.54 Million | $56.62 Million | $179.06 Million | $532.60 Million | ▲ +1036.0 pp |
| 2011 | -1660.4% | $-460.22 Million | $27.72 Million | $100.48 Million | $560.70 Million | ▼ -749.0 pp |
| 2010 | -911.4% | $-562.20 Million | $61.69 Million | $41.05 Million | $603.25 Million | ▲ +0.0 pp |
| 2009 | -911.4% | $-586.38 Million | $64.34 Million | $17.04 Million | $603.42 Million | ▼ -43.8 pp |
| 2008 | -867.6% | $-633.73 Million | $73.05 Million | $20.93 Million | $654.66 Million | ▲ +284.4 pp |
| 2007 | -1152.0% | $-594.74 Million | $51.63 Million | $20.39 Million | $615.12 Million | ▼ -151.0 pp |
| 2006 | -1001.0% | $-487.46 Million | $48.70 Million | $17.17 Million | $504.64 Million | ▼ -46.6 pp |
| 2005 | -954.4% | $-437.13 Million | $45.80 Million | $16.32 Million | $453.45 Million | ▼ -155.7 pp |
| 2004 | -798.8% | $-356.60 Million | $44.65 Million | $17.06 Million | $373.67 Million | ▲ +39.8 pp |
| 2003 | -838.5% | $-344.41 Million | $41.07 Million | $21.01 Million | $365.41 Million | ▲ +248.9 pp |
| 2002 | -1087.4% | $-399.55 Million | $36.74 Million | $16.55 Million | $416.11 Million | ▲ +78.0 pp |
| 2001 | -1165.4% | $-374.05 Million | $32.10 Million | $10.60 Million | $384.65 Million | ▼ -77.5 pp |
| 2000 | -1087.9% | $-355.11 Million | $32.64 Million | $24.86 Million | $379.97 Million | ▼ -20.3 pp |
| 1999 | -1067.6% | $-333.10 Million | $31.20 Million | $24.20 Million | $357.30 Million | ▲ +4.8 pp |
| 1998 | -1072.4% | $-380.70 Million | $35.50 Million | $17.90 Million | $398.60 Million | ▲ +41.1 pp |
| 1997 | -1113.5% | $-378.60 Million | $34.00 Million | $7.20 Million | $385.80 Million | ▼ -245.1 pp |
| 1996 | -868.4% | $-302.20 Million | $34.80 Million | $12.70 Million | $314.90 Million | ▲ +35.3 pp |
| 1995 | -903.7% | $-314.50 Million | $34.80 Million | $14.50 Million | $329.00 Million | — |