Carver Bancorp Inc (CARV) — Financial Flexibility Index
Carver Bancorp Inc (CARV) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of $-1.42 Million (operating CF $-1.58 Million minus capex $168.00K) represents 0% of total liabilities ($671.00 Million). Check how strategically is Carver Bancorp Inc's equity deployed to assess the company's strategic physical and investment asset allocation.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Carver Bancorp Inc Financial Flexibility Index (1995–2025)
Historical Financial Flexibility Index trend for Carver Bancorp Inc across 31 annual periods. See working capital position of Carver Bancorp Inc to evaluate short-term liquidity relative to the company's equity base.
Annual Financial Flexibility Index for Carver Bancorp Inc (1995–2025)
Year-by-year free cash flow to debt coverage for Carver Bancorp Inc. For the full company profile including market capitalisation, see Carver Bancorp Inc market capitalisation.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | -0.02x | $-12.28 Million | $-12.61 Million | $700.41 Million | ▼ -101.7% |
| 2024 | -0.01x | $-6.21 Million | $-6.57 Million | $714.49 Million | ▲ +42.7% |
| 2023 | -0.02x | $-10.29 Million | $-10.51 Million | $678.00 Million | ▼ -240.5% |
| 2022 | 0.01x | $7.34 Million | $7.15 Million | $680.23 Million | ▲ +173.2% |
| 2021 | 0.00x | $2.47 Million | $2.21 Million | $624.45 Million | ▲ +66.9% |
| 2020 | 0.00x | $1.25 Million | $-31.00K | $529.88 Million | ▲ +120.8% |
| 2019 | -0.01x | $-5.88 Million | $-8.77 Million | $516.58 Million | ▼ -116.2% |
| 2018 | -0.01x | $-3.38 Million | $-4.99 Million | $641.94 Million | ▼ -438.9% |
| 2017 | 0.00x | $996.00K | $827.00K | $640.46 Million | ▲ +7.5% |
| 2016 | 0.00x | $994.00K | $420.00K | $687.17 Million | ▼ -77.0% |
| 2015 | 0.01x | $3.91 Million | $3.62 Million | $622.13 Million | ▼ -76.7% |
| 2014 | 0.03x | $15.85 Million | $15.55 Million | $588.67 Million | ▼ -23.8% |
| 2013 | 0.04x | $20.56 Million | $20.34 Million | $581.54 Million | ▼ -34.7% |
| 2012 | 0.05x | $31.67 Million | $31.53 Million | $584.61 Million | ▲ +667.7% |
| 2011 | 0.01x | $4.81 Million | $4.31 Million | $681.50 Million | ▲ +257.5% |
| 2010 | 0.00x | $1.47 Million | $1.47 Million | $743.79 Million | ▼ -89.1% |
| 2009 | 0.02x | $13.14 Million | $11.76 Million | $727.09 Million | ▲ +155.0% |
| 2008 | -0.03x | $-23.76 Million | $-26.62 Million | $723.12 Million | ▼ -85.1% |
| 2007 | -0.02x | $-12.21 Million | $-13.68 Million | $688.33 Million | ▼ -231.8% |
| 2006 | 0.01x | $8.24 Million | $7.16 Million | $612.30 Million | ▲ +818.6% |
| 2005 | 0.00x | $-1.09 Million | $-4.49 Million | $580.58 Million | ▼ -104.7% |
| 2004 | 0.04x | $19.73 Million | $16.95 Million | $494.19 Million | ▲ +15499.3% |
| 2003 | 0.00x | $120.00K | $-1.05 Million | $468.77 Million | ▼ -98.9% |
| 2002 | 0.02x | $10.08 Million | $8.90 Million | $413.56 Million | ▲ +197.8% |
| 2001 | 0.01x | $3.21 Million | $2.60 Million | $392.40 Million | ▼ -42.9% |
| 2000 | 0.01x | $5.55 Million | $5.04 Million | $387.48 Million | ▼ -44.3% |
| 1999 | 0.03x | $9.90 Million | $8.20 Million | $385.30 Million | ▲ +12.3% |
| 1998 | 0.02x | $9.20 Million | $8.30 Million | $402.00 Million | ▲ +305.3% |
| 1997 | 0.01x | $2.20 Million | $100.00K | $389.60 Million | ▼ -82.3% |
| 1996 | 0.03x | $10.60 Million | $4.70 Million | $332.90 Million | ▲ +45.3% |
| 1995 | 0.02x | $7.30 Million | $5.70 Million | $333.20 Million | — |