Carver Bancorp Inc (CARV) — Financial Flexibility Index

Latest as of September 2025: 0.00x

Carver Bancorp Inc (CARV) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of $-1.42 Million (operating CF $-1.58 Million minus capex $168.00K) represents 0% of total liabilities ($671.00 Million). Also explore Carver Bancorp Inc equity growth rate to track the company's year-over-year net asset growth rate.

Financial Flexibility Index

0.00x
Free Cash Flow / Total Liabilities

Free Cash Flow

$-1.42 Million
Operating CF − Capex

Total Liabilities

$671.00 Million
USD

Capital Expenditures

$168.00K
USD

Carver Bancorp Inc Financial Flexibility Index (1995–2025)

Historical Financial Flexibility Index trend for Carver Bancorp Inc across 31 annual periods. Check CARV strategic asset allocation to assess the company's strategic physical and investment asset allocation.

Annual Financial Flexibility Index for Carver Bancorp Inc (1995–2025)

Year-by-year free cash flow to debt coverage for Carver Bancorp Inc. For the full company profile including market capitalisation, see how much is Carver Bancorp Inc worth.

Year Flexibility Index Free Cash Flow (USD) Operating CF Total Liabilities YoY Change
2025 -0.02x $-12.28 Million $-12.61 Million $700.41 Million ▼ -101.7%
2024 -0.01x $-6.21 Million $-6.57 Million $714.49 Million ▲ +42.7%
2023 -0.02x $-10.29 Million $-10.51 Million $678.00 Million ▼ -240.5%
2022 0.01x $7.34 Million $7.15 Million $680.23 Million ▲ +173.2%
2021 0.00x $2.47 Million $2.21 Million $624.45 Million ▲ +66.9%
2020 0.00x $1.25 Million $-31.00K $529.88 Million ▲ +120.8%
2019 -0.01x $-5.88 Million $-8.77 Million $516.58 Million ▼ -116.2%
2018 -0.01x $-3.38 Million $-4.99 Million $641.94 Million ▼ -438.9%
2017 0.00x $996.00K $827.00K $640.46 Million ▲ +7.5%
2016 0.00x $994.00K $420.00K $687.17 Million ▼ -77.0%
2015 0.01x $3.91 Million $3.62 Million $622.13 Million ▼ -76.7%
2014 0.03x $15.85 Million $15.55 Million $588.67 Million ▼ -23.8%
2013 0.04x $20.56 Million $20.34 Million $581.54 Million ▼ -34.7%
2012 0.05x $31.67 Million $31.53 Million $584.61 Million ▲ +667.7%
2011 0.01x $4.81 Million $4.31 Million $681.50 Million ▲ +257.5%
2010 0.00x $1.47 Million $1.47 Million $743.79 Million ▼ -89.1%
2009 0.02x $13.14 Million $11.76 Million $727.09 Million ▲ +155.0%
2008 -0.03x $-23.76 Million $-26.62 Million $723.12 Million ▼ -85.1%
2007 -0.02x $-12.21 Million $-13.68 Million $688.33 Million ▼ -231.8%
2006 0.01x $8.24 Million $7.16 Million $612.30 Million ▲ +818.6%
2005 0.00x $-1.09 Million $-4.49 Million $580.58 Million ▼ -104.7%
2004 0.04x $19.73 Million $16.95 Million $494.19 Million ▲ +15499.3%
2003 0.00x $120.00K $-1.05 Million $468.77 Million ▼ -98.9%
2002 0.02x $10.08 Million $8.90 Million $413.56 Million ▲ +197.8%
2001 0.01x $3.21 Million $2.60 Million $392.40 Million ▼ -42.9%
2000 0.01x $5.55 Million $5.04 Million $387.48 Million ▼ -44.3%
1999 0.03x $9.90 Million $8.20 Million $385.30 Million ▲ +12.3%
1998 0.02x $9.20 Million $8.30 Million $402.00 Million ▲ +305.3%
1997 0.01x $2.20 Million $100.00K $389.60 Million ▼ -82.3%
1996 0.03x $10.60 Million $4.70 Million $332.90 Million ▲ +45.3%
1995 0.02x $7.30 Million $5.70 Million $333.20 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities