Carver Bancorp Inc Financial Flexibility Index
Carver Bancorp Inc financial flexibility index. Carver Bancorp Inc (CARV) has a Financial Flexibility Index of 0.00x as of September 2025. Free cash flow of $-1.42 Million (operating CF $-1.58 Million minus capex $168.00K) represents 0% of total liabilities ($671.00 Million). See Carver Bancorp Inc free cash flow ratio to measure how efficiently the company converts operating cash flow to free cash.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Financial Flexibility Index of Carver Bancorp Inc (1995–2026)
Financial flexibility index of Carver Bancorp Inc from 1995 to 2026. Historical Financial Flexibility Index trend for Carver Bancorp Inc across 32 annual periods. Check CARV cash to earnings ratio to evaluate the quality of earnings relative to operating cash generation.
Carver Bancorp Inc Financial Flexibility Index by Year (1995–2026)
Carver Bancorp Inc financial flexibility index by year from 1995 to 2026. Year-by-year free cash flow to debt coverage for Carver Bancorp Inc. For the full cash flow conversion analysis, see cash efficiency ratio of Carver Bancorp Inc.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2026 | 0.00x | $-705.00K | $-1.06 Million | $646.52 Million | ▲ +93.8% |
| 2025 | -0.02x | $-12.28 Million | $-12.61 Million | $700.41 Million | ▼ -101.7% |
| 2024 | -0.01x | $-6.21 Million | $-6.57 Million | $714.49 Million | ▲ +42.7% |
| 2023 | -0.02x | $-10.29 Million | $-10.51 Million | $678.00 Million | ▼ -240.5% |
| 2022 | 0.01x | $7.34 Million | $7.15 Million | $680.23 Million | ▲ +173.2% |
| 2021 | 0.00x | $2.47 Million | $2.21 Million | $624.45 Million | ▲ +66.9% |
| 2020 | 0.00x | $1.25 Million | $-31.00K | $529.88 Million | ▲ +120.8% |
| 2019 | -0.01x | $-5.88 Million | $-8.77 Million | $516.58 Million | ▼ -116.2% |
| 2018 | -0.01x | $-3.38 Million | $-4.99 Million | $641.94 Million | ▼ -438.9% |
| 2017 | 0.00x | $996.00K | $827.00K | $640.46 Million | ▲ +7.5% |
| 2016 | 0.00x | $994.00K | $420.00K | $687.17 Million | ▼ -77.0% |
| 2015 | 0.01x | $3.91 Million | $3.62 Million | $622.13 Million | ▼ -76.7% |
| 2014 | 0.03x | $15.85 Million | $15.55 Million | $588.67 Million | ▼ -23.8% |
| 2013 | 0.04x | $20.56 Million | $20.34 Million | $581.54 Million | ▼ -34.7% |
| 2012 | 0.05x | $31.67 Million | $31.53 Million | $584.61 Million | ▲ +667.7% |
| 2011 | 0.01x | $4.81 Million | $4.31 Million | $681.50 Million | ▲ +257.5% |
| 2010 | 0.00x | $1.47 Million | $1.47 Million | $743.79 Million | ▼ -89.1% |
| 2009 | 0.02x | $13.14 Million | $11.76 Million | $727.09 Million | ▲ +155.0% |
| 2008 | -0.03x | $-23.76 Million | $-26.62 Million | $723.12 Million | ▼ -85.1% |
| 2007 | -0.02x | $-12.21 Million | $-13.68 Million | $688.33 Million | ▼ -231.8% |
| 2006 | 0.01x | $8.24 Million | $7.16 Million | $612.30 Million | ▲ +818.6% |
| 2005 | 0.00x | $-1.09 Million | $-4.49 Million | $580.58 Million | ▼ -104.7% |
| 2004 | 0.04x | $19.73 Million | $16.95 Million | $494.19 Million | ▲ +15499.3% |
| 2003 | 0.00x | $120.00K | $-1.05 Million | $468.77 Million | ▼ -98.9% |
| 2002 | 0.02x | $10.08 Million | $8.90 Million | $413.56 Million | ▲ +197.8% |
| 2001 | 0.01x | $3.21 Million | $2.60 Million | $392.40 Million | ▼ -42.9% |
| 2000 | 0.01x | $5.55 Million | $5.04 Million | $387.48 Million | ▼ -44.3% |
| 1999 | 0.03x | $9.90 Million | $8.20 Million | $385.30 Million | ▲ +12.3% |
| 1998 | 0.02x | $9.20 Million | $8.30 Million | $402.00 Million | ▲ +305.3% |
| 1997 | 0.01x | $2.20 Million | $100.00K | $389.60 Million | ▼ -82.3% |
| 1996 | 0.03x | $10.60 Million | $4.70 Million | $332.90 Million | ▲ +45.3% |
| 1995 | 0.02x | $7.30 Million | $5.70 Million | $333.20 Million | — |