CNB Financial Corporation (CCNE) — Cash Flow Quality Index

Latest as of September 2025: 1.00x

CNB Financial Corporation (CCNE) has a Cash Flow Quality Index of 1.00x as of September 2025. Operating cash flow of $7.05 Million exceeds net income of $7.04 Million, indicating high earnings quality where cash backs reported profits. Explore debt repayment capacity of CNB Financial Corporation to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

1.00x
Operating CF / Net Income

Operating Cash Flow

$7.05 Million
USD

Net Income

$7.04 Million
USD

Data as of

Sep 2025
Most recent filing

CNB Financial Corporation Cash Flow Quality Index (1995–2024)

Historical Cash Flow Quality Index for CNB Financial Corporation across 30 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see CNB Financial Corporation operating cash flow efficiency.

Annual Cash Flow Quality Index for CNB Financial Corporation (1995–2024)

Year-by-year earnings quality comparison for CNB Financial Corporation.

Year Quality Index Operating CF (USD) Net Income YoY Change
2024 1.31x $71.51 Million $54.58 Million ▲ +61.7%
2023 0.81x $47.02 Million $58.02 Million ▼ -20.0%
2022 1.01x $64.05 Million $63.19 Million ▼ -0.7%
2021 1.02x $58.92 Million $57.71 Million ▲ +16.3%
2020 0.88x $28.76 Million $32.74 Million ▼ -32.2%
2019 1.30x $51.91 Million $40.08 Million ▼ -2.6%
2018 1.33x $44.85 Million $33.72 Million ▲ +3.2%
2017 1.29x $30.76 Million $23.86 Million ▼ -1.1%
2016 1.30x $26.76 Million $20.54 Million ▼ -14.0%
2015 1.52x $33.64 Million $22.20 Million ▲ +20.9%
2014 1.25x $28.92 Million $23.07 Million ▼ -37.8%
2013 2.02x $33.61 Million $16.68 Million ▲ +25.3%
2012 1.61x $27.56 Million $17.14 Million ▼ -20.1%
2011 2.01x $30.39 Million $15.10 Million ▲ +104.2%
2010 0.98x $11.15 Million $11.32 Million ▼ -43.9%
2009 1.75x $14.93 Million $8.51 Million ▼ -32.2%
2008 2.59x $13.55 Million $5.24 Million ▲ +87.0%
2007 1.38x $12.65 Million $9.13 Million ▲ +3.1%
2006 1.34x $12.93 Million $9.62 Million ▲ +26.2%
2005 1.06x $9.73 Million $9.14 Million ▲ +5.0%
2004 1.01x $7.98 Million $7.87 Million ▼ -24.4%
2003 1.34x $12.15 Million $9.06 Million ▲ +127.9%
2002 0.59x $5.10 Million $8.67 Million ▼ -58.3%
2001 1.41x $9.20 Million $6.51 Million ▲ +7.7%
2000 1.31x $7.13 Million $5.43 Million ▼ -30.6%
1999 1.89x $8.70 Million $4.60 Million ▲ +101.2%
1998 0.94x $4.70 Million $5.00 Million ▼ -17.7%
1997 1.14x $4.91 Million $4.30 Million ▲ +82.7%
1996 0.62x $2.67 Million $4.28 Million ▼ -49.3%
1995 1.23x $4.70 Million $3.82 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.