CNB Financial Corporation Defensive Interval Ratio
CNB Financial Corporation defensive interval ratio. CNB Financial Corporation (CCNE) has a Defensive Interval Ratio of 15604 days as of December 2025. Defensive assets of $7.01 Billion (cash $-, short-term investments $584.33 Million, receivables $6.43 Billion) cover 15604 days of daily cash needs of $449.32K/day. See working capital to net assets of CNB Financial Corporation to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of CNB Financial Corporation (1996–2025)
Defensive interval ratio of CNB Financial Corporation from 1996 to 2025. This chart shows how CNB Financial Corporation's Defensive Interval Ratio has evolved across 30 annual periods from 1996 to 2025. As of December 2025, the ratio stands at 15604 days, meaning defensive assets of $7.01 Billion can fund 15604 days of operations without new revenue. Check CCNE cash and liquid asset ratio to evaluate the company's liquid asset resilience ratio.
CNB Financial Corporation Defensive Interval Ratio by Year (1996–2025)
CNB Financial Corporation defensive interval ratio by year from 1996 to 2025. The table below presents the year-by-year Defensive Interval Ratio for CNB Financial Corporation from 1996 to 2025, covering 30 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see CNB Financial Corporation balance sheet assets.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 15604 days | $7.01 Billion | $449.32K/day | $- | $584.33 Million | ▲ +15266 days |
| 2024 | 337 days | $4.97 Billion | $14.72 Million/day | $- | $403.51 Million | ▼ -11 days |
| 2023 | 348 days | $4.76 Billion | $13.70 Million/day | $- | $341.95 Million | ▲ +316 days |
| 2022 | 32 days | $433.54 Million | $13.53 Million/day | $- | $371.41 Million | ▼ -5948 days |
| 2021 | 5981 days | $737.87 Million | $123.38K/day | $- | $697.19 Million | ▲ +501 days |
| 2020 | 5480 days | $622.29 Million | $113.56K/day | $- | $584.91 Million | ▲ +5418 days |
| 2019 | 61 days | $567.23 Million | $9.23 Million/day | $- | $542.31 Million | ▼ -7 days |
| 2018 | 68 days | $541.13 Million | $7.91 Million/day | $- | $516.86 Million | ▼ -2 days |
| 2017 | 70 days | $430.15 Million | $6.11 Million/day | $- | $409.71 Million | ▼ -18 days |
| 2016 | 88 days | $519.09 Million | $5.90 Million/day | $- | $495.83 Million | ▼ -17 days |
| 2015 | 105 days | $563.98 Million | $5.37 Million/day | $- | $546.04 Million | ▼ -30 days |
| 2014 | 135 days | $704.38 Million | $5.22 Million/day | $- | $685.72 Million | ▼ -4 days |
| 2013 | 139 days | $712.03 Million | $5.13 Million/day | $- | $685.99 Million | ▼ -40 days |
| 2012 | 179 days | $750.29 Million | $4.20 Million/day | $- | $737.31 Million | ▲ +14 days |
| 2011 | 164 days | $652.40 Million | $3.97 Million/day | $- | $638.11 Million | ▲ +1 days |
| 2010 | 163 days | $520.70 Million | $3.19 Million/day | $- | $500.68 Million | ▲ +24 days |
| 2009 | 139 days | $365.46 Million | $2.63 Million/day | $- | $345.42 Million | ▲ +127 days |
| 2008 | 12 days | $27.08 Million | $2.26 Million/day | $- | $9.36 Million | ▼ -2 days |
| 2007 | 14 days | $25.58 Million | $1.84 Million/day | $- | $6.54 Million | ▲ +6 days |
| 2006 | 8 days | $14.58 Million | $1.75 Million/day | $- | $7.02 Million | ▼ -10 days |
| 2005 | 18 days | $30.74 Million | $1.71 Million/day | $- | $23.87 Million | ▲ +4 days |
| 2004 | 14 days | $23.27 Million | $1.66 Million/day | $- | $15.62 Million | ▲ +6 days |
| 2003 | 8 days | $12.13 Million | $1.60 Million/day | $- | $5.74 Million | ▼ -5 days |
| 2002 | 13 days | $19.38 Million | $1.52 Million/day | $- | $5.78 Million | ▲ +7 days |
| 2001 | 6 days | $8.46 Million | $1.41 Million/day | $- | $2.04 Million | ▼ 0 days |
| 2000 | 6 days | $8.67 Million | $1.34 Million/day | $- | $2.26 Million | ▲ +4 days |
| 1999 | 3 days | $3.50 Million | $1.40 Million/day | $- | $- | ▲ +0 days |
| 1998 | 2 days | $2.60 Million | $1.10 Million/day | $- | $- | ▼ 0 days |
| 1997 | 2 days | $2.20 Million | $883.80K/day | $- | $- | ▼ 0 days |
| 1996 | 3 days | $2.18 Million | $746.95K/day | $- | $- | — |