CNB Financial Corporation (CCNE) — Defensive Interval Ratio

Latest as of December 2025: 15604 days

CNB Financial Corporation (CCNE) has a Defensive Interval Ratio of 15604 days as of December 2025. Defensive assets of $7.01 Billion (cash $-, short-term investments $584.33 Million, receivables $6.43 Billion) cover 15604 days of daily cash needs of $449.32K/day. Check CCNE intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

15604 days
Days of operational coverage

Defensive Assets

$7.01 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$449.32K
Current Liabilities ÷ 365

Current Liabilities

$164.00 Million
USD

CNB Financial Corporation Defensive Interval Ratio (1996–2025)

This chart shows how CNB Financial Corporation's Defensive Interval Ratio has evolved across 30 annual periods from 1996 to 2025. As of December 2025, the ratio stands at 15604 days, meaning defensive assets of $7.01 Billion can fund 15604 days of operations without new revenue. Also explore CNB Financial Corporation (CCNE) net asset momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for CNB Financial Corporation (1996–2025)

The table below presents the year-by-year Defensive Interval Ratio for CNB Financial Corporation from 1996 to 2025, covering 30 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market cap of CNB Financial Corporation.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 15604 days $7.01 Billion $449.32K/day $- $584.33 Million ▲ +15266 days
2024 337 days $4.97 Billion $14.72 Million/day $- $403.51 Million ▼ -11 days
2023 348 days $4.76 Billion $13.70 Million/day $- $341.95 Million ▲ +316 days
2022 32 days $433.54 Million $13.53 Million/day $- $371.41 Million ▼ -5948 days
2021 5981 days $737.87 Million $123.38K/day $- $697.19 Million ▲ +501 days
2020 5480 days $622.29 Million $113.56K/day $- $584.91 Million ▲ +5418 days
2019 61 days $567.23 Million $9.23 Million/day $- $542.31 Million ▼ -7 days
2018 68 days $541.13 Million $7.91 Million/day $- $516.86 Million ▼ -2 days
2017 70 days $430.15 Million $6.11 Million/day $- $409.71 Million ▼ -18 days
2016 88 days $519.09 Million $5.90 Million/day $- $495.83 Million ▼ -17 days
2015 105 days $563.98 Million $5.37 Million/day $- $546.04 Million ▼ -30 days
2014 135 days $704.38 Million $5.22 Million/day $- $685.72 Million ▼ -4 days
2013 139 days $712.03 Million $5.13 Million/day $- $685.99 Million ▼ -40 days
2012 179 days $750.29 Million $4.20 Million/day $- $737.31 Million ▲ +14 days
2011 164 days $652.40 Million $3.97 Million/day $- $638.11 Million ▲ +1 days
2010 163 days $520.70 Million $3.19 Million/day $- $500.68 Million ▲ +24 days
2009 139 days $365.46 Million $2.63 Million/day $- $345.42 Million ▲ +127 days
2008 12 days $27.08 Million $2.26 Million/day $- $9.36 Million ▼ -2 days
2007 14 days $25.58 Million $1.84 Million/day $- $6.54 Million ▲ +6 days
2006 8 days $14.58 Million $1.75 Million/day $- $7.02 Million ▼ -10 days
2005 18 days $30.74 Million $1.71 Million/day $- $23.87 Million ▲ +4 days
2004 14 days $23.27 Million $1.66 Million/day $- $15.62 Million ▲ +6 days
2003 8 days $12.13 Million $1.60 Million/day $- $5.74 Million ▼ -5 days
2002 13 days $19.38 Million $1.52 Million/day $- $5.78 Million ▲ +7 days
2001 6 days $8.46 Million $1.41 Million/day $- $2.04 Million ▼ 0 days
2000 6 days $8.67 Million $1.34 Million/day $- $2.26 Million ▲ +4 days
1999 3 days $3.50 Million $1.40 Million/day $- $- ▲ +0 days
1998 2 days $2.60 Million $1.10 Million/day $- $- ▼ 0 days
1997 2 days $2.20 Million $883.80K/day $- $- ▼ 0 days
1996 3 days $2.18 Million $746.95K/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)