CNB Financial Corporation (CCNE) — Tangible Net Worth Ratio
CNB Financial Corporation (CCNE) has a Tangible Net Worth Ratio of 96.1% as of December 2025. This metric is calculated by deducting intangible assets ($33.69 Million) from net assets ($872.13 Million) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. Also explore net asset growth rate of CNB Financial Corporation to track the company's year-over-year net asset growth rate.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
CNB Financial Corporation Tangible Net Worth Ratio (1995–2025)
This chart shows how CNB Financial Corporation's Tangible Net Worth Ratio has changed across 31 annual periods from 1995 to 2025. As of December 2025, the ratio stands at 96.1%, reflecting net assets of $872.13 Million with intangible assets of $33.69 Million USD. For live market cap and overall valuation, see CCNE company net worth.
Annual Tangible Net Worth Ratio for CNB Financial Corporation (1995–2025)
The table below presents the year-by-year Tangible Net Worth Ratio for CNB Financial Corporation from 1995 to 2025, covering 31 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. Explore CCNE capex to operating cash flow ratio to see what proportion of operating cash flow is directed to capital expenditures.
| Year | Tangible NW Ratio | Net Assets (USD) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 96.1% | $872.13 Million | $33.69 Million | $8.40 Billion | ▼ -3.6 pp |
| 2024 | 99.8% | $610.70 Million | $1.46 Million | $6.19 Billion | ▲ +0.1 pp |
| 2023 | 99.7% | $571.25 Million | $1.83 Million | $5.75 Billion | ▲ +0.1 pp |
| 2022 | 99.6% | $530.76 Million | $2.17 Million | $5.48 Billion | ▼ -0.3 pp |
| 2021 | 99.9% | $442.85 Million | $460.00K | $5.33 Billion | ▲ +0.0 pp |
| 2020 | 99.9% | $416.14 Million | $567.00K | $4.73 Billion | ▲ +0.4 pp |
| 2019 | 99.4% | $304.97 Million | $1.73 Million | $3.76 Billion | ▲ +0.3 pp |
| 2018 | 99.2% | $262.83 Million | $2.22 Million | $3.22 Billion | ▲ +0.4 pp |
| 2017 | 98.8% | $243.91 Million | $3.01 Million | $2.77 Billion | ▲ +0.8 pp |
| 2016 | 98.0% | $211.78 Million | $4.25 Million | $2.57 Billion | ▼ -0.3 pp |
| 2015 | 98.3% | $201.91 Million | $3.36 Million | $2.29 Billion | ▲ +0.6 pp |
| 2014 | 97.7% | $188.55 Million | $4.26 Million | $2.19 Billion | ▲ +1.1 pp |
| 2013 | 96.7% | $164.91 Million | $5.49 Million | $2.13 Billion | ▼ -2.8 pp |
| 2012 | 99.5% | $145.36 Million | $714.00K | $1.77 Billion | ▲ +0.2 pp |
| 2011 | 99.3% | $131.89 Million | $906.00K | $1.60 Billion | ▲ +0.1 pp |
| 2010 | 99.2% | $109.64 Million | $908.00K | $1.41 Billion | ▲ +0.6 pp |
| 2009 | 98.6% | $69.41 Million | $961.00K | $1.16 Billion | ▼ -0.2 pp |
| 2008 | 98.8% | $62.47 Million | $737.00K | $1.02 Billion | ▲ +26.3 pp |
| 2007 | 72.5% | $69.28 Million | $19.04 Million | $856.31 Million | ▼ -17.0 pp |
| 2006 | 89.5% | $72.28 Million | $7.55 Million | $780.85 Million | ▼ -0.6 pp |
| 2005 | 90.2% | $69.97 Million | $6.87 Million | $764.02 Million | ▲ +1.3 pp |
| 2004 | 88.9% | $68.71 Million | $7.66 Million | $725.22 Million | ▼ -1.5 pp |
| 2003 | 90.4% | $66.45 Million | $6.39 Million | $701.75 Million | ▲ +12.3 pp |
| 2002 | 78.1% | $62.03 Million | $13.60 Million | $668.52 Million | ▼ -10.2 pp |
| 2001 | 88.3% | $54.89 Million | $6.42 Million | $592.79 Million | ▲ +0.8 pp |
| 2000 | 87.5% | $51.20 Million | $6.41 Million | $555.37 Million | ▼ -5.2 pp |
| 1999 | 92.6% | $47.60 Million | $3.50 Million | $561.20 Million | ▼ -2.1 pp |
| 1998 | 94.7% | $49.40 Million | $2.60 Million | $468.90 Million | ▼ -5.3 pp |
| 1997 | 100.0% | $42.21 Million | $0.00 | $372.87 Million | ▲ +0.0 pp |
| 1996 | 100.0% | $39.72 Million | $0.00 | $327.01 Million | ▲ +0.0 pp |
| 1995 | 100.0% | $37.54 Million | $0.00 | $297.52 Million | — |