CNB Financial Corporation (CCNE) — Tangible Net Worth Ratio
CNB Financial Corporation (CCNE) has a Tangible Net Worth Ratio of 96.1% as of December 2025. This metric is calculated by deducting intangible assets ($33.69 Million) from net assets ($872.13 Million) and expressing it as a percentage of total net assets. A higher ratio means that more of the company's equity is backed by tangible, balance-sheet-verifiable assets rather than goodwill, patents, or brand value. See CNB Financial Corporation (CCNE) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Tangible NW Ratio
Net Assets (Equity)
Intangible Assets
Total Assets
CNB Financial Corporation Tangible Net Worth Ratio (1995–2025)
This chart shows how CNB Financial Corporation's Tangible Net Worth Ratio has changed across 31 annual periods from 1995 to 2025. As of December 2025, the ratio stands at 96.1%, reflecting net assets of $872.13 Million with intangible assets of $33.69 Million USD. See CCNE cash and liquid assets coverage to measure how many days the company can operate on defensive assets alone.
Annual Tangible Net Worth Ratio for CNB Financial Corporation (1995–2025)
The table below presents the year-by-year Tangible Net Worth Ratio for CNB Financial Corporation from 1995 to 2025, covering 31 annual filings. Each row shows net assets, intangible assets, total assets, the tangible net worth ratio, and the change in percentage points versus the prior year. For the full company profile including market capitalisation, see market value of CNB Financial Corporation.
| Year | Tangible NW Ratio | Net Assets (USD) | Intangible Assets | Total Assets | Change (pp) |
|---|---|---|---|---|---|
| 2025 | 96.1% | $872.13 Million | $33.69 Million | $8.40 Billion | ▼ -3.6 pp |
| 2024 | 99.8% | $610.70 Million | $1.46 Million | $6.19 Billion | ▲ +0.1 pp |
| 2023 | 99.7% | $571.25 Million | $1.83 Million | $5.75 Billion | ▲ +0.1 pp |
| 2022 | 99.6% | $530.76 Million | $2.17 Million | $5.48 Billion | ▼ -0.3 pp |
| 2021 | 99.9% | $442.85 Million | $460.00K | $5.33 Billion | ▲ +0.0 pp |
| 2020 | 99.9% | $416.14 Million | $567.00K | $4.73 Billion | ▲ +0.4 pp |
| 2019 | 99.4% | $304.97 Million | $1.73 Million | $3.76 Billion | ▲ +0.3 pp |
| 2018 | 99.2% | $262.83 Million | $2.22 Million | $3.22 Billion | ▲ +0.4 pp |
| 2017 | 98.8% | $243.91 Million | $3.01 Million | $2.77 Billion | ▲ +0.8 pp |
| 2016 | 98.0% | $211.78 Million | $4.25 Million | $2.57 Billion | ▼ -0.3 pp |
| 2015 | 98.3% | $201.91 Million | $3.36 Million | $2.29 Billion | ▲ +0.6 pp |
| 2014 | 97.7% | $188.55 Million | $4.26 Million | $2.19 Billion | ▲ +1.1 pp |
| 2013 | 96.7% | $164.91 Million | $5.49 Million | $2.13 Billion | ▼ -2.8 pp |
| 2012 | 99.5% | $145.36 Million | $714.00K | $1.77 Billion | ▲ +0.2 pp |
| 2011 | 99.3% | $131.89 Million | $906.00K | $1.60 Billion | ▲ +0.1 pp |
| 2010 | 99.2% | $109.64 Million | $908.00K | $1.41 Billion | ▲ +0.6 pp |
| 2009 | 98.6% | $69.41 Million | $961.00K | $1.16 Billion | ▼ -0.2 pp |
| 2008 | 98.8% | $62.47 Million | $737.00K | $1.02 Billion | ▲ +26.3 pp |
| 2007 | 72.5% | $69.28 Million | $19.04 Million | $856.31 Million | ▼ -17.0 pp |
| 2006 | 89.5% | $72.28 Million | $7.55 Million | $780.85 Million | ▼ -0.6 pp |
| 2005 | 90.2% | $69.97 Million | $6.87 Million | $764.02 Million | ▲ +1.3 pp |
| 2004 | 88.9% | $68.71 Million | $7.66 Million | $725.22 Million | ▼ -1.5 pp |
| 2003 | 90.4% | $66.45 Million | $6.39 Million | $701.75 Million | ▲ +12.3 pp |
| 2002 | 78.1% | $62.03 Million | $13.60 Million | $668.52 Million | ▼ -10.2 pp |
| 2001 | 88.3% | $54.89 Million | $6.42 Million | $592.79 Million | ▲ +0.8 pp |
| 2000 | 87.5% | $51.20 Million | $6.41 Million | $555.37 Million | ▼ -5.2 pp |
| 1999 | 92.6% | $47.60 Million | $3.50 Million | $561.20 Million | ▼ -2.1 pp |
| 1998 | 94.7% | $49.40 Million | $2.60 Million | $468.90 Million | ▼ -5.3 pp |
| 1997 | 100.0% | $42.21 Million | $0.00 | $372.87 Million | ▲ +0.0 pp |
| 1996 | 100.0% | $39.72 Million | $0.00 | $327.01 Million | ▲ +0.0 pp |
| 1995 | 100.0% | $37.54 Million | $0.00 | $297.52 Million | — |