Cullman Bancorp Inc. (CULL) — Cash Flow Quality Index
Cullman Bancorp Inc. (CULL) has a Cash Flow Quality Index of 2.33x as of March 2024. Operating cash flow of $1.66 Million exceeds net income of $714.00K, indicating high earnings quality where cash backs reported profits. Explore debt repayment capacity of Cullman Bancorp Inc. to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cullman Bancorp Inc. Cash Flow Quality Index (2007–2025)
Historical Cash Flow Quality Index for Cullman Bancorp Inc. across 16 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Cullman Bancorp Inc. (CULL) cash conversion ratio.
Annual Cash Flow Quality Index for Cullman Bancorp Inc. (2007–2025)
Year-by-year earnings quality comparison for Cullman Bancorp Inc..
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.49x | $5.92 Million | $3.96 Million | ▼ -19.0% |
| 2024 | 1.84x | $6.30 Million | $3.42 Million | ▲ +24.4% |
| 2023 | 1.48x | $5.86 Million | $3.95 Million | ▲ +7.5% |
| 2022 | 1.38x | $5.77 Million | $4.18 Million | ▼ -52.7% |
| 2021 | 2.92x | $5.11 Million | $1.75 Million | ▲ +200.4% |
| 2020 | 0.97x | $3.44 Million | $3.55 Million | ▼ -79.2% |
| 2019 | 4.66x | $4.48 Million | $961.00K | ▲ +299.5% |
| 2018 | 1.17x | $4.48 Million | $3.84 Million | ▼ -31.2% |
| 2017 | 1.70x | $4.48 Million | $2.64 Million | — |
| 2016 | 0.00x | $0.00 | $2.73 Million | — |
| 2015 | 0.00x | $0.00 | $2.40 Million | ▼ -100.0% |
| 2011 | 1.53x | $3.04 Million | $1.99 Million | ▼ -7.3% |
| 2010 | 1.65x | $3.38 Million | $2.05 Million | ▼ -31.8% |
| 2009 | 2.41x | $1.40 Million | $581.00K | ▼ -57.6% |
| 2008 | 5.69x | $1.68 Million | $296.00K | ▲ +251.2% |
| 2007 | 1.62x | $891.00K | $550.00K | — |