Cullman Bancorp Inc. (CULL) - Total Assets
Based on the latest financial reports, Cullman Bancorp Inc. (CULL) holds total assets worth $434.61 Million USD as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. See Cullman Bancorp Inc. shareholders equity for net asset value and shareholders' equity analysis.
Cullman Bancorp Inc. - Total Assets Trend (2007–2025)
This chart illustrates how Cullman Bancorp Inc.'s total assets have evolved over time, based on quarterly financial data.
Cullman Bancorp Inc. - Asset Composition Analysis
Current Asset Composition (December 2025)
Cullman Bancorp Inc.'s total assets of $434.61 Million consist of 4.3% current assets and 95.7% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0.7% |
| Accounts Receivable | $1.55 Million | 0.4% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2007–2025)
This chart illustrates how Cullman Bancorp Inc.'s asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see Cullman Bancorp Inc. stock valuation.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Cullman Bancorp Inc.'s current assets represent 4.3% of total assets in 2025, an increase from 2.6% in 2007.
- Cash Position: Cash and equivalents constituted 0.7% of total assets in 2025, down from 2.0% in 2007.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2007.
- Asset Diversification: The largest asset category is accounts receivable at 0.4% of total assets.
Cullman Bancorp Inc. Competitors by Total Assets
Key competitors of Cullman Bancorp Inc. based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Bank of Ayudhya PCL
BK:BAY
|
Thailand | ฿2.59 Trillion |
|
First Merchants Corporation Depository Shares
NASDAQ:FRMEP
|
USA | $19.03 Billion |
|
Banco Santander (Brasil) S.A.
SA:SANB3
|
Brazil | R$1.26 Trillion |
|
Capitol Federal Financial Inc
NASDAQ:CFFN
|
USA | $9.78 Billion |
|
CB Financial Services Inc
NASDAQ:CBFV
|
USA | $1.55 Billion |
|
KB Financial Group Inc
F:KBIA
|
Germany | €796.06 Trillion |
|
Bank of Guiyang Co Ltd
SHG:601997
|
China | CN¥746.59 Billion |
|
Vestjysk Bank A/S
CO:VJBA
|
Denmark | Dkr50.22 Billion |
Cullman Bancorp Inc. - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.10 | 48.96 | 2.83 |
| Quick Ratio | 0.10 | 97.91 | 1.10 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-251.88 Million | $18.27 Million | $2.08 Million |
Cullman Bancorp Inc. - Advanced Valuation Insights
This section examines the relationship between Cullman Bancorp Inc.'s asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.83 |
| Latest Market Cap to Assets Ratio | 0.19 |
| Asset Growth Rate (YoY) | 0.4% |
| Total Assets | $434.61 Million |
| Market Capitalization | $82.27 Million USD |
Valuation Analysis
Below Book Valuation: The market values Cullman Bancorp Inc.'s assets below their book value (0.19x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Cullman Bancorp Inc.'s assets grew by 0.4% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Cullman Bancorp Inc. (2007–2025)
The table below shows the annual total assets of Cullman Bancorp Inc. from 2007 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $434.61 Million | +0.37% |
| 2024-12-31 | $433.01 Million | +5.19% |
| 2023-12-31 | $411.64 Million | -2.74% |
| 2022-12-31 | $423.23 Million | +19.32% |
| 2021-12-31 | $354.71 Million | +7.03% |
| 2020-12-31 | $331.40 Million | +11.19% |
| 2019-12-31 | $298.06 Million | +33.69% |
| 2011-12-31 | $222.95 Million | -0.40% |
| 2010-12-31 | $223.85 Million | +4.32% |
| 2009-12-31 | $214.58 Million | -1.29% |
| 2008-12-31 | $217.38 Million | +6.53% |
| 2007-12-31 | $204.06 Million | -- |
About Cullman Bancorp Inc.
Cullman Bancorp, Inc. operates as the holding company for Cullman Savings Bank that provides various financial products and services in the United States. It offers personal and business checking accounts; personal savings accounts comprising kids club, Christmas club, certificates of deposits, and individual retirement accounts; business savings accounts; debit and credit cards; online banking, … Read more