Cullman Bancorp Inc. (CULL) — Working Capital to Net Assets Ratio
Cullman Bancorp Inc. (CULL) has a Working Capital to Net Assets ratio of -252.8% as of March 2025. Working capital of $-251.88 Million (current assets of $29.26 Million minus current liabilities of $281.14 Million) is measured against net assets of $99.64 Million. A higher ratio indicates strong short-term liquidity financed by the equity base. See Cullman Bancorp Inc. (CULL) liquidity interval to measure how many days the company can operate on defensive assets alone.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
Cullman Bancorp Inc. Working Capital to Net Assets (2010–2024)
This chart shows how Cullman Bancorp Inc.'s Working Capital to Net Assets ratio has evolved across 8 annual periods from 2010 to 2024. As of March 2025, the ratio stands at -252.8%, reflecting working capital of $-251.88 Million against net assets of $99.64 Million USD. For the complete balance sheet picture, see Cullman Bancorp Inc. balance sheet assets.
Annual Working Capital to Net Assets for Cullman Bancorp Inc. (2010–2024)
The table below presents the year-by-year Working Capital to Net Assets ratio for Cullman Bancorp Inc. from 2010 to 2024, covering 8 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. Check CULL cash and liquid asset ratio to evaluate the company's liquid asset resilience ratio.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2024 | -88.3% | $-88.51 Million | $100.25 Million | $20.58 Million | $109.09 Million | ▼ -135.5 pp |
| 2023 | 47.2% | $48.06 Million | $101.73 Million | $48.30 Million | $239.00K | ▲ +302.5 pp |
| 2022 | -255.3% | $-255.73 Million | $100.18 Million | $37.38 Million | $293.10 Million | ▼ -46.9 pp |
| 2021 | -208.3% | $-207.78 Million | $99.73 Million | $24.30 Million | $232.08 Million | ▲ +132.9 pp |
| 2020 | -341.2% | $-194.05 Million | $56.88 Million | $23.01 Million | $217.06 Million | ▼ -352.1 pp |
| 2019 | 10.9% | $5.83 Million | $53.40 Million | $6.10 Million | $269.00K | ▲ +345.4 pp |
| 2011 | -334.4% | $-135.09 Million | $40.39 Million | $3.05 Million | $138.15 Million | ▲ +12.8 pp |
| 2010 | -347.2% | $-132.87 Million | $38.27 Million | $3.52 Million | $136.40 Million | — |