Cullman Bancorp Inc. (CULL) — Cash Flow-to-Debt Ratio
Cullman Bancorp Inc. (CULL) has a Cash Flow-to-Debt Ratio of 0.01x as of March 2024, meaning its operating cash flow of $1.66 Million could theoretically repay 0% of its total liabilities ($319.40 Million) in one year. See CULL financial flexibility index to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
Cullman Bancorp Inc. Cash Flow-to-Debt Ratio (2007–2025)
Historical debt coverage capacity for Cullman Bancorp Inc. across 12 annual periods. For the full cash flow conversion analysis, see CULL cash flow conversion.
Annual Cash Flow-to-Debt Ratio for Cullman Bancorp Inc. (2007–2025)
Year-by-year debt coverage analysis for Cullman Bancorp Inc.. Check cash flow quality index of Cullman Bancorp Inc. to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | $5.92 Million | $338.46 Million | ▼ -7.7% |
| 2024 | 0.02x | $6.30 Million | $332.76 Million | ▲ +0.2% |
| 2023 | 0.02x | $5.86 Million | $309.91 Million | ▲ +5.9% |
| 2022 | 0.02x | $5.77 Million | $323.05 Million | ▼ -10.8% |
| 2021 | 0.02x | $5.11 Million | $254.97 Million | ▲ +59.6% |
| 2020 | 0.01x | $3.44 Million | $274.52 Million | ▼ -31.5% |
| 2019 | 0.02x | $4.48 Million | $244.66 Million | ▲ +10.0% |
| 2011 | 0.02x | $3.04 Million | $182.56 Million | ▼ -8.6% |
| 2010 | 0.02x | $3.38 Million | $185.59 Million | ▲ +131.2% |
| 2009 | 0.01x | $1.40 Million | $178.06 Million | ▼ -10.7% |
| 2008 | 0.01x | $1.68 Million | $190.94 Million | ▲ +76.2% |
| 2007 | 0.01x | $891.00K | $177.97 Million | — |