Cullman Bancorp Inc. (CULL) — Defensive Interval Ratio

Latest as of March 2025: 32 days

Cullman Bancorp Inc. (CULL) has a Defensive Interval Ratio of 32 days as of March 2025. Defensive assets of $24.62 Million (cash $-, short-term investments $23.25 Million, receivables $1.38 Million) cover 32 days of daily cash needs of $770.25K/day. Check CULL intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

32 days
Days of operational coverage

Defensive Assets

$24.62 Million
Cash + ST Investments + Receivables

Daily Cash Need

$770.25K
Current Liabilities ÷ 365

Current Liabilities

$281.14 Million
USD

Cullman Bancorp Inc. Defensive Interval Ratio (2010–2024)

This chart shows how Cullman Bancorp Inc.'s Defensive Interval Ratio has evolved across 7 annual periods from 2010 to 2024. As of March 2025, the ratio stands at 32 days, meaning defensive assets of $24.62 Million can fund 32 days of operations without new revenue. Also explore CULL net asset momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Cullman Bancorp Inc. (2010–2024)

The table below presents the year-by-year Defensive Interval Ratio for Cullman Bancorp Inc. from 2010 to 2024, covering 7 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Cullman Bancorp Inc. market capitalisation.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2024 82 days $24.44 Million $298.88K/day $- $23.10 Million ▼ -45148 days
2023 45229 days $29.62 Million $654.79/day $- $28.36 Million ▲ +45191 days
2022 39 days $30.96 Million $803.02K/day $- $29.80 Million ▲ +4 days
2021 35 days $22.09 Million $635.84K/day $- $21.31 Million ▲ +1 days
2020 33 days $19.88 Million $594.69K/day $- $18.88 Million ▲ +11 days
2011 23 days $8.54 Million $378.48K/day $- $7.48 Million ▲ +19 days
2010 4 days $1.33 Million $373.70K/day $- $174.00K
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)