CVB Financial Corporation (CVBF) — Cash Flow Quality Index
CVB Financial Corporation (CVBF) has a Cash Flow Quality Index of 8.04x as of June 2026. Operating cash flow of $388.14 Million exceeds net income of $48.26 Million, indicating high earnings quality where cash backs reported profits. Explore CVBF cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
CVB Financial Corporation Cash Flow Quality Index (1989–2025)
Historical Cash Flow Quality Index for CVB Financial Corporation across 37 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see CVBF cash generation efficiency.
Annual Cash Flow Quality Index for CVB Financial Corporation (1989–2025)
Year-by-year earnings quality comparison for CVB Financial Corporation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.06x | $221.41 Million | $209.30 Million | ▼ -15.0% |
| 2024 | 1.24x | $249.76 Million | $200.72 Million | ▼ -6.8% |
| 2023 | 1.34x | $295.63 Million | $221.44 Million | ▲ +14.8% |
| 2022 | 1.16x | $273.73 Million | $235.43 Million | ▲ +26.6% |
| 2021 | 0.92x | $195.24 Million | $212.52 Million | ▼ -12.1% |
| 2020 | 1.04x | $185.10 Million | $177.16 Million | ▲ +4.3% |
| 2019 | 1.00x | $208.18 Million | $207.83 Million | ▼ -7.7% |
| 2018 | 1.09x | $164.95 Million | $152.00 Million | ▼ -18.8% |
| 2017 | 1.34x | $139.59 Million | $104.41 Million | ▲ +8.9% |
| 2016 | 1.23x | $124.53 Million | $101.43 Million | ▲ +15.2% |
| 2015 | 1.07x | $105.64 Million | $99.14 Million | ▲ +26.4% |
| 2014 | 0.84x | $87.70 Million | $104.02 Million | ▼ -27.9% |
| 2013 | 1.17x | $111.81 Million | $95.61 Million | ▼ -41.6% |
| 2012 | 2.00x | $154.76 Million | $77.28 Million | ▲ +25.9% |
| 2011 | 1.59x | $130.02 Million | $81.73 Million | ▼ -2.7% |
| 2010 | 1.63x | $102.86 Million | $62.94 Million | ▲ +61.9% |
| 2009 | 1.01x | $66.03 Million | $65.42 Million | ▼ -23.9% |
| 2008 | 1.33x | $83.64 Million | $63.07 Million | ▲ +13.0% |
| 2007 | 1.17x | $71.11 Million | $60.58 Million | ▲ +19.1% |
| 2006 | 0.99x | $70.89 Million | $71.91 Million | ▼ -21.9% |
| 2005 | 1.26x | $89.08 Million | $70.62 Million | ▲ +2.5% |
| 2004 | 1.23x | $75.65 Million | $61.49 Million | ▼ -9.6% |
| 2003 | 1.36x | $71.94 Million | $52.83 Million | ▲ +10.5% |
| 2002 | 1.23x | $61.31 Million | $49.74 Million | ▲ +22.7% |
| 2001 | 1.00x | $40.24 Million | $40.06 Million | ▼ -18.5% |
| 2000 | 1.23x | $42.77 Million | $34.68 Million | ▼ -21.4% |
| 1999 | 1.57x | $40.80 Million | $26.00 Million | ▲ +16.7% |
| 1998 | 1.34x | $32.40 Million | $24.10 Million | ▼ -4.8% |
| 1997 | 1.41x | $29.10 Million | $20.60 Million | ▼ -13.0% |
| 1996 | 1.62x | $21.60 Million | $13.30 Million | ▲ +2.6% |
| 1995 | 1.58x | $18.20 Million | $11.50 Million | ▲ +73.3% |
| 1994 | 0.91x | $9.50 Million | $10.40 Million | ▼ -18.1% |
| 1993 | 1.12x | $10.60 Million | $9.50 Million | ▲ +5.7% |
| 1992 | 1.06x | $9.50 Million | $9.00 Million | ▲ +22.4% |
| 1991 | 0.86x | $6.90 Million | $8.00 Million | ▼ -24.9% |
| 1990 | 1.15x | $10.10 Million | $8.80 Million | ▲ +72.2% |
| 1989 | 0.67x | $5.20 Million | $7.80 Million | — |