CVB Financial Corporation (CVBF) — Working Capital to Net Assets Ratio
CVB Financial Corporation (CVBF) has a Working Capital to Net Assets ratio of -15.3% as of March 2026. Working capital of $-355.64 Million (current assets of $138.61 Million minus current liabilities of $494.26 Million) is measured against net assets of $2.32 Billion. A higher ratio indicates strong short-term liquidity financed by the equity base. See CVB Financial Corporation free cash flow to debt ratio to measure the company's free cash flow as a share of total liabilities.
WC/NA Ratio
Working Capital
Current Assets
Current Liabilities
CVB Financial Corporation Working Capital to Net Assets (1989–2025)
This chart shows how CVB Financial Corporation's Working Capital to Net Assets ratio has evolved across 37 annual periods from 1989 to 2025. As of March 2026, the ratio stands at -15.3%, reflecting working capital of $-355.64 Million against net assets of $2.32 Billion USD. See CVB Financial Corporation (CVBF) defensive interval to measure how many days the company can operate on defensive assets alone.
Annual Working Capital to Net Assets for CVB Financial Corporation (1989–2025)
The table below presents the year-by-year Working Capital to Net Assets ratio for CVB Financial Corporation from 1989 to 2025, covering 37 annual filings. Each row shows current assets, current liabilities, working capital, net assets, the ratio, and the change in percentage points compared to the prior year. For live market cap and the full company profile, see market value of CVB Financial Corporation.
| Year | WC/NA Ratio | Working Capital (USD) | Net Assets | Current Assets | Current Liabilities | Change (pp) |
|---|---|---|---|---|---|---|
| 2025 | -515.5% | $-11.83 Billion | $2.30 Billion | $154.23 Million | $11.99 Billion | ▲ +40.3 pp |
| 2024 | -555.8% | $-12.15 Billion | $2.19 Billion | $564.82 Million | $12.72 Billion | ▼ -64.3 pp |
| 2023 | -491.4% | $-10.21 Billion | $2.08 Billion | $3.56 Billion | $13.77 Billion | ▲ +52.9 pp |
| 2022 | -544.3% | $-10.61 Billion | $1.95 Billion | $3.79 Billion | $14.40 Billion | ▼ -783.9 pp |
| 2021 | 239.5% | $4.99 Billion | $2.08 Billion | $4.99 Billion | $2.28 Million | ▲ +18.4 pp |
| 2020 | 221.2% | $4.44 Billion | $2.01 Billion | $4.45 Billion | $5.00 Million | ▲ +203.9 pp |
| 2019 | 17.3% | $1.95 Billion | $11.26 Billion | $1.98 Billion | $35.59 Million | ▼ -411.8 pp |
| 2018 | 429.1% | $7.94 Billion | $1.85 Billion | $8.22 Billion | $280.00 Million | ▼ -51.9 pp |
| 2017 | 481.0% | $5.14 Billion | $1.07 Billion | $5.18 Billion | $40.05 Million | ▲ +7.2 pp |
| 2016 | 473.8% | $4.69 Billion | $990.86 Million | $4.75 Billion | $53.00 Million | ▲ +906.8 pp |
| 2015 | -433.0% | $-4.00 Billion | $923.40 Million | $2.66 Billion | $6.65 Billion | ▼ -113.2 pp |
| 2014 | -319.9% | $-2.81 Billion | $878.11 Million | $3.41 Billion | $6.22 Billion | ▲ +17.1 pp |
| 2013 | -337.0% | $-2.60 Billion | $771.89 Million | $3.00 Billion | $5.60 Billion | ▼ -9.4 pp |
| 2012 | -327.6% | $-2.50 Billion | $762.97 Million | $2.78 Billion | $5.27 Billion | ▼ -849.4 pp |
| 2011 | 521.8% | $3.73 Billion | $714.81 Million | $4.18 Billion | $452.19 Million | ▲ +1234.4 pp |
| 2010 | -712.6% | $-4.59 Billion | $643.86 Million | $478.11 Million | $5.07 Billion | ▲ +196.6 pp |
| 2009 | -909.2% | $-5.80 Billion | $638.23 Million | $133.15 Million | $5.94 Billion | ▲ +25.1 pp |
| 2008 | -934.3% | $-5.74 Billion | $614.89 Million | $124.10 Million | $5.87 Billion | ▲ +217.1 pp |
| 2007 | -1151.4% | $-4.89 Billion | $424.95 Million | $119.69 Million | $5.01 Billion | ▼ -11.8 pp |
| 2006 | -1139.5% | $-4.44 Billion | $389.34 Million | $175.56 Million | $4.61 Billion | ▲ +87.0 pp |
| 2005 | -1226.5% | $-4.21 Billion | $342.88 Million | $156.17 Million | $4.36 Billion | ▼ -238.4 pp |
| 2004 | -988.1% | $-3.14 Billion | $317.48 Million | $102.79 Million | $3.24 Billion | ▲ +38.5 pp |
| 2003 | -1026.6% | $-2.94 Billion | $286.72 Million | $127.73 Million | $3.07 Billion | ▼ -103.8 pp |
| 2002 | -922.8% | $-2.40 Billion | $259.82 Million | $140.81 Million | $2.54 Billion | ▼ -90.6 pp |
| 2001 | -832.2% | $-1.84 Billion | $220.75 Million | $97.36 Million | $1.93 Billion | ▲ +192.5 pp |
| 2000 | -1024.7% | $-1.93 Billion | $188.63 Million | $154.94 Million | $2.09 Billion | ▲ +194.4 pp |
| 1999 | -1219.1% | $-1.72 Billion | $140.80 Million | $129.90 Million | $1.85 Billion | ▼ -101.1 pp |
| 1998 | -1118.0% | $-1.56 Billion | $139.40 Million | $127.00 Million | $1.69 Billion | ▼ -104.1 pp |
| 1997 | -1013.9% | $-1.04 Billion | $102.10 Million | $107.70 Million | $1.14 Billion | ▲ +14.9 pp |
| 1996 | -1028.8% | $-916.70 Million | $89.10 Million | $142.50 Million | $1.06 Billion | ▼ -85.8 pp |
| 1995 | -943.0% | $-738.40 Million | $78.30 Million | $111.90 Million | $850.30 Million | ▲ +121.9 pp |
| 1994 | -1064.9% | $-659.20 Million | $61.90 Million | $109.80 Million | $769.00 Million | ▼ -149.4 pp |
| 1993 | -915.5% | $-549.30 Million | $60.00 Million | $60.90 Million | $610.20 Million | ▼ -26.3 pp |
| 1992 | -889.2% | $-462.40 Million | $52.00 Million | $71.20 Million | $533.60 Million | ▲ +107.6 pp |
| 1991 | -996.8% | $-440.60 Million | $44.20 Million | $71.60 Million | $512.20 Million | ▲ +89.6 pp |
| 1990 | -1086.5% | $-417.20 Million | $38.40 Million | $45.70 Million | $462.90 Million | ▲ +91.4 pp |
| 1989 | -1177.8% | $-382.80 Million | $32.50 Million | $46.30 Million | $429.10 Million | — |