CVB Financial Corporation (CVBF) — Cash Flow-to-Debt Ratio
CVB Financial Corporation (CVBF) has a Cash Flow-to-Debt Ratio of 0.02x as of June 2026, meaning its operating cash flow of $388.14 Million could theoretically repay 0% of its total liabilities ($18.01 Billion) in one year. See CVB Financial Corporation financial flexibility index to measure the company's free cash flow as a share of total liabilities.
CF-to-Debt Ratio
Operating Cash Flow
Total Liabilities
Data as of
CVB Financial Corporation Cash Flow-to-Debt Ratio (1989–2025)
Historical debt coverage capacity for CVB Financial Corporation across 37 annual periods. For the full cash flow conversion analysis, see CVB Financial Corporation (CVBF) cash conversion ratio.
Annual Cash Flow-to-Debt Ratio for CVB Financial Corporation (1989–2025)
Year-by-year debt coverage analysis for CVB Financial Corporation. Check CVBF operating cash flow to net income to evaluate the quality of earnings relative to operating cash generation.
| Year | CF-to-Debt Ratio | Operating CF (USD) | Total Liabilities | YoY Change |
|---|---|---|---|---|
| 2025 | 0.02x | $221.41 Million | $13.34 Billion | ▼ -13.8% |
| 2024 | 0.02x | $249.76 Million | $12.97 Billion | ▼ -9.2% |
| 2023 | 0.02x | $295.63 Million | $13.94 Billion | ▲ +12.5% |
| 2022 | 0.02x | $273.73 Million | $14.53 Billion | ▲ +33.2% |
| 2021 | 0.01x | $195.24 Million | $13.80 Billion | ▼ -5.1% |
| 2020 | 0.01x | $185.10 Million | $12.41 Billion | ▼ -99.8% |
| 2019 | 8.08x | $208.18 Million | $25.77 Million | ▲ +47289.8% |
| 2018 | 0.02x | $164.95 Million | $9.68 Billion | ▼ -12.1% |
| 2017 | 0.02x | $139.59 Million | $7.20 Billion | ▲ +10.2% |
| 2016 | 0.02x | $124.53 Million | $7.08 Billion | ▲ +12.3% |
| 2015 | 0.02x | $105.64 Million | $6.75 Billion | ▲ +16.0% |
| 2014 | 0.01x | $87.70 Million | $6.50 Billion | ▼ -28.9% |
| 2013 | 0.02x | $111.81 Million | $5.89 Billion | ▼ -31.3% |
| 2012 | 0.03x | $154.76 Million | $5.60 Billion | ▲ +22.6% |
| 2011 | 0.02x | $130.02 Million | $5.77 Billion | ▲ +26.9% |
| 2010 | 0.02x | $102.86 Million | $5.79 Billion | ▲ +64.1% |
| 2009 | 0.01x | $66.03 Million | $6.10 Billion | ▼ -21.9% |
| 2008 | 0.01x | $83.64 Million | $6.03 Billion | ▲ +14.4% |
| 2007 | 0.01x | $71.11 Million | $5.87 Billion | ▼ -2.5% |
| 2006 | 0.01x | $70.89 Million | $5.70 Billion | ▼ -29.1% |
| 2005 | 0.02x | $89.08 Million | $5.08 Billion | ▼ -2.8% |
| 2004 | 0.02x | $75.65 Million | $4.19 Billion | ▼ -10.5% |
| 2003 | 0.02x | $71.94 Million | $3.57 Billion | ▼ -5.8% |
| 2002 | 0.02x | $61.31 Million | $2.86 Billion | ▲ +22.0% |
| 2001 | 0.02x | $40.24 Million | $2.29 Billion | ▼ -13.1% |
| 2000 | 0.02x | $42.77 Million | $2.12 Billion | ▼ -7.5% |
| 1999 | 0.02x | $40.80 Million | $1.87 Billion | ▲ +14.6% |
| 1998 | 0.02x | $32.40 Million | $1.70 Billion | ▼ -24.3% |
| 1997 | 0.03x | $29.10 Million | $1.16 Billion | ▲ +24.8% |
| 1996 | 0.02x | $21.60 Million | $1.07 Billion | ▼ -4.9% |
| 1995 | 0.02x | $18.20 Million | $858.60 Million | ▲ +72.7% |
| 1994 | 0.01x | $9.50 Million | $774.20 Million | ▼ -27.4% |
| 1993 | 0.02x | $10.60 Million | $627.40 Million | ▼ -3.9% |
| 1992 | 0.02x | $9.50 Million | $540.10 Million | ▲ +31.6% |
| 1991 | 0.01x | $6.90 Million | $516.10 Million | ▼ -37.3% |
| 1990 | 0.02x | $10.10 Million | $474.00 Million | ▲ +80.4% |
| 1989 | 0.01x | $5.20 Million | $440.20 Million | — |