CVB Financial Corporation (CVBF) — Defensive Interval Ratio

Latest as of March 2026: 1945 days

CVB Financial Corporation (CVBF) has a Defensive Interval Ratio of 1945 days as of March 2026. Defensive assets of $2.63 Billion (cash $-, short-term investments $2.59 Billion, receivables $44.12 Million) cover 1945 days of daily cash needs of $1.35 Million/day. Check CVBF intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

1945 days
Days of operational coverage

Defensive Assets

$2.63 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$1.35 Million
Current Liabilities ÷ 365

Current Liabilities

$494.26 Million
USD

CVB Financial Corporation Defensive Interval Ratio (1998–2025)

This chart shows how CVB Financial Corporation's Defensive Interval Ratio has evolved across 28 annual periods from 1998 to 2025. As of March 2026, the ratio stands at 1945 days, meaning defensive assets of $2.63 Billion can fund 1945 days of operations without new revenue. Also explore CVB Financial Corporation annual equity growth to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for CVB Financial Corporation (1998–2025)

The table below presents the year-by-year Defensive Interval Ratio for CVB Financial Corporation from 1998 to 2025, covering 28 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market cap of CVB Financial Corporation.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 83 days $2.73 Billion $32.84 Million/day $- $2.68 Billion ▲ +73 days
2024 10 days $346.56 Million $34.84 Million/day $- $63.76 Million ▼ -76 days
2023 86 days $3.26 Billion $37.72 Million/day $- $2.96 Billion ▼ -4 days
2022 90 days $3.57 Billion $39.44 Million/day $- $3.26 Billion ▼ -516743 days
2021 516834 days $3.23 Billion $6.25K/day $- $3.18 Billion ▲ +338387 days
2020 178446 days $2.44 Billion $13.70K/day $- $2.40 Billion ▲ +160052 days
2019 18394 days $1.79 Billion $97.50K/day $- $1.74 Billion ▲ +16050 days
2018 2344 days $1.80 Billion $767.12K/day $- $1.73 Billion ▼ -17263 days
2017 19607 days $2.15 Billion $109.72K/day $- $2.08 Billion ▲ +3526 days
2016 16081 days $2.34 Billion $145.21K/day $- $2.27 Billion ▲ +15944 days
2015 138 days $2.51 Billion $18.23 Million/day $- $2.37 Billion ▼ -54 days
2014 192 days $3.27 Billion $17.03 Million/day $- $3.14 Billion ▲ +7 days
2013 185 days $2.83 Billion $15.35 Million/day $- $2.66 Billion ▲ +5 days
2012 180 days $2.59 Billion $14.45 Million/day $- $2.45 Billion ▼ -1616 days
2011 1796 days $2.23 Billion $1.24 Million/day $- $2.20 Billion ▲ +1665 days
2010 131 days $1.82 Billion $13.88 Million/day $- $1.79 Billion ▼ -1 days
2009 131 days $2.14 Billion $16.26 Million/day $- $2.11 Billion ▼ -25 days
2008 157 days $2.52 Billion $16.08 Million/day $- $2.49 Billion ▼ -19 days
2007 176 days $2.42 Billion $13.73 Million/day $- $2.39 Billion ▼ -30 days
2006 207 days $2.61 Billion $12.64 Million/day $- $2.58 Billion ▲ +6 days
2005 200 days $2.39 Billion $11.95 Million/day $- $2.37 Billion ▼ -37 days
2004 237 days $2.10 Billion $8.88 Million/day $- $2.09 Billion ▲ +13 days
2003 224 days $1.88 Billion $8.41 Million/day $- $1.87 Billion ▲ +12 days
2002 211 days $1.47 Billion $6.95 Million/day $- $1.45 Billion ▼ -15 days
2001 226 days $1.20 Billion $5.30 Million/day $- $1.18 Billion ▲ +221 days
2000 4 days $24.62 Million $5.72 Million/day $- $10.00 Million ▲ +2 days
1999 2 days $11.50 Million $5.06 Million/day $- $- ▲ +0 days
1998 2 days $9.40 Million $4.62 Million/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)