Enterprise Financial Services (EFSC) — Cash Flow Quality Index
Enterprise Financial Services (EFSC) has a Cash Flow Quality Index of 1.09x as of September 2025. Operating cash flow of $49.36 Million exceeds net income of $45.23 Million, indicating high earnings quality where cash backs reported profits. Explore Enterprise Financial Services (EFSC) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Enterprise Financial Services Cash Flow Quality Index (1996–2024)
Historical Cash Flow Quality Index for Enterprise Financial Services across 27 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see cash efficiency ratio of Enterprise Financial Services.
Annual Cash Flow Quality Index for Enterprise Financial Services (1996–2024)
Year-by-year earnings quality comparison for Enterprise Financial Services.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.34x | $247.40 Million | $185.27 Million | ▼ -3.4% |
| 2023 | 1.38x | $268.24 Million | $194.06 Million | ▲ +29.5% |
| 2022 | 1.07x | $216.64 Million | $203.04 Million | ▼ -11.6% |
| 2021 | 1.21x | $160.57 Million | $133.06 Million | ▼ -33.8% |
| 2020 | 1.82x | $135.51 Million | $74.38 Million | ▲ +82.7% |
| 2019 | 1.00x | $92.46 Million | $92.74 Million | ▼ -18.3% |
| 2018 | 1.22x | $108.81 Million | $89.22 Million | ▲ +28.3% |
| 2017 | 0.95x | $45.79 Million | $48.19 Million | ▼ -43.8% |
| 2016 | 1.69x | $82.52 Million | $48.84 Million | ▲ +37.7% |
| 2015 | 1.23x | $47.19 Million | $38.45 Million | ▲ +5.9% |
| 2014 | 1.16x | $31.49 Million | $27.17 Million | ▲ +30.9% |
| 2013 | 0.89x | $29.31 Million | $33.10 Million | ▼ -33.0% |
| 2012 | 1.32x | $37.37 Million | $28.30 Million | ▲ +23.8% |
| 2011 | 1.07x | $27.13 Million | $25.42 Million | ▼ -87.9% |
| 2010 | 8.83x | $49.22 Million | $5.57 Million | ▼ -19.6% |
| 2008 | 10.98x | $20.29 Million | $1.85 Million | ▲ +665.3% |
| 2007 | 1.43x | $25.22 Million | $17.58 Million | ▲ +25.0% |
| 2006 | 1.15x | $17.76 Million | $15.47 Million | ▼ -19.8% |
| 2005 | 1.43x | $16.16 Million | $11.29 Million | ▼ -22.1% |
| 2004 | 1.84x | $15.08 Million | $8.21 Million | ▼ -20.4% |
| 2003 | 2.31x | $15.98 Million | $6.93 Million | ▲ +1.0% |
| 2002 | 2.28x | $11.42 Million | $5.00 Million | ▲ +47.9% |
| 2000 | 1.54x | $8.03 Million | $5.20 Million | ▼ -39.7% |
| 1999 | 2.56x | $9.50 Million | $3.71 Million | ▲ +548.8% |
| 1998 | -0.57x | $-1.72 Million | $3.01 Million | ▼ -252.5% |
| 1997 | 0.37x | $832.02K | $2.22 Million | ▼ -69.4% |
| 1996 | 1.22x | $2.08 Million | $1.70 Million | — |