Enterprise Financial Services (EFSC) — Cash Flow Quality Index

Latest as of September 2025: 1.09x

Enterprise Financial Services (EFSC) has a Cash Flow Quality Index of 1.09x as of September 2025. Operating cash flow of $49.36 Million exceeds net income of $45.23 Million, indicating high earnings quality where cash backs reported profits. Explore Enterprise Financial Services (EFSC) long-term investment share to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

1.09x
Operating CF / Net Income

Operating Cash Flow

$49.36 Million
USD

Net Income

$45.23 Million
USD

Data as of

Sep 2025
Most recent filing

Enterprise Financial Services Cash Flow Quality Index (1996–2024)

Historical Cash Flow Quality Index for Enterprise Financial Services across 27 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Enterprise Financial Services (EFSC) tangible equity ratio to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Enterprise Financial Services (1996–2024)

Year-by-year earnings quality comparison for Enterprise Financial Services. For live market cap and the full company financial profile, see market cap of Enterprise Financial Services.

Year Quality Index Operating CF (USD) Net Income YoY Change
2024 1.34x $247.40 Million $185.27 Million ▼ -3.4%
2023 1.38x $268.24 Million $194.06 Million ▲ +29.5%
2022 1.07x $216.64 Million $203.04 Million ▼ -11.6%
2021 1.21x $160.57 Million $133.06 Million ▼ -33.8%
2020 1.82x $135.51 Million $74.38 Million ▲ +82.7%
2019 1.00x $92.46 Million $92.74 Million ▼ -18.3%
2018 1.22x $108.81 Million $89.22 Million ▲ +28.3%
2017 0.95x $45.79 Million $48.19 Million ▼ -43.8%
2016 1.69x $82.52 Million $48.84 Million ▲ +37.7%
2015 1.23x $47.19 Million $38.45 Million ▲ +5.9%
2014 1.16x $31.49 Million $27.17 Million ▲ +30.9%
2013 0.89x $29.31 Million $33.10 Million ▼ -33.0%
2012 1.32x $37.37 Million $28.30 Million ▲ +23.8%
2011 1.07x $27.13 Million $25.42 Million ▼ -87.9%
2010 8.83x $49.22 Million $5.57 Million ▼ -19.6%
2008 10.98x $20.29 Million $1.85 Million ▲ +665.3%
2007 1.43x $25.22 Million $17.58 Million ▲ +25.0%
2006 1.15x $17.76 Million $15.47 Million ▼ -19.8%
2005 1.43x $16.16 Million $11.29 Million ▼ -22.1%
2004 1.84x $15.08 Million $8.21 Million ▼ -20.4%
2003 2.31x $15.98 Million $6.93 Million ▲ +1.0%
2002 2.28x $11.42 Million $5.00 Million ▲ +47.9%
2000 1.54x $8.03 Million $5.20 Million ▼ -39.7%
1999 2.56x $9.50 Million $3.71 Million ▲ +548.8%
1998 -0.57x $-1.72 Million $3.01 Million ▼ -252.5%
1997 0.37x $832.02K $2.22 Million ▼ -69.4%
1996 1.22x $2.08 Million $1.70 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.