Enterprise Financial Services Defensive Interval Ratio
Enterprise Financial Services defensive interval ratio. Enterprise Financial Services (EFSC) has a Defensive Interval Ratio of 3058 days as of December 2025. Defensive assets of $64.09 Million (cash $-, short-term investments $5.79 Million, receivables $58.30 Million) cover 3058 days of daily cash needs of $20.96K/day. See Enterprise Financial Services (EFSC) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Defensive Interval Ratio of Enterprise Financial Services (1996–2025)
Defensive interval ratio of Enterprise Financial Services from 1996 to 2025. This chart shows how Enterprise Financial Services's Defensive Interval Ratio has evolved across 30 annual periods from 1996 to 2025. As of December 2025, the ratio stands at 3058 days, meaning defensive assets of $64.09 Million can fund 3058 days of operations without new revenue. Check financial resilience of Enterprise Financial Services to evaluate the company's liquid asset resilience ratio.
Enterprise Financial Services Defensive Interval Ratio by Year (1996–2025)
Enterprise Financial Services defensive interval ratio by year from 1996 to 2025. The table below presents the year-by-year Defensive Interval Ratio for Enterprise Financial Services from 1996 to 2025, covering 30 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For the complete balance sheet picture, see total assets of Enterprise Financial Services.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 3058 days | $64.09 Million | $20.96K/day | $- | $5.79 Million | ▲ +3055 days |
| 2024 | 3 days | $115.02 Million | $36.69 Million/day | $- | $115.02 Million | ▼ -44 days |
| 2023 | 48 days | $1.62 Billion | $34.05 Million/day | $- | $1.62 Billion | ▼ -9 days |
| 2022 | 56 days | $1.54 Billion | $27.35 Million/day | $- | $1.54 Billion | ▲ +8 days |
| 2021 | 48 days | $1.37 Billion | $28.20 Million/day | $- | $1.37 Billion | ▲ +1 days |
| 2020 | 47 days | $912.43 Million | $19.42 Million/day | $- | $912.43 Million | ▼ -39 days |
| 2019 | 86 days | $1.14 Billion | $13.20 Million/day | $- | $1.14 Billion | ▼ -136062 days |
| 2018 | 136148 days | $737.44 Million | $5.42K/day | $- | $721.37 Million | ▼ -2141 days |
| 2017 | 138289 days | $655.45 Million | $4.74K/day | $- | $641.38 Million | ▼ -17592 days |
| 2016 | 155881 days | $471.91 Million | $3.03K/day | $- | $460.80 Million | ▲ +155826 days |
| 2015 | 55 days | $460.17 Million | $8.37 Million/day | $- | $451.77 Million | ▲ +0 days |
| 2014 | 55 days | $408.10 Million | $7.46 Million/day | $- | $400.15 Million | ▼ -9 days |
| 2013 | 64 days | $441.89 Million | $6.95 Million/day | $- | $434.59 Million | ▼ -25 days |
| 2012 | 89 days | $648.71 Million | $7.29 Million/day | $- | $640.21 Million | ▲ +10 days |
| 2011 | 79 days | $602.38 Million | $7.65 Million/day | $- | $593.18 Million | ▲ +6 days |
| 2010 | 73 days | $457.30 Million | $6.30 Million/day | $- | $361.55 Million | ▲ +16 days |
| 2009 | 56 days | $300.58 Million | $5.32 Million/day | $- | $282.46 Million | ▲ +35 days |
| 2008 | 21 days | $103.99 Million | $4.92 Million/day | $- | $96.43 Million | ▲ +2 days |
| 2007 | 20 days | $85.72 Million | $4.38 Million/day | $- | $77.38 Million | ▼ -13 days |
| 2006 | 33 days | $119.20 Million | $3.64 Million/day | $- | $111.21 Million | ▲ +10 days |
| 2005 | 23 days | $70.39 Million | $3.09 Million/day | $- | $64.79 Million | ▲ +21 days |
| 2004 | 2 days | $4.39 Million | $2.63 Million/day | $- | $156.00K | ▲ +0 days |
| 2003 | 2 days | $3.50 Million | $2.24 Million/day | $- | $217.00K | ▼ -16 days |
| 2002 | 18 days | $36.89 Million | $2.06 Million/day | $- | $33.43 Million | ▼ -10 days |
| 2001 | 28 days | $55.20 Million | $2.01 Million/day | $- | $52.06 Million | ▼ -8 days |
| 2000 | 36 days | $62.57 Million | $1.74 Million/day | $- | $58.31 Million | ▲ +33 days |
| 1999 | 2 days | $3.56 Million | $1.49 Million/day | $- | $- | ▲ +1 days |
| 1998 | 2 days | $1.65 Million | $929.26K/day | $- | $- | ▼ 0 days |
| 1997 | 2 days | $1.45 Million | $724.11K/day | $- | $- | ▼ 0 days |
| 1996 | 2 days | $935.86K | $462.91K/day | $- | $- | — |