ESSA Bancorp Inc (ESSA) — Cash Flow Quality Index

Latest as of March 2025: 1.38x

ESSA Bancorp Inc (ESSA) has a Cash Flow Quality Index of 1.38x as of March 2025. Operating cash flow of $3.76 Million exceeds net income of $2.73 Million, indicating high earnings quality where cash backs reported profits. Explore investment intensity of ESSA Bancorp Inc to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

1.38x
Operating CF / Net Income

Operating Cash Flow

$3.76 Million
USD

Net Income

$2.73 Million
USD

Data as of

Mar 2025
Most recent filing

ESSA Bancorp Inc Cash Flow Quality Index (2004–2024)

Historical Cash Flow Quality Index for ESSA Bancorp Inc across 20 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check tangible equity quality of ESSA Bancorp Inc to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for ESSA Bancorp Inc (2004–2024)

Year-by-year earnings quality comparison for ESSA Bancorp Inc. For live market cap and the full company financial profile, see ESSA Bancorp Inc market cap and net worth.

Year Quality Index Operating CF (USD) Net Income YoY Change
2024 0.79x $13.43 Million $16.99 Million ▼ -29.6%
2023 1.12x $20.86 Million $18.58 Million ▼ -0.7%
2022 1.13x $22.71 Million $20.07 Million ▼ -4.1%
2021 1.18x $19.38 Million $16.42 Million ▼ -13.9%
2020 1.37x $19.75 Million $14.42 Million ▼ -4.9%
2019 1.44x $18.19 Million $12.62 Million ▼ -59.8%
2018 3.58x $23.39 Million $6.53 Million ▲ +34.9%
2017 2.65x $19.48 Million $7.34 Million ▲ +13.0%
2016 2.35x $18.16 Million $7.73 Million ▲ +19.0%
2015 1.97x $19.34 Million $9.79 Million ▲ +16.1%
2014 1.70x $14.47 Million $8.50 Million ▼ -35.3%
2013 2.63x $23.19 Million $8.82 Million ▼ -89.4%
2012 24.78x $5.33 Million $215.00K ▲ +1178.7%
2011 1.94x $10.19 Million $5.26 Million ▲ +17.9%
2010 1.64x $7.42 Million $4.51 Million ▲ +12.7%
2009 1.46x $9.57 Million $6.56 Million ▼ -17.1%
2008 1.76x $10.70 Million $6.08 Million ▲ +277.0%
2006 0.47x $1.85 Million $3.95 Million ▼ -57.8%
2005 1.11x $4.93 Million $4.45 Million ▲ +41.4%
2004 0.78x $3.07 Million $3.92 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.