ESSA Bancorp Inc (ESSA) — Net Asset Quality Index
ESSA Bancorp Inc (ESSA) has a Net Asset Quality Index of 10.9% as of March 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $2.17 Billion minus total liabilities of $1.93 Billion yields net assets of $236.49 Million. A higher index indicates a stronger, lower-leverage balance sheet. Check how resilient are ESSA Bancorp Inc's assets to evaluate the company's liquid asset resilience ratio.
Quality Index
Net Assets
Total Assets
Total Liabilities
ESSA Bancorp Inc Net Asset Quality Index Over Time (2002–2024)
This chart shows how ESSA Bancorp Inc's Net Asset Quality Index has evolved across 23 annual periods from 2002 to 2024. As of March 2025, the index stands at 10.9%, representing net assets of $236.49 Million against total assets of $2.17 Billion USD. See ESSA working capital ratio to evaluate short-term liquidity relative to the company's equity base.
Annual Net Asset Quality Index for ESSA Bancorp Inc (2002–2024)
The table below presents the year-by-year Net Asset Quality Index for ESSA Bancorp Inc from 2002 to 2024, covering 23 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For market capitalisation and the full company profile, see ESSA Bancorp Inc market cap and net worth.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 10.5% | $230.42 Million | $2.19 Billion | $1.96 Billion | ▲ +1.0 pp |
| 2023 | 9.6% | $219.71 Million | $2.29 Billion | $2.07 Billion | ▼ -1.8 pp |
| 2022 | 11.4% | $212.34 Million | $1.86 Billion | $1.65 Billion | ▲ +0.8 pp |
| 2021 | 10.6% | $196.90 Million | $1.86 Billion | $1.66 Billion | ▲ +0.5 pp |
| 2020 | 10.1% | $191.40 Million | $1.89 Billion | $1.70 Billion | ▼ -0.4 pp |
| 2019 | 10.5% | $189.51 Million | $1.80 Billion | $1.61 Billion | ▲ +0.8 pp |
| 2018 | 9.8% | $179.19 Million | $1.83 Billion | $1.65 Billion | ▼ -0.5 pp |
| 2017 | 10.2% | $182.73 Million | $1.79 Billion | $1.60 Billion | ▲ +0.3 pp |
| 2016 | 9.9% | $176.34 Million | $1.77 Billion | $1.60 Billion | ▼ -0.7 pp |
| 2015 | 10.7% | $171.28 Million | $1.61 Billion | $1.44 Billion | ▲ +0.0 pp |
| 2014 | 10.6% | $167.31 Million | $1.57 Billion | $1.41 Billion | ▼ -1.5 pp |
| 2013 | 12.1% | $166.45 Million | $1.37 Billion | $1.21 Billion | ▼ -0.2 pp |
| 2012 | 12.4% | $175.41 Million | $1.42 Billion | $1.24 Billion | ▼ -2.4 pp |
| 2011 | 14.7% | $161.68 Million | $1.10 Billion | $935.80 Million | ▼ -1.3 pp |
| 2010 | 16.0% | $171.62 Million | $1.07 Billion | $900.37 Million | ▼ -1.8 pp |
| 2009 | 17.8% | $185.51 Million | $1.04 Billion | $856.61 Million | ▼ -2.3 pp |
| 2008 | 20.1% | $200.09 Million | $993.48 Million | $793.40 Million | ▼ -2.3 pp |
| 2007 | 22.5% | $204.69 Million | $910.41 Million | $705.72 Million | ▲ +14.4 pp |
| 2006 | 8.0% | $58.34 Million | $725.80 Million | $667.46 Million | ▼ -0.2 pp |
| 2005 | 8.3% | $54.37 Million | $656.07 Million | $601.70 Million | ▼ -0.2 pp |
| 2004 | 8.5% | $50.26 Million | $592.82 Million | $542.56 Million | ▼ -0.2 pp |
| 2003 | 8.7% | $46.38 Million | $533.61 Million | $487.23 Million | ▼ -0.3 pp |
| 2002 | 9.0% | $42.22 Million | $468.06 Million | $425.84 Million | — |