ESSA Bancorp Inc Net Asset Quality Index
ESSA Bancorp Inc net asset quality index. ESSA Bancorp Inc (ESSA) has a Net Asset Quality Index of 10.9% as of March 2025. This metric measures the proportion of total assets financed by shareholders' equity — total assets of $2.17 Billion minus total liabilities of $1.93 Billion yields net assets of $236.49 Million. A higher index indicates a stronger, lower-leverage balance sheet. See ESSA book value for net asset value and shareholders' equity analysis.
Quality Index
Net Assets
Total Assets
Total Liabilities
Net Asset Quality Index of ESSA Bancorp Inc (2002–2024)
Net asset quality index of ESSA Bancorp Inc from 2002 to 2024. This chart shows how ESSA Bancorp Inc's Net Asset Quality Index has evolved across 23 annual periods from 2002 to 2024. As of March 2025, the index stands at 10.9%, representing net assets of $236.49 Million against total assets of $2.17 Billion USD. Check ESSA capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.
ESSA Bancorp Inc Net Asset Quality Index by Year (2002–2024)
ESSA Bancorp Inc net asset quality index by year from 2002 to 2024. The table below presents the year-by-year Net Asset Quality Index for ESSA Bancorp Inc from 2002 to 2024, covering 23 annual filings. Each row shows total assets, total liabilities, net assets, the quality index percentage, and the change in percentage points compared to the prior year. For live market cap and overall valuation, see ESSA Bancorp Inc stock valuation.
| Year | Quality Index | Net Assets (USD) | Total Assets | Total Liabilities | Change (pp) |
|---|---|---|---|---|---|
| 2024 | 10.5% | $230.42 Million | $2.19 Billion | $1.96 Billion | ▲ +1.0 pp |
| 2023 | 9.6% | $219.71 Million | $2.29 Billion | $2.07 Billion | ▼ -1.8 pp |
| 2022 | 11.4% | $212.34 Million | $1.86 Billion | $1.65 Billion | ▲ +0.8 pp |
| 2021 | 10.6% | $196.90 Million | $1.86 Billion | $1.66 Billion | ▲ +0.5 pp |
| 2020 | 10.1% | $191.40 Million | $1.89 Billion | $1.70 Billion | ▼ -0.4 pp |
| 2019 | 10.5% | $189.51 Million | $1.80 Billion | $1.61 Billion | ▲ +0.8 pp |
| 2018 | 9.8% | $179.19 Million | $1.83 Billion | $1.65 Billion | ▼ -0.5 pp |
| 2017 | 10.2% | $182.73 Million | $1.79 Billion | $1.60 Billion | ▲ +0.3 pp |
| 2016 | 9.9% | $176.34 Million | $1.77 Billion | $1.60 Billion | ▼ -0.7 pp |
| 2015 | 10.7% | $171.28 Million | $1.61 Billion | $1.44 Billion | ▲ +0.0 pp |
| 2014 | 10.6% | $167.31 Million | $1.57 Billion | $1.41 Billion | ▼ -1.5 pp |
| 2013 | 12.1% | $166.45 Million | $1.37 Billion | $1.21 Billion | ▼ -0.2 pp |
| 2012 | 12.4% | $175.41 Million | $1.42 Billion | $1.24 Billion | ▼ -2.4 pp |
| 2011 | 14.7% | $161.68 Million | $1.10 Billion | $935.80 Million | ▼ -1.3 pp |
| 2010 | 16.0% | $171.62 Million | $1.07 Billion | $900.37 Million | ▼ -1.8 pp |
| 2009 | 17.8% | $185.51 Million | $1.04 Billion | $856.61 Million | ▼ -2.3 pp |
| 2008 | 20.1% | $200.09 Million | $993.48 Million | $793.40 Million | ▼ -2.3 pp |
| 2007 | 22.5% | $204.69 Million | $910.41 Million | $705.72 Million | ▲ +14.4 pp |
| 2006 | 8.0% | $58.34 Million | $725.80 Million | $667.46 Million | ▼ -0.2 pp |
| 2005 | 8.3% | $54.37 Million | $656.07 Million | $601.70 Million | ▼ -0.2 pp |
| 2004 | 8.5% | $50.26 Million | $592.82 Million | $542.56 Million | ▼ -0.2 pp |
| 2003 | 8.7% | $46.38 Million | $533.61 Million | $487.23 Million | ▼ -0.3 pp |
| 2002 | 9.0% | $42.22 Million | $468.06 Million | $425.84 Million | — |