ESSA Bancorp Inc (ESSA) — Defensive Interval Ratio
ESSA Bancorp Inc (ESSA) has a Defensive Interval Ratio of 1 days as of March 2025. Defensive assets of $6.93 Million (cash $-, short-term investments $6.93 Million, receivables $-) cover 1 days of daily cash needs of $5.18 Million/day. Check ESSA Bancorp Inc tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
ESSA Bancorp Inc Defensive Interval Ratio (2005–2024)
This chart shows how ESSA Bancorp Inc's Defensive Interval Ratio has evolved across 20 annual periods from 2005 to 2024. As of March 2025, the ratio stands at 1 days, meaning defensive assets of $6.93 Million can fund 1 days of operations without new revenue. Also explore how fast is ESSA Bancorp Inc growing its equity to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for ESSA Bancorp Inc (2005–2024)
The table below presents the year-by-year Defensive Interval Ratio for ESSA Bancorp Inc from 2005 to 2024, covering 20 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see ESSA Bancorp Inc stock valuation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2024 | 41 days | $215.87 Million | $5.23 Million/day | $- | $215.87 Million | ▼ -320 days |
| 2023 | 361 days | $2.01 Billion | $5.58 Million/day | $- | $334.06 Million | ▼ -11 days |
| 2022 | 373 days | $1.64 Billion | $4.41 Million/day | $- | $208.65 Million | ▲ +20 days |
| 2021 | 353 days | $1.58 Billion | $4.48 Million/day | $- | $240.58 Million | ▼ -7 days |
| 2020 | 360 days | $1.63 Billion | $4.54 Million/day | $- | $212.48 Million | ▼ -54 days |
| 2019 | 413 days | $1.64 Billion | $3.97 Million/day | $- | $313.39 Million | ▲ +10 days |
| 2018 | 403 days | $1.68 Billion | $4.16 Million/day | $- | $371.44 Million | ▼ -17 days |
| 2017 | 421 days | $1.63 Billion | $3.87 Million/day | $- | $390.45 Million | ▼ -17 days |
| 2016 | 437 days | $1.61 Billion | $3.68 Million/day | $- | $390.41 Million | ▼ -18 days |
| 2015 | 455 days | $1.48 Billion | $3.26 Million/day | $- | $379.41 Million | ▲ +32 days |
| 2014 | 424 days | $1.44 Billion | $3.40 Million/day | $- | $383.08 Million | ▲ +1 days |
| 2013 | 423 days | $1.24 Billion | $2.94 Million/day | $- | $315.62 Million | ▼ -27 days |
| 2012 | 450 days | $1.28 Billion | $2.85 Million/day | $- | $329.58 Million | ▼ -110 days |
| 2011 | 560 days | $984.01 Million | $1.76 Million/day | $- | $245.39 Million | ▼ -87 days |
| 2010 | 646 days | $983.18 Million | $1.52 Million/day | $- | $252.34 Million | ▼ -113 days |
| 2009 | 760 days | $951.15 Million | $1.25 Million/day | $- | $217.57 Million | ▼ -51 days |
| 2008 | 811 days | $910.97 Million | $1.12 Million/day | $- | $204.08 Million | ▲ +92 days |
| 2007 | 719 days | $825.11 Million | $1.15 Million/day | $- | $205.27 Million | ▲ +254 days |
| 2006 | 465 days | $557.73 Million | $1.20 Million/day | $- | $1.05 Million | ▼ -4 days |
| 2005 | 469 days | $517.03 Million | $1.10 Million/day | $- | $8.05 Million | — |