Farmers National Banc Corp (FMNB) — Cash Flow Quality Index
Farmers National Banc Corp (FMNB) has a Cash Flow Quality Index of 1.15x as of June 2026. Operating cash flow of $26.53 Million exceeds net income of $23.04 Million, indicating high earnings quality where cash backs reported profits. Explore FMNB operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Farmers National Banc Corp Cash Flow Quality Index (1995–2025)
Historical Cash Flow Quality Index for Farmers National Banc Corp across 31 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see FMNB operating cash flow.
Annual Cash Flow Quality Index for Farmers National Banc Corp (1995–2025)
Year-by-year earnings quality comparison for Farmers National Banc Corp.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.10x | $60.04 Million | $54.59 Million | ▼ -24.1% |
| 2024 | 1.45x | $66.61 Million | $45.95 Million | ▲ +15.0% |
| 2023 | 1.26x | $62.93 Million | $49.93 Million | ▼ -8.7% |
| 2022 | 1.38x | $83.69 Million | $60.60 Million | ▲ +30.3% |
| 2021 | 1.06x | $54.93 Million | $51.84 Million | ▼ -11.3% |
| 2020 | 1.19x | $50.01 Million | $41.88 Million | ▲ +10.2% |
| 2019 | 1.08x | $38.76 Million | $35.76 Million | ▼ -8.9% |
| 2018 | 1.19x | $38.76 Million | $32.57 Million | ▼ -11.6% |
| 2017 | 1.35x | $30.57 Million | $22.71 Million | ▲ +12.9% |
| 2016 | 1.19x | $24.50 Million | $20.56 Million | ▲ +51.8% |
| 2015 | 0.78x | $6.32 Million | $8.05 Million | ▼ -42.6% |
| 2014 | 1.37x | $12.25 Million | $8.96 Million | ▼ -25.4% |
| 2013 | 1.83x | $14.25 Million | $7.78 Million | ▲ +65.9% |
| 2012 | 1.10x | $10.97 Million | $9.93 Million | ▼ -27.2% |
| 2011 | 1.52x | $13.99 Million | $9.22 Million | ▼ -23.9% |
| 2010 | 2.00x | $17.94 Million | $8.99 Million | ▲ +123.7% |
| 2009 | 0.89x | $5.21 Million | $5.84 Million | ▼ -35.7% |
| 2008 | 1.39x | $7.85 Million | $5.67 Million | ▲ +32.2% |
| 2007 | 1.05x | $6.21 Million | $5.92 Million | ▼ -28.7% |
| 2006 | 1.47x | $10.61 Million | $7.21 Million | ▲ +13.5% |
| 2005 | 1.30x | $10.44 Million | $8.06 Million | ▼ -25.0% |
| 2004 | 1.73x | $12.41 Million | $7.18 Million | ▲ +15.5% |
| 2003 | 1.50x | $14.24 Million | $9.52 Million | ▲ +4.9% |
| 2002 | 1.43x | $11.32 Million | $7.93 Million | ▼ -3.5% |
| 2001 | 1.48x | $10.78 Million | $7.29 Million | ▼ -6.7% |
| 2000 | 1.58x | $9.11 Million | $5.75 Million | ▲ +3.8% |
| 1999 | 1.53x | $8.40 Million | $5.50 Million | ▲ +4.1% |
| 1998 | 1.47x | $7.50 Million | $5.12 Million | ▼ -1.2% |
| 1997 | 1.49x | $7.04 Million | $4.74 Million | ▼ -2.4% |
| 1996 | 1.52x | $6.29 Million | $4.13 Million | ▲ +3.4% |
| 1995 | 1.47x | $5.26 Million | $3.58 Million | — |