Farmers National Banc Corp (FMNB) — Cash Flow Quality Index
Farmers National Banc Corp (FMNB) has a Cash Flow Quality Index of 0.47x as of March 2026. Operating cash flow of $7.57 Million is below net income of $16.26 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Farmers National Banc Corp (FMNB) long-term investment share to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Farmers National Banc Corp Cash Flow Quality Index (1995–2025)
Historical Cash Flow Quality Index for Farmers National Banc Corp across 31 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check FMNB tangible net worth ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Farmers National Banc Corp (1995–2025)
Year-by-year earnings quality comparison for Farmers National Banc Corp. For live market cap and the full company financial profile, see FMNB stock market capitalisation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.10x | $60.04 Million | $54.59 Million | ▼ -24.1% |
| 2024 | 1.45x | $66.61 Million | $45.95 Million | ▲ +15.0% |
| 2023 | 1.26x | $62.93 Million | $49.93 Million | ▼ -8.7% |
| 2022 | 1.38x | $83.69 Million | $60.60 Million | ▲ +30.3% |
| 2021 | 1.06x | $54.93 Million | $51.84 Million | ▼ -11.3% |
| 2020 | 1.19x | $50.01 Million | $41.88 Million | ▲ +10.2% |
| 2019 | 1.08x | $38.76 Million | $35.76 Million | ▼ -8.9% |
| 2018 | 1.19x | $38.76 Million | $32.57 Million | ▼ -11.6% |
| 2017 | 1.35x | $30.57 Million | $22.71 Million | ▲ +12.9% |
| 2016 | 1.19x | $24.50 Million | $20.56 Million | ▲ +51.8% |
| 2015 | 0.78x | $6.32 Million | $8.05 Million | ▼ -42.6% |
| 2014 | 1.37x | $12.25 Million | $8.96 Million | ▼ -25.4% |
| 2013 | 1.83x | $14.25 Million | $7.78 Million | ▲ +65.9% |
| 2012 | 1.10x | $10.97 Million | $9.93 Million | ▼ -27.2% |
| 2011 | 1.52x | $13.99 Million | $9.22 Million | ▼ -23.9% |
| 2010 | 2.00x | $17.94 Million | $8.99 Million | ▲ +123.7% |
| 2009 | 0.89x | $5.21 Million | $5.84 Million | ▼ -35.7% |
| 2008 | 1.39x | $7.85 Million | $5.67 Million | ▲ +32.2% |
| 2007 | 1.05x | $6.21 Million | $5.92 Million | ▼ -28.7% |
| 2006 | 1.47x | $10.61 Million | $7.21 Million | ▲ +13.5% |
| 2005 | 1.30x | $10.44 Million | $8.06 Million | ▼ -25.0% |
| 2004 | 1.73x | $12.41 Million | $7.18 Million | ▲ +15.5% |
| 2003 | 1.50x | $14.24 Million | $9.52 Million | ▲ +4.9% |
| 2002 | 1.43x | $11.32 Million | $7.93 Million | ▼ -3.5% |
| 2001 | 1.48x | $10.78 Million | $7.29 Million | ▼ -6.7% |
| 2000 | 1.58x | $9.11 Million | $5.75 Million | ▲ +3.8% |
| 1999 | 1.53x | $8.40 Million | $5.50 Million | ▲ +4.1% |
| 1998 | 1.47x | $7.50 Million | $5.12 Million | ▼ -1.2% |
| 1997 | 1.49x | $7.04 Million | $4.74 Million | ▼ -2.4% |
| 1996 | 1.52x | $6.29 Million | $4.13 Million | ▲ +3.4% |
| 1995 | 1.47x | $5.26 Million | $3.58 Million | — |