Farmers National Banc Corp (FMNB) — Defensive Interval Ratio

Latest as of March 2026: 1582 days

Farmers National Banc Corp (FMNB) has a Defensive Interval Ratio of 1582 days as of March 2026. Defensive assets of $1.48 Billion (cash $-, short-term investments $1.48 Billion, receivables $-) cover 1582 days of daily cash needs of $938.33K/day. See working capital to net assets of Farmers National Banc Corp to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

1582 days
Days of operational coverage

Defensive Assets

$1.48 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$938.33K
Current Liabilities ÷ 365

Current Liabilities

$342.49 Million
USD

Farmers National Banc Corp Defensive Interval Ratio (2000–2025)

This chart shows how Farmers National Banc Corp's Defensive Interval Ratio has evolved across 24 annual periods from 2000 to 2025. As of March 2026, the ratio stands at 1582 days, meaning defensive assets of $1.48 Billion can fund 1582 days of operations without new revenue. See Farmers National Banc Corp balance sheet quality to measure how much of total assets are equity-financed.

Annual Defensive Interval Ratio for Farmers National Banc Corp (2000–2025)

The table below presents the year-by-year Defensive Interval Ratio for Farmers National Banc Corp from 2000 to 2025, covering 24 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Farmers National Banc Corp market cap and net worth.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 1737 days $1.34 Billion $773.64K/day $- $1.34 Billion ▲ +1686 days
2024 50 days $631.50 Million $12.53 Million/day $- $631.50 Million ▼ -54 days
2023 105 days $1.30 Billion $12.42 Million/day $- $1.30 Billion ▼ -22 days
2022 127 days $1.27 Billion $10.02 Million/day $- $1.27 Billion ▼ -56 days
2021 182 days $1.43 Billion $7.83 Million/day $- $1.43 Billion ▲ +102 days
2020 80 days $575.60 Million $7.16 Million/day $- $575.60 Million ▲ +5 days
2019 76 days $432.23 Million $5.72 Million/day $- $432.23 Million ▲ +4 days
2018 72 days $402.19 Million $5.60 Million/day $- $402.19 Million ▼ -4 days
2017 76 days $393.33 Million $5.19 Million/day $- $393.33 Million ▼ -3 days
2016 78 days $370.00 Million $4.72 Million/day $- $370.00 Million ▼ -10 days
2015 88 days $394.31 Million $4.48 Million/day $- $394.31 Million ▼ -56 days
2014 144 days $389.83 Million $2.70 Million/day $- $389.83 Million ▼ -10 days
2013 155 days $422.99 Million $2.73 Million/day $- $422.99 Million ▼ -15 days
2012 170 days $464.09 Million $2.74 Million/day $- $464.09 Million ▲ +14 days
2011 156 days $400.03 Million $2.57 Million/day $- $400.03 Million ▲ +145 days
2009 10 days $25.45 Million $2.48 Million/day $- $25.45 Million ▲ +10 days
2008 0 days $246.00K $2.06 Million/day $- $246.00K ▼ -3 days
2007 3 days $6.08 Million $1.83 Million/day $- $6.08 Million ▼ -2 days
2006 5 days $9.59 Million $1.91 Million/day $- $9.59 Million ▲ +3 days
2004 2 days $3.95 Million $2.01 Million/day $- $3.95 Million ▲ +0 days
2003 1 days $2.86 Million $1.94 Million/day $- $2.86 Million ▼ -1 days
2002 3 days $4.54 Million $1.81 Million/day $- $4.54 Million ▼ -24 days
2001 26 days $41.54 Million $1.58 Million/day $- $41.54 Million ▲ +19 days
2000 8 days $11.46 Million $1.51 Million/day $- $11.46 Million
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)