Glen Burnie Bancorp (GLBZ) — Cash Flow Quality Index
Glen Burnie Bancorp (GLBZ) has a Cash Flow Quality Index of -6.90x as of September 2025. Operating cash flow of $-862.00K is below net income of $125.00K, suggesting accrual-heavy earnings not yet converted to cash. Explore GLBZ strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Glen Burnie Bancorp Cash Flow Quality Index (1997–2023)
Historical Cash Flow Quality Index for Glen Burnie Bancorp across 27 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check GLBZ goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Glen Burnie Bancorp (1997–2023)
Year-by-year earnings quality comparison for Glen Burnie Bancorp. For live market cap and the full company financial profile, see GLBZ stock market capitalisation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2023 | 0.98x | $1.40 Million | $1.43 Million | ▼ -23.2% |
| 2022 | 1.28x | $2.23 Million | $1.75 Million | ▼ -12.3% |
| 2021 | 1.45x | $3.66 Million | $2.52 Million | ▲ +51.3% |
| 2020 | 0.96x | $1.60 Million | $1.67 Million | ▼ -48.7% |
| 2019 | 1.87x | $2.99 Million | $1.60 Million | ▼ -28.4% |
| 2018 | 2.61x | $4.14 Million | $1.58 Million | ▼ -35.2% |
| 2017 | 4.03x | $3.67 Million | $911.00K | ▲ +71.6% |
| 2016 | 2.35x | $2.59 Million | $1.10 Million | ▲ +48.6% |
| 2015 | 1.58x | $2.14 Million | $1.35 Million | ▲ +20.1% |
| 2014 | 1.32x | $2.52 Million | $1.91 Million | ▼ -16.3% |
| 2013 | 1.57x | $4.11 Million | $2.61 Million | ▲ +2.5% |
| 2012 | 1.53x | $4.09 Million | $2.67 Million | ▲ +4.2% |
| 2011 | 1.47x | $4.41 Million | $2.99 Million | ▼ -39.1% |
| 2010 | 2.42x | $4.99 Million | $2.06 Million | ▲ +218.1% |
| 2009 | 0.76x | $959.30K | $1.26 Million | ▼ -87.1% |
| 2008 | 5.88x | $2.38 Million | $403.96K | ▲ +437.8% |
| 2007 | 1.09x | $3.04 Million | $2.78 Million | ▲ +0.5% |
| 2006 | 1.09x | $2.96 Million | $2.72 Million | ▼ -15.3% |
| 2005 | 1.29x | $3.57 Million | $2.77 Million | ▲ +9.4% |
| 2004 | 1.18x | $3.59 Million | $3.06 Million | ▲ +2.0% |
| 2003 | 1.15x | $3.55 Million | $3.08 Million | ▼ -0.4% |
| 2002 | 1.16x | $3.25 Million | $2.81 Million | ▲ +1.0% |
| 2001 | 1.15x | $1.98 Million | $1.73 Million | ▼ -51.4% |
| 2000 | 2.36x | $5.37 Million | $2.27 Million | ▲ +52.2% |
| 1999 | 1.55x | $2.24 Million | $1.45 Million | ▼ -32.3% |
| 1998 | 2.29x | $1.91 Million | $833.19K | ▲ +57.1% |
| 1997 | 1.46x | $1.09 Million | $747.25K | — |