Glen Burnie Bancorp (GLBZ) — Cash Flow Quality Index
Glen Burnie Bancorp (GLBZ) has a Cash Flow Quality Index of -6.90x as of September 2025. Operating cash flow of $-862.00K is below net income of $125.00K, suggesting accrual-heavy earnings not yet converted to cash. Explore how efficiently does Glen Burnie Bancorp generate cash to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Glen Burnie Bancorp Cash Flow Quality Index (1997–2023)
Historical Cash Flow Quality Index for Glen Burnie Bancorp across 27 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check GLBZ total capital reinvestment ratio to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Glen Burnie Bancorp (1997–2023)
Year-by-year earnings quality comparison for Glen Burnie Bancorp. For live market cap and the full company financial profile, see market cap of Glen Burnie Bancorp.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2023 | 0.98x | $1.40 Million | $1.43 Million | ▼ -23.2% |
| 2022 | 1.28x | $2.23 Million | $1.75 Million | ▼ -12.3% |
| 2021 | 1.45x | $3.66 Million | $2.52 Million | ▲ +51.3% |
| 2020 | 0.96x | $1.60 Million | $1.67 Million | ▼ -48.7% |
| 2019 | 1.87x | $2.99 Million | $1.60 Million | ▼ -28.4% |
| 2018 | 2.61x | $4.14 Million | $1.58 Million | ▼ -35.2% |
| 2017 | 4.03x | $3.67 Million | $911.00K | ▲ +71.6% |
| 2016 | 2.35x | $2.59 Million | $1.10 Million | ▲ +48.6% |
| 2015 | 1.58x | $2.14 Million | $1.35 Million | ▲ +20.1% |
| 2014 | 1.32x | $2.52 Million | $1.91 Million | ▼ -16.3% |
| 2013 | 1.57x | $4.11 Million | $2.61 Million | ▲ +2.5% |
| 2012 | 1.53x | $4.09 Million | $2.67 Million | ▲ +4.2% |
| 2011 | 1.47x | $4.41 Million | $2.99 Million | ▼ -39.1% |
| 2010 | 2.42x | $4.99 Million | $2.06 Million | ▲ +218.1% |
| 2009 | 0.76x | $959.30K | $1.26 Million | ▼ -87.1% |
| 2008 | 5.88x | $2.38 Million | $403.96K | ▲ +437.8% |
| 2007 | 1.09x | $3.04 Million | $2.78 Million | ▲ +0.5% |
| 2006 | 1.09x | $2.96 Million | $2.72 Million | ▼ -15.3% |
| 2005 | 1.29x | $3.57 Million | $2.77 Million | ▲ +9.4% |
| 2004 | 1.18x | $3.59 Million | $3.06 Million | ▲ +2.0% |
| 2003 | 1.15x | $3.55 Million | $3.08 Million | ▼ -0.4% |
| 2002 | 1.16x | $3.25 Million | $2.81 Million | ▲ +1.0% |
| 2001 | 1.15x | $1.98 Million | $1.73 Million | ▼ -51.4% |
| 2000 | 2.36x | $5.37 Million | $2.27 Million | ▲ +52.2% |
| 1999 | 1.55x | $2.24 Million | $1.45 Million | ▼ -32.3% |
| 1998 | 2.29x | $1.91 Million | $833.19K | ▲ +57.1% |
| 1997 | 1.46x | $1.09 Million | $747.25K | — |