Glen Burnie Bancorp (GLBZ) — Financial Flexibility Index
Glen Burnie Bancorp (GLBZ) has a Financial Flexibility Index of 0.00x as of December 2025. Free cash flow of $470.00K (operating CF $427.00K minus capex $43.00K) represents 0% of total liabilities ($338.49 Million). Check total reinvestment intensity of Glen Burnie Bancorp to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Glen Burnie Bancorp Financial Flexibility Index (1996–2025)
Historical Financial Flexibility Index trend for Glen Burnie Bancorp across 30 annual periods. For the full cash flow conversion analysis, see how efficiently does Glen Burnie Bancorp generate cash.
Annual Financial Flexibility Index for Glen Burnie Bancorp (1996–2025)
Year-by-year free cash flow to debt coverage for Glen Burnie Bancorp. Explore GLBZ debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (USD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 0.00x | $-672.00K | $-791.00K | $338.49 Million | ▼ -721.3% |
| 2024 | 0.00x | $109.00K | $28.00K | $341.14 Million | ▼ -93.2% |
| 2023 | 0.00x | $1.55 Million | $1.40 Million | $332.49 Million | ▼ -31.3% |
| 2022 | 0.01x | $2.48 Million | $2.23 Million | $365.38 Million | ▼ -30.0% |
| 2021 | 0.01x | $3.94 Million | $3.66 Million | $406.35 Million | ▲ +70.6% |
| 2020 | 0.01x | $2.17 Million | $1.60 Million | $382.39 Million | ▼ -40.3% |
| 2019 | 0.01x | $3.33 Million | $2.99 Million | $349.26 Million | ▼ -16.9% |
| 2018 | 0.01x | $4.34 Million | $4.14 Million | $379.00 Million | ▲ +5.1% |
| 2017 | 0.01x | $3.88 Million | $3.67 Million | $355.41 Million | ▲ +32.8% |
| 2016 | 0.01x | $2.91 Million | $2.59 Million | $354.62 Million | ▲ +31.4% |
| 2015 | 0.01x | $2.23 Million | $2.14 Million | $356.40 Million | ▼ -23.8% |
| 2014 | 0.01x | $2.96 Million | $2.52 Million | $360.80 Million | ▼ -35.1% |
| 2013 | 0.01x | $4.37 Million | $4.11 Million | $345.61 Million | ▲ +4.8% |
| 2012 | 0.01x | $4.27 Million | $4.09 Million | $353.85 Million | ▼ -16.3% |
| 2011 | 0.01x | $4.82 Million | $4.41 Million | $334.05 Million | ▼ -13.8% |
| 2010 | 0.02x | $5.37 Million | $4.99 Million | $320.73 Million | ▲ +133.1% |
| 2009 | 0.01x | $2.36 Million | $959.30K | $328.25 Million | ▼ -24.0% |
| 2008 | 0.01x | $2.88 Million | $2.38 Million | $304.59 Million | ▼ -17.3% |
| 2007 | 0.01x | $3.17 Million | $3.04 Million | $277.54 Million | ▲ +7.0% |
| 2006 | 0.01x | $3.09 Million | $2.96 Million | $289.55 Million | ▼ -24.2% |
| 2005 | 0.01x | $3.94 Million | $3.57 Million | $279.94 Million | ▼ -2.8% |
| 2004 | 0.01x | $4.01 Million | $3.59 Million | $276.57 Million | ▼ -8.6% |
| 2003 | 0.02x | $4.33 Million | $3.55 Million | $273.15 Million | ▼ -3.7% |
| 2002 | 0.02x | $4.16 Million | $3.25 Million | $252.46 Million | ▲ +64.2% |
| 2001 | 0.01x | $2.41 Million | $1.98 Million | $240.35 Million | ▼ -63.6% |
| 2000 | 0.03x | $5.97 Million | $5.37 Million | $216.88 Million | ▲ +103.7% |
| 1999 | 0.01x | $2.68 Million | $2.24 Million | $198.34 Million | ▼ -15.7% |
| 1998 | 0.02x | $3.26 Million | $1.91 Million | $203.40 Million | ▲ +50.5% |
| 1997 | 0.01x | $2.27 Million | $1.09 Million | $212.94 Million | ▼ -46.7% |
| 1996 | 0.02x | $4.51 Million | $3.88 Million | $225.63 Million | — |