Glen Burnie Bancorp (GLBZ) — Defensive Interval Ratio

Latest as of December 2025: 6639 days

Glen Burnie Bancorp (GLBZ) has a Defensive Interval Ratio of 6639 days as of December 2025. Defensive assets of $72.76 Million (cash $-, short-term investments $71.47 Million, receivables $1.29 Million) cover 6639 days of daily cash needs of $10.96K/day. Check tangible net worth ratio of Glen Burnie Bancorp to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

6639 days
Days of operational coverage

Defensive Assets

$72.76 Million
Cash + ST Investments + Receivables

Daily Cash Need

$10.96K
Current Liabilities ÷ 365

Current Liabilities

$4.00 Million
USD

Glen Burnie Bancorp Defensive Interval Ratio (1996–2025)

This chart shows how Glen Burnie Bancorp's Defensive Interval Ratio has evolved across 30 annual periods from 1996 to 2025. As of December 2025, the ratio stands at 6639 days, meaning defensive assets of $72.76 Million can fund 6639 days of operations without new revenue. Also explore Glen Burnie Bancorp annual equity growth to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Glen Burnie Bancorp (1996–2025)

The table below presents the year-by-year Defensive Interval Ratio for Glen Burnie Bancorp from 1996 to 2025, covering 30 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see GLBZ company net worth.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 6639 days $72.76 Million $10.96K/day $- $71.47 Million ▲ +6557 days
2024 82 days $76.04 Million $929.28K/day $- $74.55 Million ▼ -59 days
2023 141 days $127.54 Million $904.29K/day $- $126.23 Million ▼ -4 days
2022 145 days $145.29 Million $1.00 Million/day $- $144.13 Million ▲ +0 days
2021 145 days $157.31 Million $1.09 Million/day $- $155.93 Million ▲ +35 days
2020 110 days $115.47 Million $1.05 Million/day $- $114.05 Million ▲ +33 days
2019 77 days $73.67 Million $956.01K/day $- $71.49 Million ▼ -4 days
2018 81 days $83.95 Million $1.04 Million/day $- $81.57 Million ▼ -13 days
2017 93 days $90.95 Million $972.80K/day $- $89.35 Million ▼ -1011980516 days
2016 1011980610 days $94.61 Billion $93.49/day $- $94.61 Billion ▲ +1011873046 days
2015 107564 days $98.79 Billion $918.44K/day $- $98.79 Billion ▲ +12875 days
2014 94689 days $87.99 Billion $929.30K/day $- $87.99 Billion ▲ +10998 days
2013 83692 days $74.32 Billion $887.96K/day $- $74.31 Billion ▼ -26683 days
2012 110375 days $100.49 Billion $910.46K/day $- $100.49 Billion ▲ +110372 days
2011 3 days $2.57 Million $856.22K/day $- $1.03 Million ▼ -106529 days
2010 106532 days $87.27 Billion $819.19K/day $- $87.27 Billion ▲ +2008 days
2009 104523 days $84.46 Billion $808.09K/day $- $84.46 Billion ▲ +26499 days
2008 78024 days $57.95 Billion $742.72K/day $- $57.95 Billion ▼ -32842 days
2007 110866 days $77.18 Billion $696.19K/day $- $77.18 Billion ▼ -15983 days
2006 126849 days $95.81 Billion $755.33K/day $- $95.81 Billion ▲ +8869 days
2005 117980 days $86.13 Billion $730.04K/day $- $86.13 Billion ▼ -11609 days
2004 129590 days $93.28 Billion $719.81K/day $- $93.28 Billion ▼ -8128 days
2003 137717 days $99.60 Billion $723.25K/day $- $99.60 Billion ▲ +10437 days
2002 127280 days $84.66 Billion $665.14K/day $- $84.66 Billion ▲ +127266 days
2001 14 days $8.86 Million $632.09K/day $- $7.33 Million ▲ +0 days
2000 14 days $7.73 Million $567.21K/day $- $6.05 Million ▲ +11 days
1999 2 days $1.28 Million $543.29K/day $- $- ▼ 0 days
1998 3 days $1.40 Million $550.45K/day $- $- ▼ 0 days
1997 3 days $1.56 Million $570.57K/day $- $- ▼ -1 days
1996 4 days $2.15 Million $611.85K/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)