Hanmi Financial Corporation (HAFC) — Cash Flow Quality Index

Latest as of September 2025: 6.66x

Hanmi Financial Corporation (HAFC) has a Cash Flow Quality Index of 6.66x as of September 2025. Operating cash flow of $146.91 Million exceeds net income of $22.06 Million, indicating high earnings quality where cash backs reported profits. Explore Hanmi Financial Corporation long-term investment intensity to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

6.66x
Operating CF / Net Income

Operating Cash Flow

$146.91 Million
USD

Net Income

$22.06 Million
USD

Data as of

Sep 2025
Most recent filing

Hanmi Financial Corporation Cash Flow Quality Index (1999–2024)

Historical Cash Flow Quality Index for Hanmi Financial Corporation across 22 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check tangible net worth ratio of Hanmi Financial Corporation to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Hanmi Financial Corporation (1999–2024)

Year-by-year earnings quality comparison for Hanmi Financial Corporation. For live market cap and the full company financial profile, see HAFC company net worth.

Year Quality Index Operating CF (USD) Net Income YoY Change
2024 0.87x $53.95 Million $62.20 Million ▼ -35.6%
2023 1.35x $107.80 Million $80.04 Million ▼ -7.3%
2022 1.45x $147.31 Million $101.39 Million ▲ +53.0%
2021 0.95x $93.73 Million $98.68 Million ▼ -33.4%
2020 1.43x $60.20 Million $42.20 Million ▼ -20.4%
2019 1.79x $58.80 Million $32.79 Million ▲ +35.4%
2018 1.32x $76.64 Million $57.87 Million ▼ -11.4%
2017 1.49x $81.66 Million $54.66 Million ▲ +42.2%
2016 1.05x $59.35 Million $56.49 Million ▼ -15.0%
2015 1.24x $66.53 Million $53.82 Million ▲ +141.5%
2014 0.51x $25.47 Million $49.76 Million ▼ -66.4%
2013 1.52x $60.72 Million $39.86 Million ▲ +160.5%
2012 0.58x $52.83 Million $90.32 Million ▼ -66.6%
2011 1.75x $49.24 Million $28.15 Million ▲ +133.8%
2006 0.75x $48.91 Million $65.35 Million ▼ -36.8%
2005 1.18x $68.94 Million $58.23 Million ▲ +15.2%
2004 1.03x $37.73 Million $36.70 Million ▲ +45.4%
2003 0.71x $13.59 Million $19.21 Million ▼ -42.5%
2002 1.23x $20.95 Million $17.03 Million ▲ +84.7%
2001 0.67x $11.20 Million $16.81 Million ▼ -56.4%
2000 1.53x $23.70 Million $15.52 Million ▲ +1214.4%
1999 -0.14x $-1.64 Million $12.01 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.