Hanmi Financial Corporation (HAFC) — Cash Flow Quality Index
Hanmi Financial Corporation (HAFC) has a Cash Flow Quality Index of -0.38x as of June 2026. Operating cash flow of $-8.82 Million is below net income of $23.50 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore HAFC debt coverage from operations to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Hanmi Financial Corporation Cash Flow Quality Index (1999–2025)
Historical Cash Flow Quality Index for Hanmi Financial Corporation across 23 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see cash flow conversion of Hanmi Financial Corporation.
Annual Cash Flow Quality Index for Hanmi Financial Corporation (1999–2025)
Year-by-year earnings quality comparison for Hanmi Financial Corporation.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 2.71x | $206.01 Million | $76.09 Million | ▲ +212.2% |
| 2024 | 0.87x | $53.95 Million | $62.20 Million | ▼ -35.6% |
| 2023 | 1.35x | $107.80 Million | $80.04 Million | ▼ -7.3% |
| 2022 | 1.45x | $147.31 Million | $101.39 Million | ▲ +53.0% |
| 2021 | 0.95x | $93.73 Million | $98.68 Million | ▼ -33.4% |
| 2020 | 1.43x | $60.20 Million | $42.20 Million | ▼ -20.4% |
| 2019 | 1.79x | $58.80 Million | $32.79 Million | ▲ +35.4% |
| 2018 | 1.32x | $76.64 Million | $57.87 Million | ▼ -11.4% |
| 2017 | 1.49x | $81.66 Million | $54.66 Million | ▲ +42.2% |
| 2016 | 1.05x | $59.35 Million | $56.49 Million | ▼ -15.0% |
| 2015 | 1.24x | $66.53 Million | $53.82 Million | ▲ +141.5% |
| 2014 | 0.51x | $25.47 Million | $49.76 Million | ▼ -66.4% |
| 2013 | 1.52x | $60.72 Million | $39.86 Million | ▲ +160.5% |
| 2012 | 0.58x | $52.83 Million | $90.32 Million | ▼ -66.6% |
| 2011 | 1.75x | $49.24 Million | $28.15 Million | ▲ +133.8% |
| 2006 | 0.75x | $48.91 Million | $65.35 Million | ▼ -36.8% |
| 2005 | 1.18x | $68.94 Million | $58.23 Million | ▲ +15.2% |
| 2004 | 1.03x | $37.73 Million | $36.70 Million | ▲ +45.4% |
| 2003 | 0.71x | $13.59 Million | $19.21 Million | ▼ -42.5% |
| 2002 | 1.23x | $20.95 Million | $17.03 Million | ▲ +84.7% |
| 2001 | 0.67x | $11.20 Million | $16.81 Million | ▼ -56.4% |
| 2000 | 1.53x | $23.70 Million | $15.52 Million | ▲ +1214.4% |
| 1999 | -0.14x | $-1.64 Million | $12.01 Million | — |