Hanmi Financial Corporation (HAFC) — Defensive Interval Ratio
Hanmi Financial Corporation (HAFC) has a Defensive Interval Ratio of 1271 days as of December 2025. Defensive assets of $7.40 Billion (cash $-, short-term investments $880.62 Million, receivables $6.52 Billion) cover 1271 days of daily cash needs of $5.82 Million/day. See working capital position of Hanmi Financial Corporation to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Hanmi Financial Corporation Defensive Interval Ratio (1999–2025)
This chart shows how Hanmi Financial Corporation's Defensive Interval Ratio has evolved across 27 annual periods from 1999 to 2025. As of December 2025, the ratio stands at 1271 days, meaning defensive assets of $7.40 Billion can fund 1271 days of operations without new revenue. See Hanmi Financial Corporation (HAFC) net asset quality to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for Hanmi Financial Corporation (1999–2025)
The table below presents the year-by-year Defensive Interval Ratio for Hanmi Financial Corporation from 1999 to 2025, covering 27 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see HAFC market cap.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 1271 days | $7.40 Billion | $5.82 Million/day | $- | $880.62 Million | ▲ +1218 days |
| 2024 | 53 days | $973.64 Million | $18.34 Million/day | $- | $905.80 Million | ▲ +2 days |
| 2023 | 51 days | $924.34 Million | $18.00 Million/day | $- | $865.74 Million | ▼ -32 days |
| 2022 | 84 days | $1.51 Billion | $17.98 Million/day | $- | $853.84 Million | ▼ -5 days |
| 2021 | 89 days | $1.44 Billion | $16.20 Million/day | $- | $910.79 Million | ▲ +6 days |
| 2020 | 83 days | $1.22 Billion | $14.67 Million/day | $- | $753.78 Million | ▼ -5 days |
| 2019 | 88 days | $1.16 Billion | $13.10 Million/day | $- | $634.48 Million | ▲ +43 days |
| 2018 | 45 days | $596.55 Million | $13.24 Million/day | $- | $574.91 Million | ▼ -3 days |
| 2017 | 48 days | $597.40 Million | $12.41 Million/day | $- | $578.80 Million | ▲ +2 days |
| 2016 | 47 days | $529.67 Million | $11.37 Million/day | $- | $516.96 Million | ▼ -27 days |
| 2015 | 73 days | $712.88 Million | $9.71 Million/day | $- | $698.30 Million | ▼ -37 days |
| 2014 | 110 days | $1.08 Billion | $9.86 Million/day | $- | $1.06 Billion | ▲ +30 days |
| 2013 | 80 days | $549.93 Million | $6.92 Million/day | $- | $530.93 Million | ▲ +9 days |
| 2012 | 71 days | $467.67 Million | $6.62 Million/day | $- | $451.06 Million | ▼ -1415 days |
| 2011 | 1485 days | $400.59 Million | $269.69K/day | $- | $381.86 Million | ▲ +1422 days |
| 2010 | 63 days | $430.35 Million | $6.80 Million/day | $- | $413.12 Million | ▲ +38 days |
| 2009 | 25 days | $198.47 Million | $7.79 Million/day | $- | $132.42 Million | ▲ +1 days |
| 2008 | 24 days | $209.31 Million | $8.69 Million/day | $- | $196.97 Million | ▼ -18 days |
| 2007 | 42 days | $366.93 Million | $8.65 Million/day | $- | $349.52 Million | ▼ -5 days |
| 2006 | 47 days | $407.53 Million | $8.59 Million/day | $- | $390.61 Million | ▲ +38 days |
| 2005 | 10 days | $74.12 Million | $7.78 Million/day | $- | $60.00 Million | ▼ -2 days |
| 2004 | 12 days | $82.03 Million | $6.95 Million/day | $- | $72.00 Million | ▲ +10 days |
| 2003 | 2 days | $6.69 Million | $3.97 Million/day | $- | $- | ▼ -77 days |
| 2002 | 79 days | $277.54 Million | $3.53 Million/day | $- | $272.01 Million | ▲ +70 days |
| 2001 | 9 days | $24.61 Million | $2.87 Million/day | $- | $19.20 Million | ▼ -15 days |
| 2000 | 23 days | $59.55 Million | $2.58 Million/day | $- | $52.70 Million | ▲ +20 days |
| 1999 | 3 days | $4.96 Million | $1.82 Million/day | $- | $- | — |