Hanmi Financial Corporation (HAFC) — Defensive Interval Ratio
Hanmi Financial Corporation (HAFC) has a Defensive Interval Ratio of 48 days as of June 2026. Defensive assets of $921.22 Million (cash $-, short-term investments $896.61 Million, receivables $24.61 Million) cover 48 days of daily cash needs of $19.13 Million/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Hanmi Financial Corporation Defensive Interval Ratio (1999–2025)
This chart shows how Hanmi Financial Corporation's Defensive Interval Ratio has evolved across 27 annual periods from 1999 to 2025. As of June 2026, the ratio stands at 48 days, meaning defensive assets of $921.22 Million can fund 48 days of operations without new revenue. For the complete balance sheet picture, see total assets of Hanmi Financial Corporation.
Annual Defensive Interval Ratio for Hanmi Financial Corporation (1999–2025)
The table below presents the year-by-year Defensive Interval Ratio for Hanmi Financial Corporation from 1999 to 2025, covering 27 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See HAFC working capital ratio to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 48 days | $905.09 Million | $18.80 Million/day | $- | $880.62 Million | ▼ -5 days |
| 2024 | 53 days | $973.64 Million | $18.34 Million/day | $- | $905.80 Million | ▲ +2 days |
| 2023 | 51 days | $924.34 Million | $18.00 Million/day | $- | $865.74 Million | ▼ -32 days |
| 2022 | 84 days | $1.51 Billion | $17.98 Million/day | $- | $853.84 Million | ▼ -5 days |
| 2021 | 89 days | $1.44 Billion | $16.20 Million/day | $- | $910.79 Million | ▲ +6 days |
| 2020 | 83 days | $1.22 Billion | $14.67 Million/day | $- | $753.78 Million | ▼ -5 days |
| 2019 | 88 days | $1.16 Billion | $13.10 Million/day | $- | $634.48 Million | ▲ +43 days |
| 2018 | 45 days | $596.55 Million | $13.24 Million/day | $- | $574.91 Million | ▼ -3 days |
| 2017 | 48 days | $597.40 Million | $12.41 Million/day | $- | $578.80 Million | ▲ +2 days |
| 2016 | 47 days | $529.67 Million | $11.37 Million/day | $- | $516.96 Million | ▼ -27 days |
| 2015 | 73 days | $712.88 Million | $9.71 Million/day | $- | $698.30 Million | ▼ -37 days |
| 2014 | 110 days | $1.08 Billion | $9.86 Million/day | $- | $1.06 Billion | ▲ +30 days |
| 2013 | 80 days | $549.93 Million | $6.92 Million/day | $- | $530.93 Million | ▲ +9 days |
| 2012 | 71 days | $467.67 Million | $6.62 Million/day | $- | $451.06 Million | ▼ -1415 days |
| 2011 | 1485 days | $400.59 Million | $269.69K/day | $- | $381.86 Million | ▲ +1422 days |
| 2010 | 63 days | $430.35 Million | $6.80 Million/day | $- | $413.12 Million | ▲ +38 days |
| 2009 | 25 days | $198.47 Million | $7.79 Million/day | $- | $132.42 Million | ▲ +1 days |
| 2008 | 24 days | $209.31 Million | $8.69 Million/day | $- | $196.97 Million | ▼ -18 days |
| 2007 | 42 days | $366.93 Million | $8.65 Million/day | $- | $349.52 Million | ▼ -5 days |
| 2006 | 47 days | $407.53 Million | $8.59 Million/day | $- | $390.61 Million | ▲ +38 days |
| 2005 | 10 days | $74.12 Million | $7.78 Million/day | $- | $60.00 Million | ▼ -2 days |
| 2004 | 12 days | $82.03 Million | $6.95 Million/day | $- | $72.00 Million | ▲ +10 days |
| 2003 | 2 days | $6.69 Million | $3.97 Million/day | $- | $- | ▼ -77 days |
| 2002 | 79 days | $277.54 Million | $3.53 Million/day | $- | $272.01 Million | ▲ +70 days |
| 2001 | 9 days | $24.61 Million | $2.87 Million/day | $- | $19.20 Million | ▼ -15 days |
| 2000 | 23 days | $59.55 Million | $2.58 Million/day | $- | $52.70 Million | ▲ +20 days |
| 1999 | 3 days | $4.96 Million | $1.82 Million/day | $- | $- | — |