IF Bancorp Inc (IROQ) — Cash Flow Quality Index
IF Bancorp Inc (IROQ) has a Cash Flow Quality Index of 1.18x as of December 2025. Operating cash flow of $1.56 Million exceeds net income of $1.33 Million, indicating high earnings quality where cash backs reported profits. Explore debt repayment capacity of IF Bancorp Inc to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
IF Bancorp Inc Cash Flow Quality Index (2009–2025)
Historical Cash Flow Quality Index for IF Bancorp Inc across 17 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see how efficiently does IF Bancorp Inc generate cash.
Annual Cash Flow Quality Index for IF Bancorp Inc (2009–2025)
Year-by-year earnings quality comparison for IF Bancorp Inc.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.57x | $6.76 Million | $4.30 Million | ▲ +23.2% |
| 2024 | 1.28x | $2.28 Million | $1.79 Million | ▲ +114.9% |
| 2023 | 0.59x | $2.77 Million | $4.66 Million | ▼ -60.4% |
| 2022 | 1.50x | $8.67 Million | $5.78 Million | ▲ +16.7% |
| 2021 | 1.28x | $6.87 Million | $5.35 Million | ▼ -20.9% |
| 2020 | 1.62x | $6.90 Million | $4.25 Million | ▼ -0.3% |
| 2019 | 1.63x | $5.80 Million | $3.56 Million | ▼ -41.5% |
| 2018 | 2.78x | $4.84 Million | $1.74 Million | ▲ +77.6% |
| 2017 | 1.57x | $6.14 Million | $3.92 Million | ▲ +4.9% |
| 2016 | 1.49x | $5.33 Million | $3.57 Million | ▼ -8.3% |
| 2015 | 1.63x | $5.33 Million | $3.27 Million | ▼ -12.9% |
| 2014 | 1.87x | $6.50 Million | $3.48 Million | ▲ +14.3% |
| 2013 | 1.64x | $6.07 Million | $3.71 Million | ▼ -62.7% |
| 2012 | 4.39x | $6.14 Million | $1.40 Million | ▲ +142.2% |
| 2011 | 1.81x | $5.13 Million | $2.83 Million | ▲ +146.9% |
| 2010 | 0.73x | $1.96 Million | $2.68 Million | ▼ -48.9% |
| 2009 | 1.44x | $3.46 Million | $2.41 Million | — |