IF Bancorp Inc Cash Flow Quality Index
IF Bancorp Inc cash flow quality index. IF Bancorp Inc (IROQ) has a Cash Flow Quality Index of 1.18x as of December 2025. Operating cash flow of $1.56 Million exceeds net income of $1.33 Million, indicating high earnings quality where cash backs reported profits. See IROQ financial flexibility score to measure the company's free cash flow as a share of total liabilities.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Cash Flow Quality Index of IF Bancorp Inc (2009–2025)
Cash flow quality index of IF Bancorp Inc from 2009 to 2025. Historical Cash Flow Quality Index for IF Bancorp Inc across 17 annual periods. Values consistently above 1.0x indicate high-quality earnings. Explore IF Bancorp Inc debt service capacity to assess how comfortably operating cash covers total debt obligations.
IF Bancorp Inc Cash Flow Quality Index by Year (2009–2025)
IF Bancorp Inc cash flow quality index by year from 2009 to 2025. Year-by-year earnings quality comparison for IF Bancorp Inc. For the full cash flow conversion analysis, see IROQ cash flow conversion.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.57x | $6.76 Million | $4.30 Million | ▲ +23.2% |
| 2024 | 1.28x | $2.28 Million | $1.79 Million | ▲ +114.9% |
| 2023 | 0.59x | $2.77 Million | $4.66 Million | ▼ -60.4% |
| 2022 | 1.50x | $8.67 Million | $5.78 Million | ▲ +16.7% |
| 2021 | 1.28x | $6.87 Million | $5.35 Million | ▼ -20.9% |
| 2020 | 1.62x | $6.90 Million | $4.25 Million | ▼ -0.3% |
| 2019 | 1.63x | $5.80 Million | $3.56 Million | ▼ -41.5% |
| 2018 | 2.78x | $4.84 Million | $1.74 Million | ▲ +77.6% |
| 2017 | 1.57x | $6.14 Million | $3.92 Million | ▲ +4.9% |
| 2016 | 1.49x | $5.33 Million | $3.57 Million | ▼ -8.3% |
| 2015 | 1.63x | $5.33 Million | $3.27 Million | ▼ -12.9% |
| 2014 | 1.87x | $6.50 Million | $3.48 Million | ▲ +14.3% |
| 2013 | 1.64x | $6.07 Million | $3.71 Million | ▼ -62.7% |
| 2012 | 4.39x | $6.14 Million | $1.40 Million | ▲ +142.2% |
| 2011 | 1.81x | $5.13 Million | $2.83 Million | ▲ +146.9% |
| 2010 | 0.73x | $1.96 Million | $2.68 Million | ▼ -48.9% |
| 2009 | 1.44x | $3.46 Million | $2.41 Million | — |